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Original filing (PDF)20251014131658NAL0001404723001
VROOM INC.
Form 5500
FILING_RECEIVED
VROOM 401(K) PLAN
401(k) retirement plan
Signals · 1
32% in single holding
Active participants
68
Accounts w/ balance
455
Plan assets (EOY)
$11.7M
Net assets (EOY)
$11.7M
How this plan invests
This plan
7 pooled trusts
Schedule D
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
84
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MyCompass Ind Agg 2055 Fd R6 Common Collective Trust" is 32% of plan.
- 39 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VROOM INC..
Plan sponsor
Name
VROOM INC.
EIN
90-1112566
Address
1071 CAMELBACK STREET, SUITE100 · NEWPORT BEACH, CA · 92660
Phone
(817) 600-2894
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FARBER, BLICHT, EYERMAN & HERZOG, L
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $45K | — |
| SHUSTER ADVISORY GROUP, LLC | 46-4984194 | — | SERVICE PROVIDER | $0 | — |
| JOHN HANCOCK RETIREMENT PLAN SERVIC | 01-0233346 | — | SERVICE PROVIDER | $0 | — |
Investments
36 direct securities · 7 pooled funds· $11.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$7.7M
7 holdings
Uncategorized
$3.9M
36 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MYCOMPASS IND AGGRESSIVE 2055 FD R6 GREAT GRAY TRUST COMPANY · EIN 38-4097330 / PN 476 | Common Collective Trust | — | — | $3.7M | 31.7% | |
| MYCOMPASS IND AGGRESSIVE 2045 FD R6 GREAT GRAY TRUST COMPANY · EIN 38-4097329 / PN 475 | Common Collective Trust | — | — | $2.0M | 17.4% | |
| DFA Infl-Prot Sec Port Ins Registered Investment Company $653 Fidelity 500 Index Fund Registered Investment Company | — | — | — | $1.8M | 15.7% | |
| MYCOMPASS IND AGGRESSIVE 2035 FD R6 GREAT GRAY TRUST COMPANY · EIN 38-4097328 / PN 474 | Common Collective Trust | — | — | $1.1M | 9.0% | |
| MYCOMPASS IND AGGRESSIVE 2065 FD R6 GREAT GRAY TRUST COMPANY · EIN 38-7271384 / PN 765 | Common Collective Trust | — | — | $808K | 6.9% | |
| Vangrd Int-Trm Bd Indx Fd Adm Registered Investment Company | — | — | — | $216K | 1.9% | |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company $407 LOAN FUND Participant Loans - Rates 4.25% to 9.50% | — | — | — | $193K | 1.7% | |
| TRwPr Overseas Stock Fund I Registered Investment Company | — | — | — | $153K | 1.3% | |
| MYCOMPASS IND AGGRESSIVE RET FD R6 GREAT GRAY TRUST COMPANY · EIN 38-4097326 / PN 472 | Common Collective Trust | — | — | $139K | 1.2% | |
| Vangrd Equity Income Fund Adm Registered Investment Company | — | — | — | $122K | 1.1% | |
| Vangrd Wellesley Inc Fnd Adm Registered Investment Company | — | — | — | $116K | 1.0% | |
| Voya Fixed Account (4450) Insurance Company General Account | — | — | — | $107K | 0.9% | |
| PIMCO Income Fund Ins Registered Investment Company | — | — | — | $99K | 0.9% | |
| Nuveen LgCp Grw Indx Fd R6 Registered Investment Company | — | — | — | $96K | 0.8% | |
| Fidelity Adv SmCp Value Fd Z Registered Investment Company $992 Fidelity Mid Cap Idx Fd Registered Investment Company | — | — | — | $93K | 0.8% | |
| Vangrd Federal Mny Mkt Fd Inv Registered Investment Company | — | — | — | $93K | 0.8% | |
| Vangrd Small-Cap Index Fnd Adm Registered Investment Company | — | — | — | $86K | 0.7% | |
| DFA Global Equity Port Ins Registered Investment Company | — | — | — | $81K | 0.7% | |
| American Funds Nw Prspctv R6 Registered Investment Company | — | — | — | $72K | 0.6% | |
| BlackRock Mid-Cap Grw Eq Por K Registered Investment Company | — | — | — | $65K | 0.6% | |
| FullThlr Bhvrl Sm Cp Eq Fd Registered Investment Company | — | — | — | $61K | 0.5% | |
| American Funds New World R6 Registered Investment Company | — | — | — | $61K | 0.5% | |
| Vangrd U.S. Growth Fund Adm Registered Investment Company | — | — | — | $60K | 0.5% | |
| Vangrd Balanced Index Fnd Adm Registered Investment Company | — | — | — | $51K | 0.4% | |
| GMO Quality Fund R6 Registered Investment Company | — | — | — | $43K | 0.4% | |
| JPMorgan LgCp Grw Fnd R6 Registered Investment Company | — | — | — | $33K | 0.3% | |
| Vangrd Dev Mkts Index Fd Adm Registered Investment Company | — | — | — | $31K | 0.3% | |
| Cohen&Steers Real Est S Fd Z Registered Investment Company | — | — | — | $25K | 0.2% | |
| party date,rate of interest, collateral, par, or maturity date American Funds Am Balanced R6 Registered Investment Company | — | — | — | $25K | 0.2% | |
| Vangrd Mid-Cap Vl Indx Fnd Adm Registered Investment Company | — | — | — | $16K | 0.1% | |
| BrandywineGLOBAL Corp Crdt IS Registered Investment Company | — | — | — | $15K | 0.1% | |
| Vangrd Info Tech Indx Fd Adm Registered Investment Company | — | — | — | $14K | 0.1% | |
| Parnassus Core Eqty Fnd Ins Registered Investment Company | — | — | — | $11K | <0.1% | |
| Vangrd Health Care Ind Fd Adm Registered Investment Company | — | — | — | $9K | <0.1% | |
| Nuveen Equity Index Fnd R6 Registered Investment Company | — | — | — | $9K | <0.1% | |
| MYCOMPASS IND MODERATE 2045 FD R6 GREAT GRAY TRUST COMPANY · EIN 38-4097334 / PN 480 | Common Collective Trust | — | — | $7K | <0.1% | |
| Vangrd Sm-Cap Grw Index Fd Adm Registered Investment Company | — | — | — | $6K | <0.1% | |
| Columbia Overseas Val Inst 3 Registered Investment Company | — | — | — | $6K | <0.1% | |
| Vangrd Sm-Cap Vl Index Fnd Adm Registered Investment Company | — | — | — | $5K | <0.1% | |
| Vangrd Intl Grw Fnd Adm Registered Investment Company | — | — | — | $4K | <0.1% | |
| Vanguard Comm Strategy Fd Adm Registered Investment Company | — | — | — | $3K | <0.1% | |
| Victory Trv Intl SmCp Fd I Registered Investment Company | — | — | — | $3K | <0.1% | |
| MYCOMPASS IND MODERATE 2035 FD R6 GREAT GRAY TRUST COMPANY · EIN 38-4097333 / PN 479 | Common Collective Trust | — | — | $694 | <0.1% |
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