Original filing (PDF)20251014150531NAL0006493298001

INDEPENDENT SCHOOL COLLABORATIVE

Name: INDEPENDENT SCHOOL COLLABORATIVE — INDEPENDENT SCHOOL COLLABORATIVE MULTIPLE EMPLOYER PLAN, Form 5500 (2024)
Creator: INDEPENDENT SCHOOL COLLABORATIVE

Form 5500

FILING_RECEIVED

INDEPENDENT SCHOOL COLLABORATIVE MULTIPLE EMPLOYER PLAN

403(b) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

4,083

Accounts w/ balance

6,384

Plan assets (EOY)

$449.0M

Net assets (EOY)

$449.0M

How this plan invests

This plan

1 pooled trust

Schedule D

576 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

14 bps in Schedule C fees — modestly above peer band of 10 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INDEPENDENT SCHOOL COLLABORATIVE.

Plan sponsor

Name

INDEPENDENT SCHOOL COLLABORATIVE

EIN

88-3645602

Address

PO BOX 4601 · GREENSBORO, NC · 27404

Phone

(704) 461-1812

Industry

Educational Servicessee all

Plan administrator

Name

PENTEGRA SERVICES, INC.

EIN

13-3745616

City

WHITE PLAINS, NY

Phone

(844) 367-2848

Plan characteristics

Plan number

333

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2L · 403(b)(1) annuity

2G · Total participant-directed accounts

2F · ERISA section 404(c)

Audit & trust (Schedule H)

Auditor

CLIFTONLARSONALLEN LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MMA SECURITIES LLC	22-3570392	NEW YORK, NY	ADVISOR	$279K	—
MCGUIRE WOODS	54-0505857	RICHMOND, VA	ADVISOR	$18K	—
TIAA-TEACHERS INSURANCE AND ANNUITY	13-1624203	NEW YORK, NY	INVESTMENT ADVISOR	$2K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
PENTEGRA SERVICES, INC	13-3745616	WHITE PLAINS, NY	ADMINISTRATOR	$178K	—
INDEPENDENT SCHOOL COLLABORATIVE	88-3645602	WINSTON SALEM, NC	CONSULTING	$153K	—

Investments

570 direct securities · 1 pooled fund· $457.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$448.3M

