Back to filter
Original filing (PDF)20241230105814NAL0028757184001
SMART RETIREMENT SOLUTIONS, INC.
Form 5500
FILING_RECEIVED
CHOICE POOLED EMPLOYER PLAN I
401(k) retirement plan
Signals · 2
Late filing · 1.5 mo6 service providers
Active participants
6,378
Accounts w/ balance
4,807
Plan assets (EOY)
$91.2M
Net assets (EOY)
$88.8M
How this plan invests
This plan
52 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
94
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Filed 1.5 months past the 10.5-month grace window.
- 28 bps in Schedule C fees — 74% above peer band of 16 bps.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMART RETIREMENT SOLUTIONS, INC..
Plan sponsor
Name
SMART RETIREMENT SOLUTIONS, INC.
EIN
88-1526902
Address
209 10TH AVENUE SOUTH · SUITE 525 · NASHVILLE, TN · 37203
Phone
(888) 687-4015
Industry
Finance & Insurancesee all
Plan administrator
Name
ADMINISTRATIVE GROUP, LLC DBA TAG RESOURCES
EIN
42-1484983
City
KNOXVILLE, TN
Phone
(865) 670-1844
Plan characteristics
Plan number
401
Plan year
2023
Plan year begin
2023-01-01
Tax period
2023-12-31
Filed
2024-12-30
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TEMPLETON & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADMIN. GROUP, LLC DBA TAG RESOURCES | 62-1874769 | — | RECORD KEEPER | $112K | — |
| TRANSAMERICA FINANCIAL LIFE INS | 36-6071399 | — | RECORD KEEPER | $107K | — |
| TRNASAMERICA LIFE INSURANCE CO | 39-0989781 | — | RECORD KEEPER | $30K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL | 95-2834236 | — | BROKER | $0 | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RPA FINANCIAL LLC | 83-1143379 | — | INVESTMENT ADV-PLAN | $4K | — |
| EQUITY RISK SOLUTIONS LLC | 84-3989040 | — | CONSULTING | $842 | — |
Investments
52 pooled funds· $81.1M(89% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| STATE STREET TARGET RET 2045 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 081 | Pooled Separate Account | $8.0M | 8.7% |
| STATE STREET TARGET RET 2050 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 082 | Pooled Separate Account | $6.2M | 6.8% |
| STATE STREET TARGET RET 2035 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 079 | Pooled Separate Account | $6.2M | 6.8% |
| STATE STREET TARGET RET 2040 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 080 | Pooled Separate Account | $5.4M | 5.9% |
| STATE STREET TARGET RET 2030 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 078 | Pooled Separate Account | $5.3M | 5.8% |
| STATE STREET TARGET RET 2025 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 077 | Pooled Separate Account | $4.2M | 4.6% |
| STATE STREET SECCOURSE 2040 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 419 | Pooled Separate Account | $3.7M | 4.1% |
| STATE STREET TARGET RET 2055 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 083 | Pooled Separate Account | $3.1M | 3.4% |
| STATE STREET SECCOURSE 2035 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 418 | Pooled Separate Account | $3.0M | 3.3% |
| STATE STREET SECCOURSE 2045 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 420 | Pooled Separate Account | $3.0M | 3.3% |
| STATE STREET SECCOURSE 2055 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 422 | Pooled Separate Account | $3.0M | 3.3% |
| STATE STREET SECCOURSE 2050 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 421 | Pooled Separate Account | $2.8M | 3.1% |
| STATE STREET S&P 500 INDEX CLASS II TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 405 | Pooled Separate Account | $2.8M | 3.1% |
| STATE STREET TARGET RET 2060 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 084 | Pooled Separate Account | $2.6M | 2.9% |
| AMERICAN FUNDS FUNDMNTL INVST RET O TRANSAMERICA FINANCIAL LIFE INS CO · EIN 39-0989781 / PN 843 | Pooled Separate Account | $2.5M | 2.7% |
| STATE STREET S&P MID CAP INDEX RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 410 | Pooled Separate Account | $2.4M | 2.6% |
| STATE STREET SECCOURSE 2025 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 416 | Pooled Separate Account | $1.9M | 2.1% |
| STATE STREET SECCOURSE 2030 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 417 | Pooled Separate Account | $1.5M | 1.6% |
| STATE STREET SECCOURSE 2060 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 423 | Pooled Separate Account | $1.3M | 1.5% |
| STATE STREET TARGET RET 2020 RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 076 | Pooled Separate Account | $1.2M | 1.3% |
| STATE STREET SECCOURSE 2020 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 415 | Pooled Separate Account | $1.2M | 1.3% |
| MFS INTERNATIONAL DIVERSIFICATION R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 123 | Pooled Separate Account | $1.1M | 1.2% |
| STATE STREET TARGET RET INC RET ACC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 074 | Pooled Separate Account | $925K | 1.0% |
| STATE STREET RUSSELL SMALL CAP INDE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 407 | Pooled Separate Account | $910K | 1.0% |
| STATE STREET TARGET RETIREMENT 2065 TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 289 | Pooled Separate Account | $672K | 0.7% |
| STATE STREET GLOBAL ALL CAP EX US I TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 409 | Pooled Separate Account | $656K | 0.7% |
