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Original filing (PDF)20251015105353NAL0002174659001
TRI TOOL INC.
Form 5500
FILING_RECEIVED
TRI TOOL INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
26% in single holdingNo recordkeeper disclosed
Active participants
102
Accounts w/ balance
143
Plan assets (EOY)
$13.4M
Net assets (EOY)
$13.4M
How this plan invests
This plan
3 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Principal Guaranteed Option Guaranteed interest contract" is 26% of plan.
- 49 bps in Schedule C fees — 69% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TRI TOOL INC..
Plan sponsor
Name
TRI TOOL INC.
EIN
88-0277328
Address
3041 SUNRISE BLVD · RANCHO CORDOVA, CA · 957426502
Phone
(916) 805-9856
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BFBA, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MML INVESTORS SERVICES LLC | — | NEW YORK, NY | INVESTMENT ADVISORY | $27K | — |
| MML INVESTORS SERVICES LLC | 04-2746212 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $39K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
30 direct securities · 3 pooled funds· $13.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$12.2M
30 holdings
Pooled Separate Account
$1.5M
2 holdings
Common Collective Trust
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Guaranteed Option Guaranteed interest contract | — | — | — | $3.5M | 25.9% | |
| PRIN BLUE CHIP SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 133 | Pooled Separate Account | — | — | $1.3M | 9.4% | |
| T. Rowe Price Retirement 2035 I Fund Mutual fund | — | — | — | $1.1M | 8.2% | |
| Fidelity 500 Index Fund Mutual fund | — | — | — | $1.0M | 7.6% | |
| Columbia Dividend Opportunity Fund Mutual fund | — | — | — | $587K | 4.4% | |
| T. Rowe Price Retirement 2030 I Fund Mutual fund | — | — | — | $493K | 3.7% | |
| T. Rowe Price Retirement 2015 I Fund Mutual fund | — | — | — | $424K | 3.2% | |
| Baird Core Plus Bond Fund Mutual fund | — | — | — | $414K | 3.1% | |
| American Century Mid Cap Value Fund Mutual fund | — | — | — | $382K | 2.8% | |
| T. Rowe Price Retirement 2040 I Fund Mutual fund | — | — | — | $371K | 2.8% | |
| T. Rowe Price Retirement 2020 I Fund Mutual fund | — | — | — | $363K | 2.7% | |
| iShares Russell Mid-Cap Index Fund Mutual fund | — | — | — | $341K | 2.5% | |
| Fidelity Advisor High Income Advantage Fund Mutual fund | — | — | — | $333K | 2.5% | |
| Janus Henderson Global Select Fund Mutual fund | — | — | — | $320K | 2.4% | |
| American Funds US Government Securities Fund Mutual fund | — | — | — | $315K | 2.3% | |
| Fidelity International Capital Appreciation K6 Fund Mutual fund | — | — | — | $304K | 2.3% | |
| AB Small Cap Growth Portfolio Z Fund Mutual fund | — | — | — | $252K | 1.9% | |
| Principal - Small Cap Separate Account Plus Pooled separate account | — | — | — | $248K | 1.8% | |
| PRINCIPAL SMALLCAP SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 029 | Pooled Separate Account | — | — | $248K | 1.8% | |
| T. Rowe Price Retirement 2045 I Fund Mutual fund | — | — | — | $226K | 1.7% | |
| Invesco Small Cap Value Fund Mutual fund | — | — | — | $201K | 1.5% | |
| Fidelity Emerging Markets Fund Mutual fund | — | — | — | $158K | 1.2% | |
| Notes receivable from participants Loans (4.25% - 9.50%) | — | — | — | $157K | 1.2% | |
| Delaware Ivy Mid Cap Growth Fund Mutual fund | — | — | — | $154K | 1.1% | |
| T. Rowe Price Retirement 2050 I Fund Mutual fund | — | — | — | $145K | 1.1% | |
| American Funds New World Fund Mutual fund | — | — | — | $142K | 1.1% | |
| T. Rowe Price Retirement 2060 I Fund Mutual fund | — | — | — | $106K | 0.8% | |
| (E) | — | — | $20K | $77K | 0.6% | |
| T. Rowe Price Retirement 2025 I Fund Mutual fund | — | — | — | $77K | 0.6% | |
| T. Rowe Price Retirement 2055 I Fund Mutual fund | — | — | — | $36K | 0.3% | |
| Self-Directed Brokerage Account Self-directed brokerage account | — | — | — | $20K | 0.2% | |
| T. Rowe Price Retirement 2065 I Fund Mutual fund | — | — | — | $4K | <0.1% | |
| PUTNAM STABLE VALUE FUND PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $0 | <0.1% |
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