How big is Pagaya Technologies US LLC's plan?

Pagaya Technologies US LLC's plan reported $13.0M in assets and 251 participants for 2024.

Original filing (PDF)20250908130119NAL0041055634001

Pagaya Technologies US LLC

Name: Pagaya Technologies US LLC — Pagaya 401(k) Plan, Form 5500 (2024)
Creator: Pagaya Technologies US LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Pagaya 401(k) Plan

401(k) retirement plan · Pagaya Technologies US LLC's Pagaya 401(k) Plan held $13.0M in plan assets for 251 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

Corrective distributions issuedSelf-directed brokerage offered

Active participants

251

Accounts w/ balance

447

Plan assets (EOY)

$13.0M

Net assets (EOY)

$13.0M

People on this filing

Claudia Guevara signed Pagaya Technologies US LLC's 2024 Form 5500 as plan administrator.

Claudia Guevara — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Pagaya Technologies US LLC's EIN is 87-3083236.

EIN 87-3083236

Plan number 001

Plan year 2024

ACK ID 20250908130119NAL0041055634001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Pagaya Technologies US LLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Pagaya Technologies US LLC's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a self-directed brokerage window, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for PAGAYA TECHNOLOGIES US LLC.

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How this plan invests

This plan

26 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (91st percentile).

Plan sponsor

Name

PAGAYA TECHNOLOGIES US LLC

EIN

all filings

Address

335 MADISON · 16TH FLOOR · NEW YORK, NY · 10017

Phone

(332) 308-7938

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-08

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$12K	—

Investments

26 direct securities· $12.7M(98% of reported assets)

Mutual Funds

$9.0M

16 holdings

Common Collective Trusts

$2.7M

6 holdings

Other securities

$679K

2 holdings

Self-Directed Brokerage

$269K

1 holding

U.S. Treasuries

$102K

1 holding

					% of plan
Fidelity Freedom Index 2055 Fund "	Mutual Funds	—	—	$2.0M	15.4%
Fidelity 500 Index Fund "	Common Collective Trusts	—	—	$2.0M	15.2%
Fidelity Freedom Index 2050 Fund "	Mutual Funds	—	—	$1.5M	11.9%
Fidelity Freedom Index 2060 Fund "	Mutual Funds	—	—	$1.1M	8.3%
Fidelity Freedom Index 2040 Fund "	Mutual Funds	—	—	$1.1M	8.2%
Fidelity Contrafund Fund "	Mutual Funds	—	—	$912K	7.0%
Fidelity Freedom Index 2045 Fund "	Mutual Funds	—	—	$831K	6.4%
Fidelity Freedom Index 2035 Fund "	Mutual Funds	—	—	$753K	5.8%
The Hartford Dividend and Growth Fund Mutual fund	Other securities	—	—	$523K	4.0%
Fidelity Freedom Index 2065 Fund "	Mutual Funds	—	—	$416K	3.2%
Brokeragelink Self-directed brokerage account	Self-Directed Brokerage	—	—	$269K	2.1%
Fidelity Mid Cap Index Fund "	Common Collective Trusts	—	—	$234K	1.8%
Fidelity Small Cap Index Fund "	Common Collective Trusts	—	—	$195K	1.5%
T. Rowe Price Small-Cap Value Fund "	Other securities	—	—	$157K	1.2%
Fidelity Total International Index Fund "	Common Collective Trusts	—	—	$138K	1.1%
Fidelity Total Bond K6 Fund "	Mutual Funds	—	—	$129K	1.0%
MFS International Diversification Fund "	Mutual Funds	—	—	$109K	0.8%
Gabelli US Treasury Money Market Fund Money market fund	U.S. Treasuries	—	—	$102K	0.8%
Fidelity Freedom Index 2025 Fund "	Mutual Funds	—	—	$99K	0.8%
Fidelity U.S. Bond Index Fund "	Common Collective Trusts	—	—	$82K	0.6%
Fidelity Real Estate Index Fund "	Common Collective Trusts	—	—	$73K	0.6%
Fidelity Freedom Index 2030 Fund "	Mutual Funds	—	—	$20K	0.2%
Fidelity Freedom Index 2020 Fund "	Mutual Funds	—	—	$9K	<0.1%
Fidelity Freedom Index Income Fund "	Mutual Funds	—	—	$7K	<0.1%
Fidelity Freedom Index 2015 Fund "	Mutual Funds	—	—	$3K	<0.1%
Fidelity Freedom Index 2010 Fund "	Mutual Funds	—	—	$3K	<0.1%