How big is Spectral Systems, LLC's plan?

Spectral Systems, LLC's plan reported $11.9M in assets and 163 participants for 2024.

Original filing (PDF)20250924142909NAL0006854577001

Spectral Systems, LLC

Name: Spectral Systems, LLC — Spectral Systems, LLC 401(k), Form 5500 (2024)
Creator: Spectral Systems, LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Spectral Systems, LLC 401(k) Plan

401(k) retirement plan · Spectral Systems, LLC's Spectral Systems, LLC 401(k) Plan held $11.9M in plan assets for 163 participants in 2024, with Fidelity as recordkeeper.

Signals · 1

Late participant contributions

Active participants

163

Accounts w/ balance

208

Plan assets (EOY)

$11.9M

Net assets (EOY)

$11.9M

Plan identifiers

Spectral Systems, LLC's EIN is 90-0767620.

EIN 90-0767620

Plan number 001

Plan year 2024

ACK ID 20250924142909NAL0006854577001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Spectral Systems, LLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Spectral Systems, LLC's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SPECTRAL SYSTEMS, LLC.

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How this plan invests

This plan

2 pooled trusts

Schedule D

39 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 28K (2% of contributions).

Plan sponsor

Name

SPECTRAL SYSTEMS, LLC

EIN

all filings

Address

35 CORPORATE PARK ROAD · HOPEWELL JCT, NY · 12533

Phone

(845) 897-1528

Industry

Manufacturing

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-24

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENT INST OPS CO LLC	04-2647786	—	RECORDKEEPER	$4K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS LLC	47-1411118	—	ADVISOR	$32K	—
STRATEGIC ADVISORS, INC.

Investments

39 direct securities · 2 pooled funds· $11.6M(98% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$9.9M

26 holdings

Common Collective Trusts

$1.5M

8 holdings

Other securities

$215K

5 holdings

Common Collective Trust

$70K

2 holdings

					% of plan
Fidelity Freedom 2040 Fund K "	Mutual Funds	—	—	$1.9M	16.3%
Fidelity Blue Chip Growth Fund "	Mutual Funds	—	—	$1.0M	8.5%
Fidelity Freedom 2035 Fund K "	Mutual Funds	—	—	$1.0M	8.4%
Fidelity Freedom 2045 Fund K "	Mutual Funds	—	—	$939K	7.9%
Fidelity Freedom 2030 Fund K "	Mutual Funds	—	—	$893K	7.5%
Fidelity 500 Index Fund "	Common Collective Trusts	—	—	$800K	6.7%
Fidelity Freedom 2050 Fund K "	Mutual Funds	—	—	$776K	6.5%
Fidelity Freedom 2020 Fund K "	Mutual Funds	—	—	$584K	4.9%
Fidelity Freedom 2025 Fund K "	Mutual Funds	—	—	$575K	4.8%
Fidelity Freedom 2055 Fund K "	Mutual Funds	—	—	$408K	3.4%
Fidelity Total Market Index "	Common Collective Trusts	—	—	$290K	2.4%
Fidelity Freedom 2010 Fund K "	Mutual Funds	—	—	$272K	2.3%
Fidelity Freedom 2060 Fund K "	Mutual Funds	—	—	$225K	1.9%
MFS Growth Fund R6 "	Mutual Funds	—	—	$220K	1.8%
Putnam Large Cap Value Fund R6 "	Mutual Funds	—	—	$212K	1.8%
Fidelity Mid Cap Index Fund "	Common Collective Trusts	—	—	$190K	1.6%
Janus Henderson Enterprise Fund "	Mutual Funds	—	—	$161K	1.4%
Fidelity Total Bond Fund "	Mutual Funds	—	—	$161K	1.3%
Fidelity Freedom 2065 Fund K "	Mutual Funds	—	—	$130K	1.1%
Undiscovered Managers Behavioral Value Fund R6 "	Other securities	—	—	$122K	1.0%
Fidelity Freedom 2015 Fund K "	Mutual Funds	—	—	$117K	1.0%
Fidelity Government Money Market "	Mutual Funds	—	—	$77K	0.6%
Fidelity Freedom Income Fund K "	Mutual Funds	—	—	$73K	0.6%
Fidelity International Index Fund "	Common Collective Trusts	—	—	$70K	0.6%
MANAGED INCOME PORTFOLIO CLASS 1 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024	Common Collective Trust	—	—	$59K	0.5%
Columbia Overseas Value Fund I3 "	Other securities	—	—	$44K	0.4%
Fidelity Emerging Markets Index Fund "	Common Collective Trusts	—	—	$43K	0.4%
Fidelity Small Cap Index Fund "	Common Collective Trusts	—	—	$39K	0.3%
Vanguard Real Estate Index Admiral "	Mutual Funds	—	—	$38K	0.3%
BlackRock Commodity Strategies Institutional "	Other securities	—	—	$33K	0.3%
Fidelity Overseas Fund "	Mutual Funds	—	—	$27K	0.2%
American Funds New World Fund R6 "	Mutual Funds	—	—	$24K	0.2%
MFS International Diversification Fund R6 "	Mutual Funds	—	—	$17K	0.1%
Fidelity U.S. Bond Index Fund "	Common Collective Trusts	—	—	$13K	0.1%
American Century Small Cap Growth Fund R6 Mutual fund	Other securities	—	—	$12K	0.1%
GALLIARD STABLE RETURN FUND M GALLIARD CAPITAL MANAGEMENT, LLC · EIN 94-6751924 / PN 001	Common Collective Trust	—	—	$11K	<0.1%
Fidelity Inflation-Protected Bond Index Fund "	Common Collective Trusts	—	—	$10K	<0.1%
PIMCO Income Fund Institutional "	Mutual Funds	—	—	$5K	<0.1%
MFS Value Fund R6 "	Mutual Funds	—	—	$4K	<0.1%
John Hancock Funds Disciplined Value Mid Cap Fund R6 "	Other securities	—	—	$4K	<0.1%
Parnassus Core Equity Fund Institutional " ** 784 Vanguard Balanced Index Admiral "	Mutual Funds	—	—	$1K	<0.1%