570 holdings

Pooled Separate Account

$9.1M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
TIAA Traditional Non Benefit Responsive	—	—	—	$49.1M	10.9%
CREF Stock R1	—	—	—	$32.9M	7.3%
CREF Growth R1	—	—	—	$22.5M	5.0%
TIAA Trust, N.A Vanguard 500 Idx Adm	—	—	—	$18.8M	4.2%
TIAA Trust, N.A Vanguard Ttl Intl Stk Idx Adm	—	—	—	$14.0M	3.1%
CREF Equity Index R1	—	—	—	$12.9M	2.9%
CREF Global Equities R1	—	—	—	$12.6M	2.8%
TIAA Traditional Benefit Responsive	—	—	—	$10.8M	2.4%
TIAA Trust, N.A Vanguard 500 Idx Adm	—	—	—	$10.6M	2.4%
TIAA REAL ESTATE TIAA-CREFF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$9.1M	2.0%
CREF Stock R2	—	—	—	$8.9M	2.0%
TIAA Traditional Benefit Responsive 2	—	—	—	$8.6M	1.9%
TIAA Trust, N.A Vanguard Small-Cap Idx Adm	—	—	—	$8.3M	1.8%
TIAA Trust, N.A Vanguard Ttl Intl Stk Idx Adm	—	—	—	$7.8M	1.7%
TIAA Real Estate	—	—	—	$6.8M	1.5%
TIAA Vanguard 500 Idx Adm	—	—	—	$6.5M	1.5%
CREF Stock R2	—	—	—	$6.4M	1.4%
CREF Money Market R1	—	—	—	$5.9M	1.3%
TIAA Traditional Non Benefit Responsive	—	—	—	$5.3M	1.2%
CREF Growth R2	—	—	—	$4.9M	1.1%
TIAA Vanguard Ttl Intl Stk Idx Adm	—	—	—	$4.9M	1.1%
TIAA Traditional Benefit Responsive 2	—	—	—	$4.6M	1.0%
TIAA CREF Stock R1	—	—	—	$4.6M	1.0%
TIAA Trust, N.A Vanguard Small-Cap Idx Adm	—	—	—	$4.3M	1.0%
CREF Core Bond R1	—	—	—	$3.8M	0.8%
CREF Stock R1	—	—	—	$3.3M	0.7%
CREF Growth R2	—	—	—	$3.2M	0.7%
TIAA Trust, N.A Vanguard Real Estate Idx Adm	—	—	—	$3.2M	0.7%
TIAA Access Nuv LifCyc 2040 T4	—	—	—	$3.1M	0.7%
TIAA Traditional Non Benefit Responsive	—	—	—	$3.1M	0.7%
TIAA Trust, N.A Vanguard Infl Protect Sec Adm	—	—	—	$3.0M	0.7%
TIAA Vanguard Small-Cap Idx Adm	—	—	—	$2.9M	0.7%
CREF Social Choice R1	—	—	—	$2.9M	0.6%
TIAA CREF Growth R1	—	—	—	$2.8M	0.6%
TIAA Trust, N.A Vanguard Ttl Bd Mkt Idx Adm	—	—	—	$2.8M	0.6%
TIAA Access Nuv LifCyc 2045 T4	—	—	—	$2.7M	0.6%
CREF Growth R1	—	—	—	$2.6M	0.6%
TIAA Traditional Benefit Responsive 2	—	—	—	$2.6M	0.6%
TIAA CREF Stock R1	—	—	—	$2.5M	0.6%
TIAA Registered Investment Company	—	—	—	$2.5M	0.6%
CREF Global Equities R2	—	—	—	$2.5M	0.6%
TIAA CREF Global Equities R1	—	—	—	$2.4M	0.5%
TIAA CREF Stock R1	—	—	—	$2.3M	0.5%
TIAA Traditional Non Benefit Responsive	—	—	—	$2.3M	0.5%
TIAA Access Nuv LifCyc 2035 T4	—	—	—	$2.3M	0.5%
TIAA Access Nuv Intl Equity T4	—	—	—	$2.2M	0.5%
TIAA Access Nuv Lrg Cap Val T4	—	—	—	$2.2M	0.5%
TIAA Access Nuv LifCyc 2030 T4	—	—	—	$2.2M	0.5%
TIAA Access Nuv LifCyc 2050 T4	—	—	—	$2.2M	0.5%
