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Original filing (PDF)20251015132516NAL0004669937001
URM STORES, INC.
Form 5500
FILING_RECEIVED
URM 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
325
Accounts w/ balance
414
Plan assets (EOY)
$58.3M
Net assets (EOY)
$58.3M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for URM STORES, INC..
Plan sponsor
Name
URM STORES, INC.
EIN
91-0447070
Address
PO BOX 3365 · 7511 N. FREYA STREET · SPOKANE, WA · 992178004
Phone
(509) 467-2620
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $69K | — |
Investments
26 direct securities · 1 pooled fund· $58.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$53.4M
26 holdings
Common Collective Trust
$5.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Group Target Retirement 2030 Fund | — | — | — | $7.4M | 12.6% | |
| JP Morgan Large Cap Growth R6 Fund | — | — | — | $5.6M | 9.6% | |
| Vanguard Group Total Stock Market Index Adm Fund | — | — | — | $5.3M | 9.2% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $5.1M | 8.7% | |
| Vanguard Group Target Retirement 2025 Fund | — | — | — | $5.0M | 8.6% | |
| Vanguard Group Target Retirement 2040 Fund | — | — | — | $4.1M | 7.1% | |
| Vanguard Group Target Retirement 2035 Fund | — | — | — | $3.0M | 5.1% | |
| Vanguard Group Target Retirement Income Fund | — | — | — | $2.9M | 4.9% | |
| Conestoga Capital Advisors Small Cap Institutional Fund | — | — | — | $2.8M | 4.7% | |
| MFS Investment Management Value R6 Fund | — | — | — | $2.3M | 4.0% | |
| Vanguard Group Target Retirement 2045 Fund | — | — | — | $1.9M | 3.2% | |
| Vanguard Group Target Retirement 2050 Fund | — | — | — | $1.9M | 3.2% | |
| PGIM Investments Total Retirement Bond R6 Fund | — | — | — | $1.8M | 3.1% | |
| Cohen & Steers I Realty Shares Fund | — | — | — | $1.7M | 3.0% | |
| Vanguard Group Target Retirement 2020 Fund | — | — | — | $1.5M | 2.5% | |
| Vanguard Group Total International Stock Index Fund | — | — | — | $1.2M | 2.0% | |
| Vanguard Group Target Retirement 2055 Fund | — | — | — | $1.1M | 1.8% | |
| Northern Institutional Funds Small Cap Value Fund | — | — | — | $819K | 1.4% | |
| Vanguard Group Target Retirement 2060 Fund | — | — | — | $680K | 1.2% | |
| Vanguard Group Target Retirement 2065 Fund | — | — | — | $678K | 1.2% | |
| Dimensional Fund Advisors International Small Company I Fund | — | — | — | $614K | 1.1% | |
| Participants Participant Loans Interest Rates from 5.25 to 10.50% | — | — | — | $492K | 0.8% | |
| The American Funds Europacific Growth R6 Fund | — | — | — | $393K | 0.7% | |
| Vanguard Group Total Bond Market Index Fund | — | — | — | $91K | 0.2% | |
| (E) | — | — | — | $60K | 0.1% | |
| Dimensional Fund Advisors World Ex US Value Portfolio I Fund | — | — | — | $60K | 0.1% | |
| Vanguard Group Target Retirement 2070 Fund | — | — | — | $48K | <0.1% |