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Original filing (PDF)20251015141437NAL0006383328001
STE. MICHELLE WINE ESTATES LLC
Form 5500
FILING_RECEIVED
STE. MICHELLE WINE ESTATES LLC RETIREMENT INCOME PLAN
Defined-benefit pension plan
Signals · 1
45% in single holding
Active participants
250
Accounts w/ balance
—
Plan assets (EOY)
$58.3M
Net assets (EOY)
$58.3M
How this plan invests
This plan
5 pooled trusts
Schedule D
13 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
78
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Index Fund Mutual fund" is 45% of plan.
- 54 bps in Schedule C fees — 238% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STE. MICHELLE WINE ESTATES LLC.
Plan sponsor
Name
STE. MICHELLE WINE ESTATES LLC
EIN
91-0897041
Address
14111 NE 145TH ST. · WOODINVILLE, WA · 98072
Phone
(425) 488-1133
Industry
Manufacturingsee all
Plan administrator
Name
MICHELLE CANDELARIA, PLAN ADMINISTRATOR
EIN
91-0897041
City
WOODINVILLE, WA
Phone
(425) 488-1133
Plan characteristics
Plan number
301
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1A · Pay-related DB formula
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FID INV INST OPS CO | 04-2647786 | — | RECORDKEEPER, ACTUARY | $164K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LOOMIS SAYLES & COMPANY LP | 04-3200030 | — | INVESTMENT MANAGER | $49K | — |
| OCTOBER THREE CONSULTING LLC | 27-1175487 | — | CONSULTANT | $15K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE NORTHERN TRUST COMPANY | 36-1561860 | — | TRUSTEE, INV. MANAGER | $88K | — |
Investments
12 direct securities · 5 pooled funds· $56.9M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$46.0M
12 holdings
Common Collective Trust
$10.9M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Index Fund Mutual fund | — | — | $24.8M | $25.5M | 43.6% | |
| LOOMIS SAYLES CORE DISCIPL ALPHA FD LOOMIS SAYLES TRUST COMPANY, LLC · EIN 84-6391546 / PN 015 | Common Collective Trust | — | $9.4M | $10.9M | 18.7% | |
| Fidelity Small Cap Index Fund Mutual fund | — | — | $5.3M | $5.4M | 9.3% | |
| Fidelity International Index Fund Mutual fund | — | — | $5.4M | $4.9M | 8.4% | |
| US Treasury Bill 1/21/2025 Cash and cash equivalent | — | — | $2.6M | $2.6M | 4.5% | |
| US Treasury Bill 2/06/2025 Cash and cash equivalent | — | — | $2.6M | $2.6M | 4.4% | |
| U S Treasury Bd 2.250% 2/15/52 U.S. government security - | — | — | — | $1.9M | 3.3% | |
| US Treasury Bill 3/20/2025 Cash and cash equivalent | — | — | $1.3M | $1.3M | 2.1% | |
| First Am Govt Ob Fd Cl Z Cash and cash equivalent | — | — | $1.0M | $1.0M | 1.7% | |
| U S Treasury Bd 4.375% 8/15/43 U.S. government security | — | — | $336K | $353K | 0.6% | |
| U S Treasury Nt 1.875% 11/15/51 U.S. government security | — | — | $350K | $212K | 0.4% | |
| U S Treasury Nt 3.875% 8/15/33 U.S. government security | — | — | $193K | $200K | 0.3% | |
| U S Treasury Bd 3.000% 8/15/52 U.S. government security | — | — | $124K | $104K | 0.2% | |
| NT COLL S&P 500 INDEX FUND NL THE NORTHERN TRUST COMPANY · EIN 45-6138589 / PN 003 | Common Collective Trust | — | — | $0 | <0.1% | |
| NT COLL RUSSELL SM CAP COMPLETENESS THE NORTHERN TRUST COMPANY · EIN 45-6138589 / PN 012 | Common Collective Trust | — | — | $0 | <0.1% | |
| NT COLL EAFE INDEX FUND NL THE NORTHERN TRUST COMPANY · EIN 45-6138589 / PN 024 | Common Collective Trust | — | — | $0 | <0.1% | |
| NT COLL GOVT SHORT-TERM INVEST FUND THE NORTHERN TRUST COMPANY · EIN 45-6138589 / PN 068 | Common Collective Trust | — | — | $0 | <0.1% |