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Original filing (PDF)20251003124854NAL0000860227001
NORTH CENTRAL CONSTRUCTION, INC.
Form 5500
FILING_RECEIVED
NORTH CENTRAL CONSTRUCTION COMPANY RETIREMENT PLAN
401(k) retirement plan
Active participants
213
Accounts w/ balance
249
Plan assets (EOY)
$7.6M
Net assets (EOY)
$7.6M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 63 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTH CENTRAL CONSTRUCTION, INC..
Plan sponsor
Name
NORTH CENTRAL CONSTRUCTION, INC.
EIN
91-0908121
Address
P. O. BOX 850 · MOSES LAKE, WA · 98837
Phone
(509) 765-5885
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSENALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $21K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHWESTERN MUTUAL WEALTH MGMT CO | 39-2018056 | — | ADVISOR | $15K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $1K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLIFTONLARSONALLEN LLP | 41-0746749 | — | ACCOUNTANT/AUDITOR | $2K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ECONOMIC GROUP PENSION SERVICES, IN | 13-3180178 | — | PLAN SPONSOR | $9K | — |
Investments
31 direct securities· $7.3M(96% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2030 Fund | — | — | — | $1.4M | 18.1% | |
| Fidelity Freedom Index 2025 Fund | — | — | — | $1.1M | 14.6% | |
| Fidelity Freedom Index 2035 Fund | — | — | — | $775K | 10.3% | |
| Fidelity Freedom Index 2045 Fund | — | — | — | $585K | 7.7% | |
| Fidelity Government Money Market | — | — | — | $428K | 5.7% | |
| Fidelity Freedom Index 2010 Fund | — | — | — | $385K | 5.1% | |
| Fidelity 500 Index | — | — | — | $300K | 4.0% | |
| Fidelity Freedom Index 2055 Fund | — | — | — | $272K | 3.6% | |
| Fidelity Freedom Index 2065 Fund | — | — | — | $268K | 3.6% | |
| Fidelity Freedom Index 2050 Fund | — | — | — | $264K | 3.5% | |
| Fidelity Freedom Index 2060 Fund | — | — | — | $228K | 3.0% | |
| Fidelity Large Cap Value Index | — | — | — | $225K | 3.0% | |
| Fidelity Freedom Index 2020 Fund | — | — | — | $178K | 2.4% | |
| Fidelity Large Cap Growth Index | — | — | — | $164K | 2.2% | |
| Participants Participant Notes Receivable Rates of 8.75% to 9.50% - | — | — | — | $121K | 1.6% | |
| Fidelity Freedom Index 2040 Fund | — | — | — | $120K | 1.6% | |
| Fidelity Freedom Index Income Fund | — | — | — | $100K | 1.3% | |
| Fidelity US Bond Index | — | — | — | $83K | 1.1% | |
| Fidelity Mid Cap Index | — | — | — | $74K | 1.0% | |
| Fidelity Global ex US Index | — | — | — | $59K | 0.8% | |
| Fidelity Emerging Markets Index | — | — | — | $36K | 0.5% | |
| Fidelity Real Estate Index | — | — | — | $28K | 0.4% | |
| Fidelity Mid Cap Growth Index | — | — | — | $24K | 0.3% | |
| Fidelity Mid Cap Value Index | — | — | — | $19K | 0.2% | |
| Fidelity Small Cap Index | — | — | — | $19K | 0.2% | |
| Fidelity Small Cap Growth Index | — | — | — | $17K | 0.2% | |
| Interest-Bearing Cash | — | — | — | $15K | 0.2% | |
| Fidelity Inflation Protected Bond Index | — | — | — | $12K | 0.2% | |
| Non-Emp Corp Stock - Common | — | — | — | $6K | <0.1% | |
| Fidelity Small Cap Value Index | — | — | — | $5K | <0.1% | |
| Fidelity Freedom Index 2070 Fund | — | — | — | $3K | <0.1% |
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