Back to filter
Original filing (PDF)20250926133821NAL0004039571001
MERATIVE US L.P.
Form 5500
FILING_RECEIVED
MERATIVE US L.P. 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
1,244
Accounts w/ balance
1,567
Plan assets (EOY)
$117.6M
Net assets (EOY)
$117.6M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (7 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MERATIVE US L.P..
Plan sponsor
Name
MERATIVE US L.P.
EIN
88-1430661
Address
100 PHOENIX DRIVE, SUITE 100 · UNITED STATES, MI · 48108
Phone
(800) 835-5097
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-26
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2A · Age/service weighted or new comparability
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $26K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USI ADVISORS | 06-1397347 | — | CONSULTANT | $25K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $15K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MOSS ADAMS | 91-0189318 | — | ACCOUNTANT/AUDITOR | $12K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
30 direct securities· $117.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID FDM IDX 2035 IPR Registered Investment Company | — | — | — | $14.6M | 12.4% | |
| FID 500 INDEX Registered Investment Company | — | — | — | $14.4M | 12.3% | |
| FID FDM IDX 2045 IPR Registered Investment Company | — | — | — | $12.3M | 10.4% | |
| FID FDM IDX 2030 IPR Registered Investment Company | — | — | — | $11.6M | 9.9% | |
| FID FDM IDX 2040 IPR Registered Investment Company | — | — | — | $11.1M | 9.4% | |
| FID FDM IDX 2050 IPR Registered Investment Company | — | — | — | $8.5M | 7.3% | |
| JPM LG CAP GROWTH R6 Registered Investment Company | — | — | — | $7.0M | 6.0% | |
| FID FDM IDX 2025 IPR Registered Investment Company | — | — | — | $6.3M | 5.4% | |
| FID FDM IDX 2055 IPR Registered Investment Company | — | — | — | $5.8M | 4.9% | |
| maturing through January 2035 | — | — | — | $2.4M | 2.1% | |
| FID FDM IDX 2060 IPR Registered Investment Company | — | — | — | $2.3M | 2.0% | |
| FID GOVT MMKT K6 Money Market Fund | — | — | — | $2.3M | 1.9% | |
| MFS MID CAP VALUE R6 Registered Investment Company | — | — | — | $2.2M | 1.8% | |
| MFS VALUE R6 Registered Investment Company | — | — | — | $1.8M | 1.5% | |
| PGIM TOTAL RTN BD R6 Registered Investment Company | — | — | — | $1.7M | 1.5% | |
| FID FDM IDX 2015 IPR Registered Investment Company | — | — | — | $1.5M | 1.2% | |
| FID GLB EX US IDX Registered Investment Company | — | — | — | $1.4M | 1.2% | |
| FID FDM IDX 2020 IPR Registered Investment Company | — | — | — | $1.3M | 1.1% | |
| FID EXTD MKT IDX Registered Investment Company | — | — | — | $1.2M | 1.0% | |
| MFS INTL DIVRSN R6 Registered Investment Company | — | — | — | $1.0M | 0.9% | |
| C&S REALTY SHARES Z Registered Investment Company | — | — | — | $1.0M | 0.9% | |
| MGL MD CP GRTH R6 Registered Investment Company | — | — | — | $938K | 0.8% | |
| MGL SMCP VAL R6 Registered Investment Company | — | — | — | $914K | 0.8% | |
| PIM REAL RETURN INST Registered Investment Company | — | — | — | $803K | 0.7% | |
| BARON SMALL CAP R6 Registered Investment Company | — | — | — | $802K | 0.7% | |
| DFA EMRG MKT CORE EQ Registered Investment Company | — | — | — | $758K | 0.6% | |
| FID FDM IDX 2065 IPR Registered Investment Company | — | — | — | $746K | 0.6% | |
| PIONEER STRAT INC K Registered Investment Company | — | — | — | $658K | 0.6% | |
| FID FDM IDX INC IPR Registered Investment Company | — | — | — | $132K | 0.1% | |
| FID FDM IDX 2010 IPR Registered Investment Company | — | — | — | $58K | <0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Professional & Technical Services plans
KEARNEY & COMPANY, P.C.
KEARNEY & CO AND E.F. KEARNEY LTD 401(K) PROFIT SHARING PLAN
$116.1M · 1,027 participants
HEALTHEDGE SOFTWARE, INC
HEALTHEDGE SOFTWARE 401K PLAN
$121.1M · 1,250 participants
FORCEPOINT LLC
FORCEPOINT 401(K) RETIREMENT PLAN
$122.4M · 446 participants
EVERFOX HOLDINGS LLC
EVERFOX HOLDINGS LLC 401(K) RETIREMENT PLAN
$122.7M · 787 participants
IRON BOW TECHNOLOGIES, LLC
IRON BOW TECHNOLOGIES, LLC 401(K) PLAN
$123.1M · 1,078 participants
COALFIRE SYSTEMS, INC.
COALFIRE SYSTEMS, INC. 401(K) PLAN
$111.7M · 951 participants
Large plans in Michigan
GENERAL MOTORS LLC
GENERAL MOTORS HOURLY-RATE EMPLOYEES PENSION PLAN
$44.8B · 15,648 participants
GENERAL MOTORS LLC
GENERAL MOTORS SAVINGS PLAN MASTER TRUST
$32.4B
THE COMMITTEE OF THE UAW RETIREE MEDICAL BENEFITS TRUST
UAW GM RETIREES MEDICAL BENEFITS PLAN
$30.6B
FORD MOTOR COMPANY
FORD MOTOR COMPANY MASTER TRUST FUND
$29.5B
FORD MOTOR COMPANY
FORD DEFINED CONTRIBUTION PLANS MASTER TRUST
$25.3B
GENERAL MOTORS LLC
GENERAL MOTORS RETIREMENT SAVINGS PLAN FOR SALARIED EMPLOYEES IN THE UNITED STATES
$23.1B · 41,023 participants