Original filing (PDF)20251001105027NAL0012497857001

INLAND EMPIRE DISTRIBUTION SYSTEMS, INC.

Name: INLAND EMPIRE DISTRIBUTION SYSTEMS, INC. — IEDS LOGISTICS 401K PLAN, Form 5500 (2024)
Creator: INLAND EMPIRE DISTRIBUTION SYSTEMS, INC.

Form 5500

FILING_RECEIVED

IEDS LOGISTICS 401K PLAN

401(k) retirement plan

Active participants

129

Accounts w/ balance

Plan assets (EOY)

$5.0M

Net assets (EOY)

$5.0M

How this plan invests

This plan

1 pooled trust

Schedule D

83 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

Knocking points off

68% balance-to-active ratio — below typical for a healthy 401(k).

Helping the score

Below-peer total fees (5 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INLAND EMPIRE DISTRIBUTION SYSTEMS, INC..

Plan sponsor

Name

INLAND EMPIRE DISTRIBUTION SYSTEMS, INC.

EIN

91-1229216

Address

3808 NORTH SULLIVAN RD, BLDG 32 · SPOKANE VALLEY, WA · 99216

Phone

(509) 242-4419

Industry

Transportation & Warehousingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-01

Pension benefit codes

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

PRICEKUBECKA, PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE CO	—	GREENWOOD VILLAGE, MS	RECORDKEEPER	$1K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
DYATECH LLC	—	RIDGELAND, CA	CONTRACT ADMIN	$1K	—

Investments

82 direct securities · 1 pooled fund· $14.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Uncategorized

