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Original filing (PDF)20250225123353NAL0010834449001
UNITED WORKERS RETIREMENT PLAN, INC.
Form 5500
FILING_RECEIVED
RETIREMENT4CONTRACTORS POOLED EMPLOYER PLAN
401(k) retirement plan
Signals · 4
Late filing · 3.3 mo~96 bps in Sched C feesNo recordkeeper disclosed6 service providers
Active participants
3,377
Accounts w/ balance
4,153
Plan assets (EOY)
$17.6M
Net assets (EOY)
$17.6M
How this plan invests
This plan
5 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
80
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
87
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 3.3 months past the 10.5-month grace window.
- 96 bps in Schedule C fees — 231% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITED WORKERS RETIREMENT PLAN, INC..
Plan sponsor
Name
UNITED WORKERS RETIREMENT PLAN, INC.
EIN
87-3318230
Address
4615 WALZEM ROAD · SUITE 300 · SAN ANTONIO, TX · 78218
Phone
(210) 612-4609
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-01-01
Tax period
2023-12-31
Filed
2025-02-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
2W · Pooled employer plan (PEP)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LORADY CPA PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | 16-1450952 | — | NONE | $96K | — |
| MGKS | 86-1001235 | — | NONE | $33K | — |
| UNITED WORKERS RETIREMENT | 87-3318230 | — | NONE | $21K | — |
| RETIREMENT PLAN ADVISORS | 36-4344751 | — | NONE | $12K | — |
| CHEK TAN AND COMPANY | 81-1005081 | — | NONE | $8K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $0 | — |
Investments
5 pooled funds· $1.1M(6% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| CAPITAL PRESERVATION FUND FEDERATED INVESTORS TRUST COMPANY · EIN 22-2712853 / PN 001 | Common Collective Trust | $444K | 2.5% |
| MY PORTFOLIOPLUS GROWTH ALTA TRUST COMPANY · EIN 87-2492407 / PN 001 | Common Collective Trust | $307K | 1.7% |
| STABLE VALUE FUND CIT, SERIES 25053 RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | $279K | 1.6% |
| MY PORTFOLIOPLUS CONSERVATIVE ALTA TRUST COMPANY · EIN 87-2561476 / PN 001 | Common Collective Trust | $89K | 0.5% |
| STABLE VALUE FUND CIT, SERIES 25157 RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 002 | Common Collective Trust | $0 | <0.1% |
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