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Original filing (PDF)20260115111109NAL0018873507001
PACE SOUTHEAST MICHIGAN
Form 5500
FILING_RECEIVED
PACE SOUTHEAST MICHIGAN 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 2.0 moNo recordkeeper disclosed
Active participants
936
Accounts w/ balance
962
Plan assets (EOY)
$19.7M
Net assets (EOY)
$19.7M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
92
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 2.0 months past the 10.5-month grace window.
- 68 bps in Schedule C fees — 134% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PACE SOUTHEAST MICHIGAN.
Plan sponsor
Name
PACE SOUTHEAST MICHIGAN
EIN
90-0659735
Address
21700 NORTHWESTERN HWY SUITE 900 · SOUTHFIELD, MI · 480754906
Phone
(248) 556-9132
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-01-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $134K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
32 direct securities · 1 pooled fund· $18.9M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.3M
32 holdings
Common Collective Trust
$503K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Tgt Rmt 2040 Inv Fund | — | — | — | $2.3M | 11.8% | |
| Vanguard Tgt Rmt 2060 Inv Fund | — | — | — | $1.8M | 9.1% | |
| Vanguard Tgt Rmt 2035 Inv Fund | — | — | — | $1.7M | 8.6% | |
| Vanguard Tgt Rmt 2050 Inv Fund | — | — | — | $1.5M | 7.6% | |
| Vanguard Tgt Rmt 2055 Inv Fund | — | — | — | $1.5M | 7.4% | |
| Vanguard Tgt Rmt 2045 Inv Fund | — | — | — | $1.1M | 5.8% | |
| Vanguard Tgt Rmt 2025 Inv Fund | — | — | — | $970K | 4.9% | |
| Vanguard Tgt Rmt 2020 Inv Fund | — | — | — | $944K | 4.8% | |
| Vanguard Value Index Adm Fund | — | — | — | $890K | 4.5% | |
| Vanguard Dev Mkts Index Adm Fd | — | — | — | $665K | 3.4% | |
| Vanguard Growth Index Adm Fund | — | — | — | $657K | 3.3% | |
| Vanguard Tgt Rmt 2070 Inv Fund | — | — | — | $561K | 2.8% | |
| John Hancock Intl Growth R6 | — | — | — | $546K | 2.8% | |
| Vanguard Balncd Index Admrl Fd | — | — | — | $503K | 2.6% | |
| PUTNAM STABLE VALUE FUND (20) PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $503K | 2.6% | |
| Vanguard Tgt Rmt Inc Inv Fund | — | — | — | $418K | 2.1% | |
| JanusHenderson Entrprs N | — | — | — | $357K | 1.8% | |
| Putnam Stable Value Fund (20) | — | — | — | $345K | 1.8% | |
| Vanguard MidCap Val Idx Adm Fd | — | — | — | $238K | 1.2% | |
| Vanguard Sm Cap Val Idx Adm Fd | — | — | — | $232K | 1.2% | |
| Vanguard MidCp Grth Idx Adm Fd | — | — | — | $194K | 1.0% | |
| Vanguard Emg Mk Stk Idx Adm Fd | — | — | — | $168K | 0.9% | |
| Vanguard Tgt Rmt 2030 Inv Fund | — | — | — | $146K | 0.7% | |
| MFS Growth R3 Fund | — | — | — | $146K | 0.7% | |
| Vanguard Equity-Inc Adm Fund | — | — | — | $85K | 0.4% | |
| BlackRock Total Return I Fund | — | — | — | $85K | 0.4% | |
| GOLDMAN SACHS FIN SQ GOV R6 FD | — | — | — | $84K | 0.4% | |
| Fidelity Mid Cp Index Fund | — | — | — | $60K | 0.3% | |
| Fidelity Sm Cap Index Fund | — | — | — | $59K | 0.3% | |
| Fidelity US Bond Index Fund | — | — | — | $28K | 0.1% | |
| Fidelity 500 Index Fund | — | — | — | $27K | 0.1% | |
| FIDELITY SMALL CAP GRWTH K6 FD | — | — | — | $17K | <0.1% | |
| Vanguard Tgt Rmt 2065 Inv Fund | — | — | — | $8K | <0.1% |
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