$10.0M

82 holdings

Pooled Separate Account

$4.3M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
SEPARATE ACCOUNT MASSMUTUAL LIFE INSURANCE CO. · EIN 04-1590850 / PN 000	Pooled Separate Account	—	—	$4.3M	85.4%
Vanguard 500 Index Admiral Pooled Separate Account	—	—	—	$670K	13.3%
1VFIAX Mutual Fund	—	—	—	$670K	13.3%
General Account Insurance General Account	—	—	—	$666K	13.2%
1MGPJA1 Mutual Fund	—	—	—	$666K	13.2%
1VMGMX Mutual Fund	—	—	—	$498K	9.9%
Vanguard Mid-Cap Growth Index Admiral Pooled Separate Account	—	—	—	$498K	9.9%
Massmutual Retiresmart By Jpm 2040 I Pooled Separate Account	—	—	—	$379K	7.5%
1MRFUX Mutual Fund	—	—	—	$379K	7.5%
Vanguard Growth Index Admiral Pooled Separate Account	—	—	—	$315K	6.3%
1VIGAX Mutual Fund	—	—	—	$315K	6.3%
1MBCZX Mutual Fund	—	—	—	$234K	4.7%
Massmutual Blue Chip Growth I Pooled Separate Account	—	—	—	$234K	4.7%
1FSPSX Mutual Fund	—	—	—	$211K	4.2%
Fidelity International Index Pooled Separate Account	—	—	—	$211K	4.2%
American Funds American High-Inc R6 Pooled Separate Account	—	—	—	$207K	4.1%
1RITGX Mutual Fund	—	—	—	$207K	4.1%
1BRMKX Mutual Fund	—	—	—	$192K	3.8%
Ishares Russell Mid-Cap Index K Pooled Separate Account	—	—	—	$192K	3.8%
1BDBKX Mutual Fund	—	—	—	$164K	3.3%
Ishares Russell 2000 Small-Cap Idx K Pooled Separate Account	—	—	—	$164K	3.3%
1RLBGX Mutual Fund	—	—	—	$151K	3.0%
American Funds American Balanced R6 Pooled Separate Account	—	—	—	$151K	3.0%
Pioneer Fundamental Growth K Pooled Separate Account	—	—	—	$147K	2.9%
1PFGKX Mutual Fund	—	—	—	$147K	2.9%
1JSVUX Mutual Fund	—	—	—	$135K	2.7%
Jpmorgan Small Cap Value R6 Pooled Separate Account	—	—	—	$135K	2.7%
1VSIAX Mutual Fund	—	—	—	$131K	2.6%
Vanguard Small Cap Value Index Admiral Pooled Separate Account	—	—	—	$131K	2.6%
1RIRGX Mutual Fund	—	—	—	$118K	2.3%
American Funds Capital Income Bldr R6 Pooled Separate Account	—	—	—	$118K	2.3%
1MKDVX Mutual Fund	—	—	—	$104K	2.1%
Blackrock Equity Dividend K Pooled Separate Account	—	—	—	$104K	2.1%
1MMRUX Mutual Fund	—	—	—	$74K	1.5%
Massmutual Retiresmart By Jpm 2050 I Pooled Separate Account	—	—	—	$74K	1.5%
Invesco Small Cap Growth R6 Pooled Separate Account	—	—	—	$72K	1.4%
1GTSFX Mutual Fund	—	—	—	$72K	1.4%
1MEIKX Mutual Fund	—	—	—	$69K	1.4%
Mfs Value R6 Pooled Separate Account	—	—	—	$69K	1.4%
Vanguard Small Cap Growth Index Admir Pooled Separate Account ** 50 * Notes receivable from participants Bearing interest at 4.25% - 9.50% -	—	—	—	$67K	1.3%
Fidelity Shrt-Term Trs Bd Index Pooled Separate Account	—	—	—	$63K	1.2%
1FUMBX Mutual Fund	—	—	—	$63K	1.2%
Massmutual Retiresmart By Jpm 2030 I Pooled Separate Account	—	—	—	$55K	1.1%
1MRYUX Mutual Fund	—	—	—	$55K	1.1%
Exhibit B – Schedule of Delinquent Participant Contributions Participant Total that Constitute Nonexempt Prohibited Transactions Total Fully Contributions Corrected Under Transferred Late VFCP and PTE to Plan	—	—	$2K	$53K	1.1%
1MMWZX Mutual Fund	—	—	—	$49K	1.0%
Massmutual Retiresmart By Jpm 2055 I Pooled Separate Account	—	—	—	$49K	1.0%
1HBLVX Mutual Fund	—	—	—	$38K	0.8%
Hartford Balanced Income R6 Pooled Separate Account	—	—	—	$38K	0.8%
Macquarie Emerging Markets R6 Pooled Separate Account	—	—	—	$31K	0.6%
1DEMZX Mutual Fund	—	—	—	$31K	0.6%
Fidelity Real Estate Index Pooled Separate Account	—	—	—	$28K	0.6%
1FSRNX Mutual Fund	—	—	—	$28K	0.6%
1MMKUX Mutual Fund	—	—	—	$24K	0.5%
Massmutual Retiresmart By Jpm 2045 I Pooled Separate Account	—	—	—	$24K	0.5%
1IHOVX Mutual Fund	—	—	—	$22K	0.4%
Hartford International Opportunities R6 Pooled Separate Account	—	—	—	$22K	0.4%
Jpmorgan Core Plus Bond R6 Pooled Separate Account	—	—	—	$22K	0.4%
1JCPUX Mutual Fund	—	—	—	$22K	0.4%
1MMNUX Mutual Fund	—	—	—	$21K	0.4%
Massmutual Retiresmart By Jpm 2025 I Pooled Separate Account	—	—	—	$21K	0.4%
1DFIVX Mutual Fund	—	—	—	$16K	0.3%
Dfa International Value I Pooled Separate Account	—	—	—	$16K	0.3%
Fidelity Global Ex Us Index Pooled Separate Account	—	—	—	$11K	0.2%
1FSGGX Mutual Fund	—	—	—	$11K	0.2%
1MMWIX Mutual Fund	—	—	—	$10K	0.2%
Massmutual Retiresmart By Jpm 2060 I Pooled Separate Account	—	—	—	$10K	0.2%
Massmutual Retiresmart By Jpm 2020 I Pooled Separate Account	—	—	—	$10K	0.2%
1MRTDX Mutual Fund	—	—	—	$10K	0.2%
1FIFRX Mutual Fund	—	—	—	$9K	0.2%
Franklin Growth R6 Pooled Separate Account	—	—	—	$9K	0.2%
Mfs Emerging Markets Debt R6 Pooled Separate Account	—	—	—	$6K	0.1%
1MEDHX Mutual Fund	—	—	—	$6K	0.1%
Vanguard Total Bond Market Index Adm Pooled Separate Account	—	—	—	$3K	<0.1%
1VBTLX Mutual Fund	—	—	—	$3K	<0.1%
1MMXUX Mutual Fund	—	—	—	$3K	<0.1%
Massmutual Retiresmart By Jpm 2035 I Pooled Separate Account	—	—	—	$3K	<0.1%
Columbia Commodity Strategy Inst3 Pooled Separate Account	—	—	—	$2K	<0.1%
1CCFYX1 Mutual Fund	—	—	—	$2K	<0.1%
1VTIAX Mutual Fund	—	—	—	$2K	<0.1%
Vanguard Total Intl Stock Index Admiral Pooled Separate Account	—	—	—	$2K	<0.1%
1VMVAX Mutual Fund	—	—	—	$1K	<0.1%
Vanguard Mid-Cap Value Index Admiral Pooled Separate Account	—	—	—	$1K	<0.1%