CREF Equity Index R2	—	—	—	$2.1M	0.5%
CREF Equity Index R2	—	—	—	$2.0M	0.5%
TIAA CREF Growth R1	—	—	—	$1.9M	0.4%
TIAA Trust, N.A Vanguard Ttl Bd Mkt Idx Adm	—	—	—	$1.9M	0.4%
TIAA CREF Equity Index R1	—	—	—	$1.9M	0.4%
CREF Inflation-Linked Bond R1	—	—	—	$1.8M	0.4%
CREF Equity Index R1	—	—	—	$1.8M	0.4%
TIAA CREF Growth R1	—	—	—	$1.7M	0.4%
TIAA Access Nuv LifCyc 2025 T4	—	—	—	$1.7M	0.4%
TIAA Traditional Non Benefit Responsive	—	—	—	$1.7M	0.4%
TIAA Trust, N.A Vanguard Real Estate Idx Adm	—	—	—	$1.7M	0.4%
CREF Global Equities R2	—	—	—	$1.7M	0.4%
TIAA Traditional Non Benefit Responsive 2	—	—	—	$1.6M	0.3%
TIAA Trust, N.A Vanguard Infl Protect Sec Adm	—	—	—	$1.4M	0.3%
TIAA Access Nuv Core Equity T4	—	—	—	$1.2M	0.3%
TIAA CREF Global Equities R1	—	—	—	$1.2M	0.3%
TIAA Access Nuv Lrg Cap Gr T4	—	—	—	$1.2M	0.3%
CREF Stock R2	—	—	—	$1.1M	0.3%
TIAA CREF Equity Index R1	—	—	—	$1.1M	0.3%
CREF Social Choice R2	—	—	—	$1.1M	0.3%
TIAA Access Nuv LifCyc 2055 T4 496 * TIAA Vanguard Real Estate Idx Adm	—	—	—	$1.1M	0.2%
TIAA Traditional Non Benefit Responsive 2	—	—	—	$1.1M	0.2%
TIAA Access Nuv Mid Cap Val T4	—	—	—	$1.1M	0.2%
TIAA CREF Growth R1	—	—	—	$1.1M	0.2%
TIAA CREF Global Equities R1	—	—	—	$1.0M	0.2%
TIAA Traditional Non Benefit Responsive	—	—	—	$1.0M	0.2%
TIAA Access Nuv RlEstSecSel T4	—	—	—	$990K	0.2%
TIAA Access Nuv Qt Sm Cp Eq T4	—	—	—	$985K	0.2%
TIAA Vanguard 500 Idx Adm	—	—	—	$982K	0.2%
TIAA Traditional Benefit Responsive	—	—	—	$959K	0.2%
TIAA Traditional Non Benefit Responsive 2	—	—	—	$938K	0.2%
TIAA CREF Social Choice R1	—	—	—	$926K	0.2%
CREF Social Choice R2	—	—	—	$924K	0.2%
Participants Participant Loans Rates from 4.25% to 9.50% -	—	—	—	$917K	0.2%
CREF Core Bond R2	—	—	—	$903K	0.2%
CREF Stock R2	—	—	—	$899K	0.2%
TIAA Access Nuv LifCyc 2025 T3	—	—	—	$877K	0.2%
TIAA Vanguard Ttl Intl Stk Idx Adm	—	—	—	$863K	0.2%
CREF Global Equities R1	—	—	—	$812K	0.2%
TIAA Access Nuv Sm Cp Bl Ix T4	—	—	—	$808K	0.2%
TIAA Access Nuv LifCyc 2035 T3	—	—	—	$803K	0.2%
TIAA Access Nuv LifCyc 2040 T3	—	—	—	$776K	0.2%
TIAA Real Estate	—	—	—	$765K	0.2%
TIAA Stable Value	—	—	—	$763K	0.2%
TIAA Access Nuv LifCyc 2040 T4	—	—	—	$754K	0.2%
TIAA Vanguard Ttl Bd Mkt Idx Adm	—	—	—	$745K	0.2%
TIAA Vanguard Infl Protect Sec Adm	—	—	—	$737K	0.2%
TIAA Trust, N.A Vanguard Federal Money Mkt Inv	—	—	—	$717K	0.2%
TIAA Access Nuv LifCyc 2020 T4	—	—	—	$716K	0.2%
TIAA Trust, N.A AB Large Cap Growth Fund Z	—	—	—	$710K	0.2%
