Original filing (PDF)20251015135056NAL0009567874001

Zirkle Fruit Company

Name: Zirkle Fruit Company — Zirkle Fruit Company 401(k), Form 5500 (2024)
Creator: Zirkle Fruit Company
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Zirkle Fruit Company 401(k) Profit Sharing Plan

401(k) retirement plan · Zirkle Fruit Company's Zirkle Fruit Company 401(k) Profit Sharing Plan held $81.2M in plan assets for 3,930 participants in 2024, with Principal as recordkeeper.

Active participants

3,930

Accounts w/ balance

1,107

Plan assets (EOY)

$81.2M

Net assets (EOY)

$81.2M

How this plan invests

This plan

3 pooled trusts

Schedule D

13 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (24th percentile).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (2nd percentile).
Bottom-decile employer contributions per participant (6th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for ZIRKLE FRUIT COMPANY.

Plan sponsor

Name

ZIRKLE FRUIT COMPANY

EIN

91-0979506all filings

Address

PO BOX 190 · SELAH, WA · 98942

Phone

(509) 697-6101

Industry

Agriculture, Forestry, Fishing, Hunting

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

401

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$256K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WILSHIRE ADVISORS LLC	95-2755361	—	INVESTMENT ADVISORY	$0	—

Investments

13 direct securities · 3 pooled funds· $80.9M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$71.2M

12 holdings

Common Collective Trust

$9.7M

3 holdings

Other securities

$22K

1 holding

					% of plan
Vanguard Tgt Rmt 2030 Inv Fund Mutual Fund	Mutual Funds	—	—	$17.8M	22.0%
Vanguard Tgt Rmt 2035 Inv Fund Mutual Fund	Mutual Funds	—	—	$13.8M	16.9%
Vanguard Tgt Rmt 2040 Inv Fund Mutual Fund	Mutual Funds	—	—	$10.1M	12.5%
Vanguard Tgt Rmt 2025 Inv Fund Mutual Fund	Mutual Funds	—	—	$7.2M	8.9%
Vanguard Tgt Rmt 2045 Inv Fund Mutual Fund	Mutual Funds	—	—	$5.7M	7.1%
Vanguard Tgt Rmt 2020 Inv Fund Mutual Fund	Mutual Funds	—	—	$5.2M	6.4%
GALLIARD STABLE RETURN PI SEI TRUST COMPANY · EIN 82-6652363 / PN 001	Common Collective Trust	—	—	$5.2M	6.3%
Vanguard Tgt Rmt 2050 Inv Fund Mutual Fund	Mutual Funds	—	—	$4.3M	5.3%
PRIN/BR S&P 500 INDEX CIT N SEI TRUST COMPANY · EIN 94-3224211 / PN 001	Common Collective Trust	—	—	$4.3M	5.3%
Vanguard Tgt Rmt 2055 Inv Fund Mutual Fund	Mutual Funds	—	—	$3.6M	4.5%
Vanguard Tgt Rmt Inc Inv Fund Mutual Fund	Mutual Funds	—	—	$2.3M	2.8%
Vanguard Tgt Rmt 2060 Inv Fund Mutual Fund	Mutual Funds	—	—	$938K	1.2%
PRIN/BR AGG BD INDEX CIT N SEI TRUST COMPANY · EIN 20-5699010 / PN 001	Common Collective Trust	—	—	$266K	0.3%
Vanguard Tgt Rmt 2065 Inv Fund Mutual Fund	Mutual Funds	—	—	$235K	0.3%
(E)	Other securities	—	—	$22K	<0.1%
Vanguard Tgt Rmt 2070 Inv Fund Mutual Fund	Mutual Funds	—	—	$22K	<0.1%