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Original filing (PDF)20250929135052NAL0017965570002
US LBM, LLC
Form 5500
FILING_RECEIVED
US LBM HOLDINGS, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
6 service providers
Active participants
13,254
Accounts w/ balance
17,132
Plan assets (EOY)
$620.4M
Net assets (EOY)
$620.4M
How this plan invests
This plan
11 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 20 bps in Schedule C fees — 226% above peer band of 6 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for US LBM, LLC.
Plan sponsor
Name
US LBM, LLC
EIN
88-3219071
Address
2077 CONVENTION CENTER CONCOURSE · SUITE 125 · ATLANTA, GA · 30337
Phone
(920) 499-1287
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2K · 401(m) arrangement
Audit & trust (Schedule H)
Auditor
KATZ, SAPPER & MILLER, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS, | 13-3689044 | — | RECORDKEEPER | $978K | — |
| RETIREMENT MANAGEMENT SERVICES, LLC | 31-1560462 | — | RECORDKEEPER | $74K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPTRUST FINANCIAL ADVISORS | 26-0058143 | — | INVESTMENT ADVISORY-PLAN | $74K | — |
| ENVESTNET RETIREMENT SOLUTIONS | 61-1732930 | — | INVESTMENT ADVISORY-PLAN | $26K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MML INVESTORS SERVICES, LLC | 04-3109325 | — | BROKER | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KATZ SAPPER & MILLER | 35-2123203 | — | AUDIT | $60K | — |
Investments
21 direct securities · 11 pooled funds· $671.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$519.3M
21 holdings
Common Collective Trust
$152.3M
11 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2030 Inv 1,959,528 | — | — | — | $74.2M | 12.0% | |
| Vanguard Target Retirement 2035 Inv 3,053,292 | — | — | — | $73.2M | 11.8% | |
| Vanguard Target Retirement 2040 Inv 1,353,472 | — | — | — | $58.5M | 9.4% | |
| Vanguard Target Retirement 2025 Inv 3,075,796 | — | — | — | $57.5M | 9.3% | |
| Vanguard Target Retirement 2045 Inv 1,622,349 | — | — | — | $48.1M | 7.8% | |
| Northern Trust S&P 500 Index NL Tier 4 122,725 | — | — | — | $33.1M | 5.3% | |
| NOR TRST S&P500 IND NL T FR NORTHERN TRUST · EIN 45-6138589 / PN 002 | Common Collective Trust | — | — | $33.1M | 5.3% | |
| Vanguard Target Retirement 2050 Inv 617,290 | — | — | — | $30.8M | 5.0% | |
| NOR TRUST RUSSELL 1000 GRO NORTHERN TRUST · EIN 45-6138589 / PN 109 | Common Collective Trust | — | — | $30.8M | 5.0% | |
| Northern Trust Extended Market Index NL Tier 4 110,553 | — | — | — | $22.0M | 3.5% | |
| NOR TRUST EXT MKT IND NL TI FR NORTHERN TRUST · EIN 45-6138589 / PN 110 | Common Collective Trust | — | — | $22.0M | 3.5% | |
| Vanguard Target Retirement 2055 Inv 390,078 | — | — | — | $21.7M | 3.5% | |
| Vanguard Target Retirement 2020 Inv 739,746 | — | — | — | $19.6M | 3.2% | |
| Transamerica Stable Value Beacon Option 1,532,835 | — | — | — | $17.6M | 2.8% | |
| NOR TRUST RUSSELL 1000 VAL NORTHERN TRUST · EIN 45-6138589 / PN 108 | Common Collective Trust | — | — | $17.4M | 2.8% | |
| NOHERN TR ACWI EX-US IMI IDX NL T NORTHERN TRUST · EIN 45-6138589 / PN 223 | Common Collective Trust | — | — | $15.9M | 2.6% | |
| FIAM CORE PLUS COMMINGLED POOL C FIDELITY · EIN 20-4659714 / PN 052 | Common Collective Trust | — | — | $14.9M | 2.4% | |
| Vanguard Target Retirement 2060 Inv 260,841 | — | — | — | $13.4M | 2.2% | |
| NOTES RECEIVABLE FROM PARTICIPANTS, bearing interest at 3.00-9.50%, with maturities through September 2054 0 | — | — | — | $12.1M | 1.9% | |
| Northern Trust Aggregate Bond Index NL Tier 4 105,008 | — | — | — | $11.3M | 1.8% | |
| NOR TRUST AGG BOND IN NL T F NORTHERN TRUST · EIN 45-6138589 / PN 088 | Common Collective Trust | — | — | $11.3M | 1.8% | |
| Vanguard Target Retirement Income Inv 673,279 | — | — | — | $8.8M | 1.4% | |
| Vanguard Target Retirement 2065 Inv 189,708 | — | — | — | $6.4M | 1.0% | |
| MassMutual Small Cap Growth Equity CT 606,564 | — | — | — | $5.7M | 0.9% | |
| MFS MID CAP VAL CLASS CT MFS · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $5.6M | 0.9% | |
| REGISTERED INVESTMENT COMPANIES JPMorgan Large Cap Growth R6 46,542 | — | — | — | $3.9M | 0.6% | |
| Vanguard Target Retirement 2070 Inv 37,161 | — | — | — | $991K | 0.2% | |
| MFS MID CAP GRO CLASS CT MFS · EIN 38-4126294 / PN 597 | Common Collective Trust | — | — | $802K | 0.1% | |
| Principal SmallCap Value II Instl 27,053 | — | — | — | $311K | <0.1% | |
| MFS VALUE CLASS CT MFS · EIN 38-7275332 / PN 781 | Common Collective Trust | — | — | $276K | <0.1% | |
| Wilmington Trust EuroPacific Growth CT 15,069 | — | — | — | $183K | <0.1% | |
| WILMINGTON TRUST EUROPAC GRO CT WILMINGTON TRUST · EIN 38-7289843 / PN 001 | Common Collective Trust | — | — | $183K | <0.1% |
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