TIAA Access Nuv LifCyc 2050 T3	—	—	—	$694K	0.2%
CREF Growth R2	—	—	—	$678K	0.2%
TIAA Access Nuv Intl Equity T3	—	—	—	$678K	0.2%
CREF Money Market R2	—	—	—	$677K	0.2%
TIAA CREF Equity Index R2	—	—	—	$675K	0.2%
TIAA Access Nuv Lrg Cap Val T3	—	—	—	$654K	0.1%
CREF Core Bond R2	—	—	—	$650K	0.1%
TIAA Access Nuv LifCyc 2045 T3	—	—	—	$637K	0.1%
TIAA CREF Global Equities R1	—	—	—	$636K	0.1%
CREF Growth R2	—	—	—	$632K	0.1%
TIAA Access Nuv LifCyc 2035 T4	—	—	—	$595K	0.1%
TIAA Access Nuv LgCp Res Eq T4	—	—	—	$585K	0.1%
TIAA CREF Equity Index R1	—	—	—	$579K	0.1%
TIAA CREF Stock R1	—	—	—	$567K	0.1%
TIAA Traditional Non Benefit Responsive	—	—	—	$543K	0.1%
TIAA Access Nuv Mid Cap Grw T4	—	—	—	$526K	0.1%
CREF Equity Index R2	—	—	—	$514K	0.1%
TIAA Vanguard Small-Cap Idx Adm	—	—	—	$513K	0.1%
CREF Money Market R2	—	—	—	$505K	0.1%
TIAA Access Nuv LifCyc 2030 T4	—	—	—	$502K	0.1%
TIAA CREF Stock R1	—	—	—	$496K	0.1%
TIAA CREF Equity Index R1	—	—	—	$490K	0.1%
TIAA Access Nuv LifCyc 2045 T4	—	—	—	$490K	0.1%
TIAA Access Nuv Equity Idx T4	—	—	—	$483K	0.1%
TIAA CREF Money Market R1	—	—	—	$470K	0.1%
TIAA CREF Stock R1	—	—	—	$455K	0.1%
TIAA Traditional Benefit Responsive 2	—	—	—	$452K	0.1%
TIAA Trust, N.A Vanguard Federal Money Mkt Inv	—	—	—	$445K	<0.1%
TIAA CREF Money Market R1	—	—	—	$431K	<0.1%
TIAA CREF Core Bond R1	—	—	—	$429K	<0.1%
CREF Inflation-Linked Bond R2	—	—	—	$425K	<0.1%
TIAA CREF Growth R1	—	—	—	$417K	<0.1%
TIAA Stable Value	—	—	—	$405K	<0.1%
TIAA Access Nuv LifCyc 2045 T4	—	—	—	$403K	<0.1%
TIAA Real Estate	—	—	—	$387K	<0.1%
TIAA Access Nuv LifCyc 2015 T4	—	—	—	$384K	<0.1%
TIAA Traditional Benefit Responsive	—	—	—	$377K	<0.1%
TIAA Real Estate	—	—	—	$375K	<0.1%
TIAA Access Nuv LifCyc 2060 T4	—	—	—	$374K	<0.1%
VALIC STOCK INDEX FUND	—	—	—	$370K	<0.1%
TIAA CREF Growth R1	—	—	—	$359K	<0.1%
CREF Social Choice R2	—	—	—	$358K	<0.1%
TIAA Real Estate	—	—	—	$352K	<0.1%
TIAA Trust, N.A Vanguard Equity Income Adm	—	—	—	$348K	<0.1%
TIAA Trust, N.A Vanguard Mid-Cap Idx Adm	—	—	—	$346K	<0.1%
TIAA CREF Money Market R1	—	—	—	$343K	<0.1%
TIAA Access Nuv Lrg Cap Gr T3	—	—	—	$332K	<0.1%
CREF Global Equities R2	—	—	—	$328K	<0.1%
TIAA Access Nuv LifCyc 2055 T4	—	—	—	$327K	<0.1%
TIAA Access Nuv LifCyc 2025 T4	—	—	—	$317K	<0.1%
CREF Money Market R2	—	—	—	$316K	<0.1%
TIAA CREF Core Bond R1	—	—	—	$315K	<0.1%
TIAA Access Nuv Qt Sm Cp Eq T3	—	—	—	$300K	<0.1%
TIAA Access Nuv Equity Idx T3	—	—	—	$298K	<0.1%
TIAA Access Nuv Core Pl Bd T4	—	—	—	$294K	<0.1%