| WESTERN ASSET CORE PLUS BOND RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 431 | Pooled Separate Account | $625K | 0.7% |
| JPMORGAN LRG CAP GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 580 | Pooled Separate Account | $599K | 0.7% |
| FIDELITY 500 INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 135 | Pooled Separate Account | $593K | 0.6% |
| BLACKROCK EQUITY DIVIDEND RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 935 | Pooled Separate Account | $447K | 0.5% |
| FIDELITY U.S. BOND INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 161 | Pooled Separate Account | $394K | 0.4% |
| STATE STREET SECCOURSE 2065 BY TA R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 424 | Pooled Separate Account | $348K | 0.4% |
| STATE STREET SECCOURSE INC BY TA RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 414 | Pooled Separate Account | $311K | 0.3% |
| AMERICAN FUNDS GR FD OF AMERICA RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 39-0989781 / PN 844 | Pooled Separate Account | $300K | 0.3% |
| STATE STREET U.S. BOND INDEX RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 413 | Pooled Separate Account | $238K | 0.3% |
| PIMCO INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 668 | Pooled Separate Account | $208K | 0.2% |
| METROPOLITAN WEST TOTAL RET BD RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 772 | Pooled Separate Account | $200K | 0.2% |
| JPMORGAN EQT INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 579 | Pooled Separate Account | $179K | 0.2% |
| FIDELITY TOTAL INTERNTL INDEX RET A TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 160 | Pooled Separate Account | $177K | 0.2% |
| FIDELITY MID CAP INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 138 | Pooled Separate Account | $110K | 0.1% |
| JANUS HENDERSON TRITON RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 830 | Pooled Separate Account | $103K | 0.1% |
| STATE STEET PRTN SERIES WITH TA AGG TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 502 | Pooled Separate Account | $86K | <0.1% |
| DFA U.S. TARGETED VAL PORT RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 527 | Pooled Separate Account | $83K | <0.1% |
| FIDELITY SMALL CAP INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 139 | Pooled Separate Account | $80K | <0.1% |
| DFA GLOBAL REAL ESTATE SECURITIES R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 156 | Pooled Separate Account | $80K | <0.1% |
| STATE STEET PRTN SERIES WITH TA MOD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 39-0989781 / PN 504 | Pooled Separate Account | $78K | <0.1% |
| DFA EMERGING MARKETS CORE EQUITY RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 759 | Pooled Separate Account | $68K | <0.1% |
| T. ROWE PRICE US SMALL CAP VALUE EQ TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 425 | Pooled Separate Account | $43K | <0.1% |
| STATE STEET PRTN SERIES WITH TA CON TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 503 | Pooled Separate Account | $35K | <0.1% |
| VANGUARD FTSE SOCIAL IDX FUND ADMIR TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 408 | Pooled Separate Account | $22K | <0.1% |
| FIDELITY GLOBAL EX U.S. INDEX RET A TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 158 | Pooled Separate Account | $2K | <0.1% |
| TA VANGUARD LIFESTRATEGY MOD GR RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 504 | Pooled Separate Account | $12 | <0.1% |
Related plans
Other plans using ADMIN. GROUP, LLC DBA TAG RESOURCES
ACE HARDWARE CORPORATION
ACE RETAIL SAVINGS PLAN 401(K)
$188.2M · 10,227 participants
AVMA LIFE TRUST, LLC
AVMA LIFE TRUST, LLC 401(K) PLAN
$74.7M · 3,439 participants
CURO MANAGEMENT CORPORATION
CURO MANAGEMENT 401(K) RETIREMENT PLAN
$62.5M · 1,539 participants
ADMINISTRATIVE GROUP, LLC DBA TRANSAMERICA FIDUCIARY SERVICES
CHOICE POOLED EMPLOYER PLAN III
$53.1M · 2,783 participants
ADMINISTRATIVE GROUP, LLC DBA TRANSAMERICA FIDUCIARY SERVICES
CHOICE POOLED EMPLOYER PLAN I
$47.2M · 4,941 participants
SOUTHERN MANAGEMENT CORPORATION
SOUTHERN MANAGEMENT CORPORATION 401(K) RETIREMENT PLAN
$25.6M · 1,316 participants
Similar-size Finance & Insurance plans
JOINT BOARD OF TRUSTEES OF THE IBEW LOCAL 972 PENSION FUND
IBEW LOCAL #972 PENSION PLAN AND TRUST
$89.8M · 597 participants
BOARD OF TRUSTEES OF THE WISCONSIN HEALTH FUND
WISCONSIN HEALTH FUND
$93.6M · 1,470 participants
BOARD OF TRUSTEES, IBEW LO 191 HEALTH AND WELFARE TR
I.B.E.W. LOCAL 191 HEALTH AND WELFARE PLAN
$93.9M · 2,036 participants
BOARD OF TRUSTEES OF OPERATING ENGINEERS LOCAL 101 HEALTH AND WELFARE
OPERATING ENGINEERS LOCAL 101 HEALTH AND WELFARE PLAN
$88.2M · 3,403 participants
NEXPOINT ADVISORS, L.P.
NEXPOINT 401(K) PLAN
$88.1M · 289 participants
BOARD OF TRUSTEES OF MARBLE
MARBLE INDUSTRY ANNUITY TRUST FUND
$88.0M · 279 participants
Large plans in Tennessee
FEDEX CORPORATION
FEDEX CORPORATION EMPLOYEES' PENSION TRUST
$27.6B
FEDEX CORPORATION
FEDEX CORPORATION EMPLOYEES' PENSION PLAN
$26.9B · 113,256 participants
FEDEX CORPORATION
FEDEX CORPORATION RETIREMENT SAVINGS PLAN
$25.4B · 102,265 participants
HCA INC.
HCA 401(K) PLAN
$23.8B · 310,762 participants
HCA INC.
HCA INC. MASTER RETIREMENT TRUST
$23.4B
ALLIANCEBERNSTEIN LP
AB US LARGE CAP GROWTH COLLECTIVE TRUST
$8.9B