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Original filing (PDF)20251007100421NAL0002566915001
RITE OF PASSAGE, INC.
Form 5500
FILING_RECEIVED
RITE OF PASSAGE, INC. 401K PLAN
401(k) retirement plan
Active participants
1,232
Accounts w/ balance
721
Plan assets (EOY)
$34.3M
Net assets (EOY)
$34.3M
How this plan invests
This plan
79 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
80
Knocking points off
- 43 bps in Schedule C fees — modestly above peer band of 29 bps.
- 59% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RITE OF PASSAGE, INC..
Plan sponsor
Name
RITE OF PASSAGE, INC.
EIN
88-0235002
Address
2560 BUSINESS PKWY, STE. A · MINDEN, NV · 894238961
Phone
(775) 267-9411
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FARBER HASS HURLEY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE | 31-1592130 | COLUMBUS, OH | RECORDKEEPER | $80K | — |
Advisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PROACCOUNT | 73-0988442 | CLOUMBUS, OH | INVESTMENT ADVISORY PART | $25K | — |
| LEAFHOUSE FINANCIAL ADVISORS LLC | 26-4311657 | AUSTIN, TX | INVESTMENT ADVISORY | $17K | — |
| LINCOLN INVESTMENT PLANNING | 23-1702591 | FORT WASHINGTON, PA | INVESTMENT MANAGER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTON RETIREMENT SERVICES, INC. | 86-1009405 | GLENDALE, AZ | TPA | $26K | — |
Investments
78 direct securities· $33.7M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Nationwide Trust Co., FSB Legg Mason CB Large Cap Growth | — | — | — | $4.0M | 11.8% | |
| Fully benefit-responsive investment contract - * NW Life Insurance Co. Nationwide Fixed Select Option | — | — | — | $3.4M | 10.0% | |
| Nationwide Trust Co., FSB JPMorgan Equity Income | — | — | — | $2.9M | 8.4% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2030 Fund | — | — | — | $2.4M | 7.1% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2040 Fund | — | — | — | $1.7M | 4.9% | |
| Nationwide Trust Co., FSB Artisan International Value Instl | — | — | — | $1.7M | 4.8% | |
| Nationwide Trust Co., FSB Vanguard Balanced Index Adm | — | — | — | $1.6M | 4.6% | |
| Nationwide Trust Co., FSB Victory Sycamore Established I | — | — | — | $1.5M | 4.4% | |
| Nationwide Trust Co., FSB NW Geneva Small Cap Growth Instl | — | — | — | $1.1M | 3.2% | |
| Nationwide Trust Co., FSB Vanguard 500 Index Fund | — | — | — | $868K | 2.5% | |
| Nationwide Trust Co., FSB JPMorgan Undis Behavioral Value Fund | — | — | — | $754K | 2.2% | |
| Participant Loans 4.25% -9.50% -0- | — | — | — | $720K | 2.1% | |
| Investments - * Nationwide Trust Co., FSB BlackRock Mid Cap Growth Equity Instl ** $ | — | — | — | $665K | 1.9% | |
| Nationwide Trust Co., FSB American Funds New World | — | — | — | $625K | 1.8% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2045 Fund | — | — | — | $501K | 1.5% | |
| Nationwide Trust Co., FSB PIMCO International Bond Fund | — | — | — | $499K | 1.5% | |
| Nationwide Trust Co., FSB Fidelity 500 Index Fund | — | — | — | $462K | 1.3% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2035 Fund | — | — | — | $383K | 1.1% | |
| Nationwide Trust Co., FSB Clolumbia Convertible Securities Instl | — | — | — | $359K | 1.0% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2050 Fund | — | — | — | $358K | 1.0% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2060 Fund | — | — | — | $326K | 1.0% | |
| Nationwide Trust Co., FSB Vanguard International Growth Adml | — | — | — | $314K | 0.9% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2020 Fund | — | — | — | $302K | 0.9% | |
| Nationwide Trust Co., FSB DFA US Targeted Value Instl ** 583 * Nationwide Trust Co., FSB Dodge & Cox International Stock Fund | — | — | — | $279K | 0.8% | |
| Nationwide Trust Co., FSB Goldman Sachs GQG Partners Int. | — | — | — | $276K | 0.8% | |
| Nationwide Trust Co., FSB JPMorgan Growth Advantage | — | — | — | $270K | 0.8% | |
| Nationwide Trust Co., FSB Vanguard Pacific Stock Index Adml | — | — | — | $269K | 0.8% | |
| Nationwide Trust Co., FSB Fidelity International Index Fund | — | — | — | $269K | 0.8% | |
| Nationwide Trust Co., FSB Nationwide Loomis All Cap Growth | — | — | — | $259K | 0.8% | |
| Nationwide Trust Co., FSB GuideStone Funds Emerging Equity | — | — | — | $253K | 0.7% | |
| Nationwide Trust Co., FSB Avantis U.S. LC Value Fund Instl | — | — | — | $246K | 0.7% | |
| Nationwide Trust Co., FSB Fidelity Advisor China Region Instl | — | — | — | $233K | 0.7% | |