TIAA CREF Growth R1	—	—	—	$293K	<0.1%
TIAA Access Nuv Mid Cap Val T3	—	—	—	$291K	<0.1%
TIAA MFS Mid Cap Value Class R6 126 * TIAA NeubergerBermanSmallCapGrwthR6 292 * TIAA Traditional Benefit Responsive	—	—	—	$287K	<0.1%
TIAA Real Estate	—	—	—	$286K	<0.1%
VALIC FIXED ACCOUNT PLUS	—	—	—	$283K	<0.1%
TIAA Traditional Non Benefit Responsive	—	—	—	$277K	<0.1%
TIAA Access Nuv Core Pl Bd T3	—	—	—	$276K	<0.1%
TIAA Access Nuv LifCyc 2060 T4	—	—	—	$275K	<0.1%
TIAA Access Nuv Intl Equity T4	—	—	—	$273K	<0.1%
CREF Money Market R2	—	—	—	$267K	<0.1%
CREF Global Equities R2	—	—	—	$263K	<0.1%
VALIC VANGUARD WELLINGTON FUND INC	—	—	—	$262K	<0.1%
TIAA CREF Equity Index R1	—	—	—	$260K	<0.1%
TIAA Access Nuv LifCyc 2030 T3	—	—	—	$260K	<0.1%
TIAA Access Nuv LifCyc 2050 T4	—	—	—	$253K	<0.1%
CREF Core Bond R1	—	—	—	$251K	<0.1%
VALIC SCIENCE & TECHNOLOGY FUND	—	—	—	$246K	<0.1%
VALIC STOCK INDEX FUND	—	—	—	$246K	<0.1%
TIAA Trust, N.A Vanguard Mid-Cap Idx Adm	—	—	—	$243K	<0.1%
TIAA Access Nuv Core Equity T3	—	—	—	$236K	<0.1%
CREF Growth R2	—	—	—	$233K	<0.1%
TIAA CREF Money Market R1	—	—	—	$232K	<0.1%
VALIC LOAN ESCROW FUND 204 * VALIC MID CAP INDEX FUND	—	—	—	$227K	<0.1%
TIAA Vanguard Equity Income Adm	—	—	—	$226K	<0.1%
TIAA Access Nuv LgCp Res Eq T4 807 * TIAA CREF Core Bond R1	—	—	—	$222K	<0.1%
TIAA CREF Global Equities R1	—	—	—	$218K	<0.1%
T. Rowe Price T. Rowe Price Retirement 2030 Inv	—	—	—	$217K	<0.1%
TIAA Access Nuv LifCyc 2035 T4 894 * TIAA Access Nuv LifCyc 2040 T4	—	—	—	$214K	<0.1%
TIAA CREF Money Market R1	—	—	—	$213K	<0.1%
TIAA CREF Social Choice R1	—	—	—	$209K	<0.1%
TIAA CREF Stock R1	—	—	—	$208K	<0.1%
VALIC VANGUARD LIFESTRATEGY MODERA	—	—	—	$207K	<0.1%
TIAA CREF Inflation-Linked Bond R1	—	—	—	$206K	<0.1%
VALIC VANGUARD LIFESTRATEGY GROWTH	—	—	—	$206K	<0.1%
TIAA CREF Inflation-Linked Bond R1	—	—	—	$204K	<0.1%
TIAA Traditional Benefit Responsive	—	—	—	$200K	<0.1%
TIAA Access Nuv Lrg Cap Val T4	—	—	—	$199K	<0.1%
T. Rowe Price T. Rowe Price Retirement 2035 Inv	—	—	—	$199K	<0.1%
CREF Inflation-Linked Bond R2	—	—	—	$198K	<0.1%
TIAA CREF Core Bond R1	—	—	—	$197K	<0.1%
TIAA Traditional Non Benefit Responsive	—	—	—	$196K	<0.1%
CREF Social Choice R1	—	—	—	$196K	<0.1%
TIAA Vanguard Real Estate Idx Adm	—	—	—	$193K	<0.1%
CREF Money Market R1	—	—	—	$188K	<0.1%
TIAA Access Nuv Lrg Cap Gr T4	—	—	—	$187K	<0.1%
TIAA CREF Money Market R1	—	—	—	$186K	<0.1%

Showing top 200 of 571 investments by value.