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Original filing (PDF)20251013143543NAL0000723859001
NORTHWEST RESTAURANTS, INC
Form 5500
FILING_RECEIVED
RETIREMENT INCOME SECURITY PLAN-NORTHWEST RESTAURANTS, INC
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
3,061
Accounts w/ balance
314
Plan assets (EOY)
$11.4M
Net assets (EOY)
$11.4M
How this plan invests
This plan
1 pooled trust
Schedule D
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 52 bps in Schedule C fees — 80% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Only 10% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTHWEST RESTAURANTS, INC.
Plan sponsor
Name
NORTHWEST RESTAURANTS, INC
EIN
91-1696017
Address
18815 139TH AVE. NE · SUITE C · WOODINVILLE, WA · 98072
Phone
(425) 486-6336
Industry
Accommodation & Food Servicessee all
Plan administrator
Name
HEALTHEQUITY RETIREMENT SERVICES
EIN
82-1222973
City
DRAPER, UT
Phone
(877) 860-2664
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAS PARTNERS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | NONE | $32K | — |
| HEALTHEQUITY RETIREMENT SERVICES, L | 82-1222973 | — | NONE | $26K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $2K | — |
Investments
22 direct securities · 1 pooled fund· $22.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$11.4M
22 holdings
103-12 Investment Entity
$11.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RETIREMENT INCOME SECURITY PLAN HEALTHEQUITY RETIREMENT SERVICES LLC · EIN 82-1222973 / PN 333 | 103-12 Investment Entity | — | — | $11.4M | 99.7% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $1.9M | 16.9% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $1.8M | 16.2% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $1.4M | 12.2% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $1.4M | 12.0% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $965K | 8.4% | |
| Dimensional Fund Advisors DFA US Core Equity 1 I | — | — | — | $586K | 5.1% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $530K | 4.6% | |
| Vanguard Total Stock Mkt Idx Adm | — | — | — | $385K | 3.4% | |
| Dimensional Fund Advisors DFA Intermediate-Term Extended Quality P | — | — | — | $332K | 2.9% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $321K | 2.8% | |
| Vanguard Short-Term Bond Index (Adm) | — | — | — | $306K | 2.7% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $245K | 2.1% | |
| Vanguard Total Internat Stock Index Adm) | — | — | — | $237K | 2.1% | |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity I | — | — | — | $196K | 1.7% | |
| Vanguard Total Bond Market Index (Adm) | — | — | — | $178K | 1.6% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $134K | 1.2% | |
| Matrix Trust Matrix Trust Cash account ** 919 Vanguard REIT Index Fund (Adm) | — | — | — | $116K | 1.0% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $113K | 1.0% | |
| Dimensional Fund Advisors DFA International Core Equity I | — | — | — | $104K | 0.9% | |
| Dimensional Fund Advisors DFA Inflation-Protected Securities I | — | — | — | $59K | 0.5% | |
| Dimensional Fund Advisors DFA Commodity Strategy I | — | — | — | $41K | 0.4% | |
| Matrix Trust Cash | — | — | — | $36K | 0.3% |
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