| Nationwide Trust Co., FSB DFA Global Real Estate Securities ** 242 * Nationwide Trust Co., FSB JPMorgan LC Growth Fund Class R6 | — | — | — | $230K | 0.7% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2055 Fund | — | — | — | $225K | 0.7% | |
| Investments (Continued) - * Nationwide Trust Co., FSB Fidelity U.S. Bond Index Fund | — | — | — | $223K | 0.7% | |
| Nationwide Trust Co., FSB Vanguard Total Intl Stock Index Admiral | — | — | — | $220K | 0.6% | |
| Nationwide Trust Co., FSB Avantis Emerging Markets Equity Fund | — | — | — | $217K | 0.6% | |
| Nationwide Trust Co., FSB Vanguard Total Stock Mkt Idx Fund Adm | — | — | — | $214K | 0.6% | |
| Nationwide Trust Co., FSB Federated Hermes Instl HY Bond Fund | — | — | — | $213K | 0.6% | |
| Nationwide Trust Co., FSB Cohen & Steers Real Estate Sec Instl | — | — | — | $197K | 0.6% | |
| Nationwide Trust Co., FSB PGIM Total Return Bond | — | — | — | $193K | 0.6% | |
| Nationwide Trust Co., FSB Vanguard MC Index Fund Admiral Shares | — | — | — | $170K | 0.5% | |
| Nationwide Trust Co., FSB BlackRock HY Bond Portfolio K | — | — | — | $146K | 0.4% | |
| Nationwide Trust Co., FSB MFS Mid Cap R6 | — | — | — | $133K | 0.4% | |
| Nationwide Trust Co., FSB Diamond Hill Mid Cap Fund | — | — | — | $132K | 0.4% | |
| Nationwide Trust Co., FSB Principal GRE Securities Fund | — | — | — | $126K | 0.4% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2025 Fund | — | — | — | $115K | 0.3% | |
| Nationwide Trust Co., FSB Legal & General Commodity Strategy Fund | — | — | — | $110K | 0.3% | |
| Nationwide Trust Co., FSB PIMCO Real Return Instl | — | — | — | $104K | 0.3% | |
| Nationwide Trust Co., FSB Allspring Precious Metals Instl | — | — | — | $90K | 0.3% | |
| Nationwide Trust Co., FSB Vanguard SC Index Fund Admiral Shares | — | — | — | $73K | 0.2% | |
| Nationwide Trust Co., FSB Vanguard Explorer Adml | — | — | — | $73K | 0.2% | |
| Nationwide Trust Co., FSB BlackRock Total Return Fund | — | — | — | $72K | 0.2% | |
| Nationwide Trust Co., FSB Goldman Sachs GC Fixed Income ** 24 * Nationwide Trust Co., FSB Avantis U.S. SC Value Fund Instl | — | — | — | $71K | 0.2% | |
| Nationwide Trust Co., FSB American Beacon International Equity Fund ** 785 * Nationwide Trust Co., FSB AB Global Bond Fund - Class Z | — | — | — | $67K | 0.2% | |
| Nationwide Trust Co., FSB American Funds 2030 TD Retire | — | — | — | $63K | 0.2% | |
| Nationwide Trust Co., FSB T.Rowe Price Spectrum Mod Growth | — | — | — | $62K | 0.2% | |
| Nationwide Trust Co., FSB Vanguard Wellesley Income Admiral | — | — | — | $57K | 0.2% | |
| Nationwide Trust Co., FSB Vanguard GNMA Adml | — | — | — | $49K | 0.1% | |
| Nationwide Trust Co., FSB Vanguard Total Int. Bond Index Adml | — | — | — | $46K | 0.1% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index Retirement Income Fund | — | — | — | $40K | 0.1% | |
| Nationwide Trust Co., FSB DFA US Small Cap Instl | — | — | — | $32K | <0.1% | |
| Nationwide Trust Co., FSB Vanguard Total Bond Mrkt Index Adm | — | — | — | $31K | <0.1% | |
| Investments (Continued) - * Nationwide Trust Co., FSB Vanguard Inflation-Pro Securities Adml ** $ | — | — | — | $29K | <0.1% | |
| Nationwide Trust Co., FSB American Funds 2020 TD Retire | — | — | — | $18K | <0.1% | |
| Nationwide Trust Co., FSB Vanguard Selected Value Inv | — | — | — | $15K | <0.1% | |
| Nationwide Trust Co., FSB Goldman Sachs Intl Small Cap Insight | — | — | — | $14K | <0.1% | |
| Nationwide Trust Co., FSB PIMCO StocksPLUS Small Cap Inst. | — | — | — | $12K | <0.1% | |
| Nationwide Trust Co., FSB Nuveen Lifecycle Index 2010 Fund ** 27 * Nationwide Trust Co., FSB Nuveen Lifecycle Index 2015 Fund | — | — | — | $7K | <0.1% | |
| Nationwide Trust Co., FSB PIMCO StocksPLUS Intl Instl | — | — | — | $7K | <0.1% | |
| Nationwide Trust Co., FSB Lord Abbett Short Duration Income | — | — | — | $6K | <0.1% | |
| Nationwide Trust Co., FSB DFA Emerging Markets Core Equity | — | — | — | $4K | <0.1% | |
| Nationwide Trust Co., FSB DFA US Large Cap Value Instl | — | — | — | $2K | <0.1% | |
| Nationwide Trust Co., FSB Vanguard Short-Term Federal Adml | — | — | — | $2K | <0.1% | |
| Nationwide Trust Co., FSB Columbia Select Large Cap Growth Instl | — | — | — | $2K | <0.1% | |
| Nationwide Trust Co., FSB PIMCO Commodity Real Return Strat | — | — | — | $2K | <0.1% | |
| Nationwide Trust Co., FSB BlackRock Strategic Income Opps I ** 549 * Nationwide Trust Co., FSB AB Global Bond Fund | — | — | — | $1K | <0.1% | |
| Nationwide Trust Co., FSB Lazard Intl Strat Equity Instl | — | — | — | $1K | <0.1% |