Original filing (PDF)20250728172202NAL0001092467001

BAKER BOYER BANCORP

Name: BAKER BOYER BANCORP — BAKER BOYER BANCORP 401(K) PROFIT SHARING PLAN & TRUST, Form 5500 (2024)
Creator: BAKER BOYER BANCORP

Form 5500

FILING_RECEIVED

BAKER BOYER BANCORP 401(K) PROFIT SHARING PLAN & TRUST

401(k) retirement plan

Signals · 2

28% in single holdingNo recordkeeper disclosed

Active participants

176

Accounts w/ balance

358

Plan assets (EOY)

$78.2M

Net assets (EOY)

$78.2M

How this plan invests

This plan

30 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

Top holding "DFA U.S. CORE EQUITY Mutual Fund" is 28% of plan.
No recordkeeper disclosed on Schedule C.

Helping the score

Below-peer total fees (9 bps vs 16 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BAKER BOYER BANCORP.

Plan sponsor

Name

BAKER BOYER BANCORP

EIN

91-1334541

Address

PO BOX 1796 · 7 W. MAIN · WALLA WALLA, WA · 99362

Phone

(509) 525-2000

Industry

Management of Companies / Holdingssee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-28

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

CLARK NUBER, PS

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
BENEFIT PLAN ADMINISTRATIVESRVCSINC	16-1503696	—	NONE	$54K	—
CLARK NUBER, PS	91-1194016	—	NONE	$16K	—

Investments

30 direct securities· $78.2M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
DFA U.S. CORE EQUITY Mutual Fund	—	—	—	$22.2M	28.3%
DFA INTL CORE EQUITY PORTF Mutual Fund	—	—	—	$11.0M	14.0%
DODGE & COX INCOME FUND Mutual Fund	—	—	—	$9.8M	12.5%
FEDERATED HERMES TTL RETURN BD Mutual Fund	—	—	—	$9.6M	12.3%
MSIF GROWTH PORTFOLIO Mutual Fund	—	—	—	$4.6M	5.9%
DFA EMERGING MKTS CORE EQUITY Mutual Fund	—	—	—	$3.7M	4.8%
VANGUARD INT'L GROWTH Mutual Fund	—	—	—	$3.6M	4.6%
Interest, Collateral, Par or Maturity Value COHEN & STEERS REAL ASSETS Mutual Fund	—	—	—	$3.1M	4.0%
JP MORGAN EMG MKTS EQUITY Mutual Fund	—	—	—	$3.0M	3.9%
VANGUARD TTL STK MKT INDEX Mutual Fund	—	—	—	$1.5M	1.9%
FEDERATED HERMES GOVT Mutual Fund	—	—	—	$1.4M	1.7%
VANGUARD 500 INDEX Mutual Fund	—	—	—	$699K	0.9%
VANGUARD EQUITY INCOME Mutual Fund	—	—	—	$574K	0.7%
VANGUARD MID-CAP INDEX Mutual Fund	—	—	—	$564K	0.7%
DFA INTERNATL VALUE PORTFOLIO Mutual Fund	—	—	—	$451K	0.6%
Participant loans Rates of 8.00% to 8.50% - 0 -	—	—	—	$424K	0.5%
DFA EMERGING MARKETS VALUE Mutual Fund	—	—	—	$385K	0.5%
DFA US SM CAP PORTFOLIO Mutual Fund	—	—	—	$363K	0.5%
COLUMBIA CONTRARIAN CORE Mutual Fund	—	—	—	$247K	0.3%
DFA EMERGING MARKETS SM CAP Mutual Fund	—	—	—	$146K	0.2%
VANGUARD TTL BD MKT INDX Mutual Fund	—	—	—	$144K	0.2%
VANGUARD TTL INT'L BD INDX Mutual Fund	—	—	—	$143K	0.2%
VANGUARD TTL INT'L STK IND Mutual Fund	—	—	—	$137K	0.2%
VANGUARD SMALL-CAP INDEX Mutual Fund	—	—	—	$99K	0.1%
COHEN & STEERS REALTY FOCUS Mutual Fund	—	—	—	$89K	0.1%
FIDELITY NASDAQ COMPOSITE Mutual Fund	—	—	—	$36K	<0.1%
DFA US LG CAP VALUE PORTFOLIO Mutual Fund	—	—	—	$34K	<0.1%
VANGUARD FTSE SOCIAL INDEX Mutual Fund	—	—	—	$27K	<0.1%
DFA INTL SM COMPANY PORTFOLIO Mutual Fund	—	—	—	$19K	<0.1%
FEDERATED HERMES OPP HIYLD BND Mutual Fund	—	—	—	$6K	<0.1%