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Original filing (PDF)20260324190142NAL0004201139001
SUMMIT FUNDING, INC.
Form 5500
FILING_RECEIVED
SUMMIT FUNDING, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 4.3 moNo recordkeeper disclosed
Active participants
499
Accounts w/ balance
755
Plan assets (EOY)
$45.7M
Net assets (EOY)
$45.7M
How this plan invests
This plan
1 pooled trust
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
83
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Filed 4.3 months past the 10.5-month grace window.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SUMMIT FUNDING, INC..
Plan sponsor
Name
SUMMIT FUNDING, INC.
EIN
91-1780488
Address
2135 BUTANO DRIVE · SUITE 150 · SACRAMENTO, CA · 95825
Phone
(916) 571-3000
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-03-24
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC | 34-1479833 | — | NONE | $65K | — |
| SAGE ADVISORY GROUP | 33-0818667 | — | NONE | $48K | — |
Investments
31 direct securities · 1 pooled fund· $46.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$45.6M
31 holdings
Common Collective Trust
$969K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX Mututal Funds | — | — | — | $9.1M | 19.8% | |
| FIDELITY FREE IDX 2040 PREM Mututal Funds | — | — | — | $4.4M | 9.6% | |
| FIDELITY FREE IDX 2030 PREM Mututal Funds | — | — | — | $3.8M | 8.2% | |
| FIDELITY FREE IDX 2035 PREM Mututal Funds | — | — | — | $3.5M | 7.6% | |
| MFS GROWTH R6 Mututal Funds | — | — | — | $3.1M | 6.8% | |
| FIDELITY FREE IDX 2045 PREM Mututal Funds | — | — | — | $3.0M | 6.6% | |
| FIDELITY FREE IDX 2055 PREM Mututal Funds | — | — | — | $2.8M | 6.2% | |
| FIDELITY FREE IDX 2050 PREM Mututal Funds | — | — | — | $2.6M | 5.7% | |
| FIDELITY FREE IDX 2025 PREM Mututal Funds | — | — | — | $2.1M | 4.5% | |
| PUTNAM LARGE CAP VALUE R6 Mututal Funds | — | — | — | $1.7M | 3.7% | |
| FIDELITY FREE IDX 2060 PREM Mututal Funds | — | — | — | $1.2M | 2.5% | |
| FIDELITY SMALL CAP INDEX Mututal Funds | — | — | — | $1.0M | 2.2% | |
| T . ROWE PRICE STB VAL COMMON TR FD T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $969K | 2.1% | |
| VICTORY SYC EST VALUE R6 Mututal Funds | — | — | — | $947K | 2.1% | |
| DODGE & COX INCOME X Registered Investment Company | — | — | — | $922K | 2.0% | |
| PARTICIPANT LOANS (4.25% - 9.50%) | — | — | — | $817K | 1.8% | |
| maturing through May 2053 0 | — | — | — | $817K | 1.8% | |
| FIDELITY FREE IDX 2020 PREM Mututal Funds | — | — | — | $627K | 1.4% | |
| EUROPACIFIC GROWTH R6 Mututal Funds | — | — | — | $621K | 1.4% | |
| FIDELITY INTERNATIONAL INDEX Mututal Funds | — | — | — | $615K | 1.3% | |
| FIDELITY MID CAP INDEX Mututal Funds | — | — | — | $463K | 1.0% | |
| AMERICAN FUNDS SMCAP WORLD R6 Registered Investment Company | — | — | — | $407K | 0.9% | |
| FIDELITY US BOND INDEX Mututal Funds | — | — | — | $361K | 0.8% | |
| FIDELITY FREE IDX 2065 PREM Mututal Funds | — | — | — | $264K | 0.6% | |
| CARILLON EAGLE MDCP GROWTH R6 Mututal Funds | — | — | — | $241K | 0.5% | |
| COHEN & STEERS REALTY INST CL Mututal Funds | — | — | — | $141K | 0.3% | |
| DFA EMERGING MARKETS CORE EQ Mututal Funds | — | — | — | $119K | 0.3% | |
| FIDELITY FREE IDX INC PREMIER Mututal Funds | — | — | — | $11K | <0.1% | |
| VANGUARD CASH RSRV FED MMKTADM Money Market / Cash Equivalent | — | — | — | $6K | <0.1% | |
| FIDELITY FREE IDX 2015 PREM Mututal Funds | — | — | — | $1K | <0.1% | |
| FIDELITY FREE IDX 2010 PREM Mututal Funds | — | — | — | $1K | <0.1% | |
| CASH | — | — | — | $1K | <0.1% |
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