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Original filing (PDF)20251008150235NAL0006038529001
ESA MANAGEMENT, LLC
Form 5500
FILING_RECEIVED
ESA MANAGEMENT, LLC 401(K) PLAN
401(k) retirement plan
Active participants
7,288
Accounts w/ balance
2,605
Plan assets (EOY)
$80.9M
Net assets (EOY)
$80.9M
How this plan invests
This plan
3 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 50 bps in Schedule C fees — 210% above peer band of 16 bps.
- Only 36% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ESA MANAGEMENT, LLC.
Plan sponsor
Name
ESA MANAGEMENT, LLC
EIN
90-1015925
Address
13024 BALLANTYNE CORPORATE PLACE · SUITE 1000 · CHARLOTTE, NC · 28277
Phone
(980) 345-1747
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CHERRY BEKAERT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $291K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING LLC | 84-4519624 | — | ADVISOR | $45K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $38K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHERRY BEKEART, LLP | 56-0574444 | — | ACCOUNTANT/AUDITOR | $27K | — |
Investments
21 direct securities · 3 pooled funds· $80.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$76.9M
21 holdings
Common Collective Trust
$4.0M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BLKRK LP IDX 2035 K Mutual Fund | — | — | — | $11.3M | 14.0% | |
| BLKRK LP IDX 2040 K Mutual Fund | — | — | — | $9.5M | 11.8% | |
| BLKRK LP IDX RTMT K Mutual Fund | — | — | — | $9.1M | 11.2% | |
| BLKRK LP IDX 2045 K Mutual Fund | — | — | — | $9.0M | 11.1% | |
| BLKRK LP IDX 2030 K Mutual Fund | — | — | — | $7.5M | 9.3% | |
| TRP LARGE-CAP GRTH I Mutual Fund | — | — | — | $4.7M | 5.9% | |
| BLKRK LP IDX 2050 K Mutual Fund | — | — | — | $4.7M | 5.8% | |
| BLKRK LP IDX 2055 K Mutual Fund | — | — | — | $4.3M | 5.4% | |
| FID 500 INDEX Mutual Fund | — | — | — | $4.3M | 5.3% | |
| PARTICIPANT LOANS*** Interest rates from 4.25% to 9.50%; | — | — | — | $2.1M | 2.6% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $1.9M | 2.4% | |
| JHANCOCK BOND R6 Mutual Fund | — | — | — | $1.7M | 2.1% | |
| PUTN LG CP VAL TR I PUTNAM FIDUCIARY TRUST COMPANY · EIN 82-3639536 / PN 275 | Common Collective Trust | — | — | $1.7M | 2.1% | |
| J H ENTERPRISE N Mutual Fund | — | — | — | $1.6M | 1.9% | |
| BLKRK LP IDX 2060 K Mutual Fund | — | — | — | $1.2M | 1.4% | |
| FID TOTAL INTL IDX Mutual Fund | — | — | — | $908K | 1.1% | |
| MFS INTL DIVRSN R3 Mutual Fund | — | — | — | $891K | 1.1% | |
| FID SM CAP IDX Mutual Fund | — | — | — | $865K | 1.1% | |
| J H TRITON N Mutual Fund | — | — | — | $784K | 1.0% | |
| FID MID CAP IDX Mutual Fund | — | — | — | $734K | 0.9% | |
| FID US BOND IDX Mutual Fund | — | — | — | $658K | 0.8% | |
| MFS MID CAP VALUE R6 Mutual Fund | — | — | — | $530K | 0.7% | |
| FID SMALL CAP VALUE Mutual Fund | — | — | — | $414K | 0.5% | |
| C&S US REALTY RS SEI TRUST COMPANY · EIN 46-3411346 / PN 064 | Common Collective Trust | — | — | $389K | 0.5% |
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