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Original filing (PDF)20251015195541NAL0005520177001
TERRIBLE HERBST, INC.
Form 5500
FILING_RECEIVED
THI RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,415
Accounts w/ balance
375
Plan assets (EOY)
$8.0M
Net assets (EOY)
$8.0M
How this plan invests
This plan
1 pooled trust
Schedule D
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 27% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (0 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TERRIBLE HERBST, INC..
Plan sponsor
Name
TERRIBLE HERBST, INC.
EIN
88-0093826
Address
5195 SOUTH LAS VEGAS BLVD. · LAS VEGAS, NV · 89119
Phone
(702) 796-6400
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
METZ CPA, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsTPA / Administrator
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $50 | — |
| STANCORP FINANCIAL GROUP | 93-1253576 | — | CONTRACT ADMINISTRATOR | $0 | — |
| LOREN D. STARK COMPANY, INC | 74-1537058 | — | CONTRACT ADMINISTRATOR | $0 | — |
Investments
19 direct securities · 1 pooled fund· $14.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.0M
19 holdings
Pooled Separate Account
$6.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT A STANDARD INSURANCE COMPANY · EIN 93-0242990 / PN 005 | Pooled Separate Account | — | — | $6.9M | 86.0% | |
| Voya Intermediate Bond I Pooled Separate Account | — | — | — | $1.5M | 18.5% | |
| Vanguard Balanced IDX ADM Pooled Separate Account | — | — | — | $1.4M | 17.3% | |
| Fidelity 500 Index Fund Pooled Separate Account | — | — | — | $1.2M | 15.5% | |
| Standard Stable Asset D Guaranteed investment contract | — | — | — | $888K | 11.1% | |
| MFS Intl Diversification R6 Pooled Separate Account | — | — | — | $887K | 11.1% | |
| JPMorgan Large Cap Growth R6 Fund Pooled Separate Account | — | — | — | $576K | 7.2% | |
| Vanguard Windsor II ADM Pooled Separate Account | — | — | — | $508K | 6.4% | |
| Fidelity Small Cap Index Pooled Separate Account | — | — | — | $294K | 3.7% | |
| Nuveen Mid Cap Value I Pooled Separate Account | — | — | — | $203K | 2.5% | |
| Participant loans Interest rates from 4.25% to 10.50% | — | — | — | $191K | 2.4% | |
| JPMorgan Mid Cap Growth R5 Pooled Separate Account | — | — | — | $181K | 2.3% | |
| Vanguard Real Estate Index Admiral Fund Pooled Separate Account | — | — | — | $33K | 0.4% | |
| Voya Multi-Manager International Small Cap I * Fund Pooled Separate Account | — | — | — | $30K | 0.4% | |
| JPMorgan US Equity R6 Fund Pooled Separate Account | — | — | — | $27K | 0.3% | |
| Nuveen LifeCycle Index 2055 Pooled Separate Account | — | — | — | $14K | 0.2% | |
| DFA US Targeted Value I Fund Pooled Separate Account | — | — | — | $13K | 0.2% | |
| Principal Guaranteed Interest Account Z Fully benefit-responsive investment Class 5 contract | — | — | — | $5K | <0.1% | |
| Invesco Discovery Y Fund Pooled Separate Account | — | — | — | $3K | <0.1% | |
| Fidelity Mid Cap Index Pooled Separate Account | — | — | — | $3K | <0.1% |
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