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Original filing (PDF)20251013074833NAL0001437456001
ARCO INNOVATIONS, INC
Form 5500
FILING_RECEIVED
ARCO INNOVATIONS 401(K) RETIREMENT PLAN
401(k) retirement plan
Active participants
555
Accounts w/ balance
596
Plan assets (EOY)
$25.6M
Net assets (EOY)
$25.6M
How this plan invests
This plan
18 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 42 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ARCO INNOVATIONS, INC.
Plan sponsor
Name
ARCO INNOVATIONS, INC
EIN
88-2128595
Address
65 10TH ST · LYNCHBURG, VA · 24504
Phone
(434) 847-2449
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DAVIDSON, DOYLE & HILTON, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | CONTRACT ADMIN/RECORDKEEP | $97K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DAVIDSON DOYLE HILTON LLP | 54-1953476 | — | AUDITOR | $9K | — |
Investments
11 direct securities · 18 pooled funds· $25.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$19.1M
18 holdings
Uncategorized
$6.5M
11 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| INVESCO STABLE VALUE TRUST - CLASS INVESCO FUNDS · EIN 71-0294708 / PN 067 | Common Collective Trust | — | — | $3.5M | 13.8% | |
| T. ROWE PRICE RETIREMENT 2030 TRUST T.ROWE PRICE FUNDS · EIN 38-7010946 / PN 001 | Common Collective Trust | — | — | $2.8M | 10.8% | |
| LARGE CAP GROWTH FUND III - FEE CLA GREAT GRAY TRUST COMPANY, LLC · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $2.5M | 9.7% | |
| T. ROWE PRICE RETIREMENT 2040 TRUST T.ROWE PRICE FUNDS · EIN 35-6941729 / PN 001 | Common Collective Trust | — | — | $2.0M | 7.9% | |
| MFS Value Fund R3 Registered Investment Company | — | — | — | $1.9M | 7.3% | |
| T. ROWE PRICE RETIREMENT 2035 TRUST T.ROWE PRICE FUNDS · EIN 36-7595013 / PN 001 | Common Collective Trust | — | — | $1.5M | 5.9% | |
| Fidelity 500 Index Fund Registered Investment Company | — | — | — | $1.3M | 5.2% | |
| MFS Intl Diversification Fd R3 Registered Investment Company | — | — | — | $1.2M | 4.7% | |
| T. ROWE PRICE RETIREMENT 2055 TRUST T.ROWE PRICE FUNDS · EIN 35-6941728 / PN 001 | Common Collective Trust | — | — | $1.0M | 4.1% | |
| T. ROWE PRICE RETIREMENT 2045 TRUST T.ROWE PRICE FUNDS · EIN 32-6199848 / PN 001 | Common Collective Trust | — | — | $900K | 3.5% | |
| MID CAP VALUE FUND - FEE CLASS R1 C GREAT GRAY TRUST COMPANY, LLC · EIN 38-4139852 / PN 630 | Common Collective Trust | — | — | $823K | 3.2% | |
| SMALL CAP GROWTH FUND - FEE CLASS R GREAT GRAY TRUST COMPANY, LLC · EIN 38-4097324 / PN 487 | Common Collective Trust | — | — | $805K | 3.1% | |
| T. ROWE PRICE RETIREMENT 2050 TRUST T.ROWE PRICE FUNDS · EIN 30-6303214 / PN 001 | Common Collective Trust | — | — | $733K | 2.9% | |
| T. ROWE PRICE RETIREMENT 2060 TRUST T.ROWE PRICE FUNDS · EIN 47-1088316 / PN 001 | Common Collective Trust | — | — | $693K | 2.7% | |
| Pioneer Bond Fund Y Registered Investment Company | — | — | — | $575K | 2.2% | |
| T. ROWE PRICE RETIREMENT 2025 TRUST T.ROWE PRICE FUNDS · EIN 37-6495447 / PN 001 | Common Collective Trust | — | — | $574K | 2.2% | |
| DWS RREEF Real Assets A Registered Investment Company | — | — | — | $561K | 2.2% | |
| T. ROWE PRICE RETIREMENT 2065 TRUST T.ROWE PRICE FUNDS · EIN 85-1763138 / PN 001 | Common Collective Trust | — | — | $341K | 1.3% | |
| BLACKROCK MSCI ACWI EX-U.S. INDEX F GREAT GRAY TRUST COMPANY, LLC · EIN 81-1950980 / PN 013 | Common Collective Trust | — | — | $337K | 1.3% | |
| T. ROWE PRICE RETIREMENT 2020 TRUST T.ROWE PRICE FUNDS · EIN 36-7594871 / PN 001 | Common Collective Trust | — | — | $308K | 1.2% | |
| Fid US Bd Id Fd Registered Investment Company | — | — | — | $276K | 1.1% | |
| LOAN FUND Participant Loans - Rates 8.75% to 9.50% | — | — | — | $274K | 1.1% | |
| Fidelity Ext Mkt Index Fund Registered Investment Company | — | — | — | $173K | 0.7% | |
| Lord Abbett Bd Debenture Fd R3 Registered Investment Company | — | — | — | $161K | 0.6% | |
| MID CAP GROWTH FUND II FEE CLASS R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7304118 / PN 001 | Common Collective Trust | — | — | $130K | 0.5% | |
| T. ROWE PRICE RETIREMENT 2015 TRUST T.ROWE PRICE FUNDS · EIN 35-6941654 / PN 001 | Common Collective Trust | — | — | $56K | 0.2% | |
| DFA US Targeted Vl Port Ins Registered Investment Company | — | — | — | $54K | 0.2% | |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company | — | — | — | $38K | 0.1% | |
| T. ROWE PRICE RETIREMENT 2005 TRUST T.ROWE PRICE FUNDS · EIN 61-6434302 / PN 001 | Common Collective Trust | — | — | $3K | <0.1% |
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