How big is GESA Credit Union's plan?

GESA Credit Union's plan reported $27.8M in assets and 49 participants for 2024.

Original filing (PDF)20250909104513NAL0042633458001

GESA Credit Union

Name: GESA Credit Union — Inspirus Credit Union 401(k), Form 5500 (2024)
Creator: GESA Credit Union
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Inspirus Credit Union 401(k) Plan

401(k) retirement plan · GESA Credit Union's Inspirus Credit Union 401(k) Plan held $27.8M in plan assets for 49 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

High average account balanceSelf-directed brokerage offered

Active participants

Accounts w/ balance

Plan assets (EOY)

$27.8M

Net assets (EOY)

$27.8M

People on this filing

Calley Hagen signed GESA Credit Union's 2024 Form 5500 as plan administrator.

Calley Hagen — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

GESA Credit Union's EIN is 91-0616262.

EIN 91-0616262

Plan number 003

Plan year 2024

ACK ID 20250909104513NAL0042633458001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for GESA Credit Union from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

GESA Credit Union's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA), a self-directed brokerage window.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for GESA CREDIT UNION.

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How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Helping the score

Below-peer total plan cost (86th percentile).
High average account balance (99th percentile).
High account-holder ratio — balance-holders per active participant in the top 15% of peers (93rd percentile).

Plan sponsor

Name

GESA CREDIT UNION

EIN

all filings

Address

51 GAGE BLVD · RICHLAND, WA · 99352

Phone

(509) 378-3100

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-09

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$6K	—

Investments

31 direct securities· $27.1M(98% of reported assets)

Mutual Funds

$18.9M

21 holdings

Other securities

$4.1M

6 holdings

Common Collective Trusts

$3.2M

1 holding

Self-Directed Brokerage

$455K

1 holding

Bonds / Notes

$311K

1 holding

U.S. Treasuries

$145K

1 holding

					% of plan
Fidelity Investments Fidelity Blue Chip Growth K6	Mutual Funds	—	—	$5.5M	19.7%
Fidelity Investments 500 Index Fund	Common Collective Trusts	—	—	$3.2M	11.4%
Fidelity Investments Fidelity Government Money Market K6	Mutual Funds	—	—	$2.3M	8.3%
T. Rowe Price TRP Dividend Growth I	Other securities	—	—	$1.7M	6.2%
Fidelity Investments Fidelity Freedom 2025 K6	Mutual Funds	—	—	$1.7M	6.0%
American Century American Century Small Cap Value R6	Other securities	—	—	$1.6M	5.7%
Fidelity Investments Fidelity Freedom 2035 K6	Mutual Funds	—	—	$1.3M	4.8%
Fidelity Investments Fidelity Freedom 2040 K6	Mutual Funds	—	—	$1.1M	4.0%
Fidelity Investments Fidelity Freedom 2030 K6	Mutual Funds	—	—	$1.0M	3.8%
Fidelity Investments Total Bond Fund K6	Mutual Funds	—	—	$1.0M	3.6%
Fidelity Investments Fidelity Freedom 2050 K6	Mutual Funds	—	—	$859K	3.1%
Fidelity Investments Fidelity Freedom 2020 K6	Mutual Funds	—	—	$692K	2.5%
Janus Henderson J H Enterprise N	Mutual Funds	—	—	$690K	2.5%
Allspring Special Mid Cap Value Fund R6	Other securities	—	—	$689K	2.5%
Fidelity Investments Fidelity International Capital Appreciation K6	Mutual Funds	—	—	$599K	2.2%
Fidelity Investments Fidelity Small Cap Growth K6	Mutual Funds	—	—	$593K	2.1%
Fidelity Investments Fidelity Freedom 2055 K6	Mutual Funds	—	—	$514K	1.8%
Self Directed Brokerage Account * Fidelity Investments Common Stock	Self-Directed Brokerage	—	—	$455K	1.6%
Fidelity Investments Fidelity Freedom Inc K6	Mutual Funds	—	—	$329K	1.2%
Participants Participant Loans Rates from 3.25% to 8.5% -	Bonds / Notes	—	—	$311K	1.1%
s * Fidelity Investments Fidelity Global ex US Index	Mutual Funds	—	—	$258K	0.9%
JP Morgan JP Morgan Government Bond R6	U.S. Treasuries	—	—	$145K	0.5%
Fidelity Investments Fidelity Mid Cap Index	Mutual Funds	—	—	$142K	0.5%
RBC Emerging Markets Equity R6	Other securities	—	—	$117K	0.4%
Fidelity Investments Fidelity Freedom 2060 K6	Mutual Funds	—	—	$91K	0.3%
Fidelity Investments Fidelity U.S. Bond Index	Mutual Funds	—	—	$83K	0.3%
Fidelity Investments Fidelity Inflation-Protected Bond Index	Mutual Funds	—	—	$64K	0.2%
Fidelity Investments Fidelity Freedom 2065 K6	Mutual Funds	—	—	$35K	0.1%
JP Morgan JP Morgan Equity Income R6	Other securities	—	—	$28K	<0.1%
Cohen and Steers C&S Realty Shares Z	Other securities	—	—	$2K	<0.1%
Fidelity Investments Fidelity Small Cap Index	Mutual Funds	—	—	$2K	<0.1%