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Original filing (PDF)20251015145804NAL0005217489002
ESJOULE, LLC
Form 5500
FILING_RECEIVED
ESJOULE, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
90
Accounts w/ balance
104
Plan assets (EOY)
$8.5M
Net assets (EOY)
$8.5M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "( a ) Identity of Issue Description Cost Current Value Fidelity Fidelity 500 Index Fund a" is 27% of plan.
Helping the score
- Below-peer total fees (4 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ESJOULE, LLC.
Plan sponsor
Name
ESJOULE, LLC
EIN
88-4071053
Address
100 BAYVIEW CIR STE 340 · NEWPORT BEACH, CA · 92660
Phone
(323) 270-5787
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
HLB GROSS COLLINS, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INSPERITY RETIREMENT SERVICES | 56-2375265 | — | RECORDKEEPER | $1K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ASSOCIATES | — | SANTA MONICA, CA | INVESTMENT ADVISOR | $2K | — |
Investments
27 direct securities· $8.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| ( a ) Identity of Issue Description Cost Current Value Fidelity 500 Index Fund a | — | — | — | $2.3M | 26.8% | |
| American Funds American Funds 2050 Target Date Retirement Fund a | — | — | — | $1.1M | 12.6% | |
| American Funds American Funds 2045 Target Date Retirement Fund a | — | — | — | $1.0M | 12.2% | |
| American Funds American Funds 2055 Target Date Retirement Fund a | — | — | — | $603K | 7.1% | |
| T. Rowe T. Rowe Price Growth Stock Fund a | — | — | — | $565K | 6.6% | |
| Fidelity Inflation-Protected Bond Index Fund a | — | — | — | $362K | 4.2% | |
| American Funds American Funds 2035 Target Date Retirement Fund a | — | — | — | $323K | 3.8% | |
| American Funds American Funds 2060 Target Date Retirement Fund a | — | — | — | $289K | 3.4% | |
| Vanguard Federal Money Market Fund a | — | — | — | $258K | 3.0% | |
| Participant Loans Notes receivable from participants with interest rates of 4.25% to 9.25% - | — | — | — | $236K | 2.8% | |
| American Funds American Funds 2030 Target Date Retirement Fund a | — | — | — | $205K | 2.4% | |
| FS Investments FS Global Credit Opportunities Fund a | — | — | — | $204K | 2.4% | |
| Fidelity Global U.S. Bond Index Fund a | — | — | — | $199K | 2.3% | |
| American Funds American Funds 2040 Target Date Retirement Fund a | — | — | — | $179K | 2.1% | |
| Vanguard Explorer ADM Fund a | — | — | — | $161K | 1.9% | |
| Fidelity Extended Market Index Fund a | — | — | — | $126K | 1.5% | |
| JPMorgan Equity Income Fund Class A | — | — | — | $89K | 1.0% | |
| PGIM Total Return Bond Fund a | — | — | — | $86K | 1.0% | |
| American Funds American Funds 2025 Target Date Retirement Fund a | — | — | — | $72K | 0.8% | |
| American Funds American Funds 2065 Target Date Retirement Fund a | — | — | — | $43K | 0.5% | |
| JPMorgan Small Cap Value R6 Fund a | — | — | — | $36K | 0.4% | |
| American Funds American Funds 2015 Target Date Retirement Fund a | — | — | — | $24K | 0.3% | |
| BlackRock High Yield Bond Fund a | — | — | — | $21K | 0.2% | |
| American Funds American Funds New World Fund Class A | — | — | — | $15K | 0.2% | |
| American Funds American Funds Europacific Growth Fund a | — | — | — | $14K | 0.2% | |
| American Beacon American Beacon International Eq In a | — | — | — | $12K | 0.1% | |
| Principal Global Real Estate Securities A Fund a | — | — | — | $5K | <0.1% |
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