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Original filing (PDF)20251015144911NAL0002600675001
GROUP PLAN SYSTEMS, LLC
Form 5500
FILING_RECEIVED
GPS NAVIGATOR POOLED EMPLOYER PLAN
401(k) retirement plan
Signals · 2
~139 bps in Sched C feesNo recordkeeper disclosed
Active participants
1,168
Accounts w/ balance
1,186
Plan assets (EOY)
$45.1M
Net assets (EOY)
$45.1M
How this plan invests
This plan
60 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 139 bps in Schedule C fees — 381% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GROUP PLAN SYSTEMS, LLC.
Plan sponsor
Name
GROUP PLAN SYSTEMS, LLC
EIN
87-2096126
Address
2470 EAST MAIN STREET · COLUMBUS, OH · 43209
Phone
(913) 236-9841
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2W · Pooled employer plan (PEP)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
HOLBROOK & MANTER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RKL WEALTH MANAGEMENT, LLC | 23-3016440 | YORK, PA | NONE | $582K | — |
| GROUP PLAN SYSTEMS, LLC | 87-2096126 | COLUMBUS, OH | FIDUCIARY | $30K | — |
| HFM INVESTMENT ADVISORS, LLC | 82-1797253 | GLASSBORO, NJ | NONE | $17K | — |
| JULY BUSINESS SERVICES, LLC | 74-2715820 | WACO, TX | NONE | $0 | — |
Investments
59 direct securities· $45.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Timothy Plan Sml Cap Value-I Mutual Fund ** 33 Vanguard International Growth Adm Mutual Fund ** 31 CCM Community Impact Bond Fund Instl Mutual Fund ** 12 Flexpath Index Mod 2045-R1 Common Collective Trust | — | — | — | $8.6M | 18.9% | |
| Flexpath Index Mod Rtrm-R1 Common Collective Trust | — | — | — | $7.1M | 15.8% | |
| Flexpath Index Mod 2035-R1 Common Collective Trust | — | — | — | $6.6M | 14.7% | |
| Flexpath Index Mod 2055-R1 Common Collective Trust | — | — | — | $3.1M | 6.9% | |
| Flexpath Index Aggr 2055-R1 Common Collective Trust | — | — | — | $2.7M | 6.0% | |
| Flexpath Index Aggr 2045-R1 Common Collective Trust | — | — | — | $2.6M | 5.9% | |
| Flexpath Index Aggr 2035-R1 Common Collective Trust | — | — | — | $2.6M | 5.8% | |
| Fidelity® 500 Index Institutional Prem Mutual Fund | — | — | — | $2.5M | 5.7% | |
| Fidelity® Large Cap Growth Idx Instl Prm Mutual Fund | — | — | — | $1.6M | 3.6% | |
| Flexpath Index Aggr Rtrm-R1 Common Collective Trust | — | — | — | $705K | 1.6% | |
| Flexpath Index Moderate 2065 Fund Class R1 Common Collective Trust | — | — | — | $683K | 1.5% | |
| Flexpath Index Cons 2045-R1 Common Collective Trust | — | — | — | $621K | 1.4% | |
| Flexpath Index Cnsrv Retirement R1 Common Collective Trust | — | — | — | $546K | 1.2% | |
| Fidelity® Mid Cap Index Instl Prem Mutual Fund | — | — | — | $408K | 0.9% | |
| Fidelity® US Bond Index Instl Prem Mutual Fund | — | — | — | $392K | 0.9% | |
| With Various Maturities | — | — | — | $382K | 0.8% | |
| T. Rowe Price Retirement Blend 2050 I Mutual Fund | — | — | — | $380K | 0.8% | |
| Flexpath Index Aggressive 2065 Fund Class R1 Common Collective Trust | — | — | — | $370K | 0.8% | |
| Fidelity® Small Cap Index Instl Prem Mutual Fund | — | — | — | $336K | 0.7% | |
| Master Cash | — | — | — | $329K | 0.7% | |
| Flexpath Index Cons 2035-R1 Common Collective Trust | — | — | — | $314K | 0.7% | |
| Invesco S&P SmallCap Value with Momentum ETF Exchange Traded Funds ** 610 Goldman Sachs Finl Sq Govn Mm Fd#465 Money Market | — | — | — | $306K | 0.7% | |
| BlackRock LifePath® Index 2050 K Mutual Fund | — | — | — | $304K | 0.7% | |
| Fidelity® Large Cap Value Index Prm Inst Mutual Fund | — | — | — | $251K | 0.6% | |
| Fidelity® International Index InstlPrm Mutual Fund | — | — | — | $242K | 0.5% | |
| BlackRock LifePath® Index 2045 K Mutual Fund | — | — | — | $159K | 0.4% | |
| Flexpath Index Cons 2055-R1 Common Collective Trust | — | — | — | $148K | 0.3% | |
| BlackRock LifePath® Index 2040 K Mutual Fund | — | — | — | $89K | 0.2% | |
| Fidelity® Emerging Markets Idx Instl Prm Mutual Fund | — | — | — | $83K | 0.2% | |
| Flexpath Index Conservative 2065 Fund Class R1 Common Collective Trust | — | — | — | $71K | 0.2% | |
| American Funds 2045 Trgt Date Retire R6 Mutual Fund | — | — | — | $58K | 0.1% | |
| BlackRock LifePath® Index 2060 K Mutual Fund | — | — | — | $58K | 0.1% | |
| BlackRock LifePath Index 2065 K Mutual Fund | — | — | — | $56K | 0.1% | |
| BlackRock LifePath® Index Retire K Mutual Fund | — | — | — | $50K | 0.1% | |
| BlackRock LifePath® Index 2035 K Mutual Fund | — | — | — | $42K | <0.1% | |
| BlackRock LifePath® Index 2055 K Mutual Fund | — | — | — | $40K | <0.1% | |
| BlackRock LifePath® Index 2030 K Mutual Fund | — | — | — | $16K | <0.1% | |
| Vanguard 500 Index Admiral Mutual Fund | — | — | — | $13K | <0.1% | |
| American Funds 2050 Trgt Date Retire R6 Mutual Fund | — | — | — | $11K | <0.1% | |
| American Funds 2060 Trgt Date Retire R6 Mutual Fund | — | — | — | $10K | <0.1% | |
| American Funds 2055 Trgt Date Retire R6 Mutual Fund | — | — | — | $6K | <0.1% | |
| American Funds 2065 Trgt Date Retire R6 Mutual Fund | — | — | — | $6K | <0.1% | |
| American Funds 2030 Trgt Date Retire R6 Mutual Fund | — | — | — | $5K | <0.1% | |
| T. Rowe Price Retirement Blend 2055 I Mutual Fund | — | — | — | $4K | <0.1% | |
| American Funds 2025 Trgt Date Retire R6 Mutual Fund | — | — | — | $4K | <0.1% | |
| Vanguard Total World Stock Index Fund Admiral Share Mutual Fund | — | — | — | $4K | <0.1% | |
| American Funds 2035 Trgt Date Retire R6 Mutual Fund | — | — | — | $3K | <0.1% | |
| Steward Global Equity Income Fund R6 Mutual Fund | — | — | — | $3K | <0.1% | |
| T. Rowe Price Retirement Blend 2065 I Mutual Fund | — | — | — | $2K | <0.1% | |
| T. Rowe Price Retirement Blend 2045 I Mutual Fund | — | — | — | $2K | <0.1% | |
| Vanguard Mid-Cap Value Index Admiral Mutual Fund | — | — | — | $2K | <0.1% | |
| Vanguard Small Cap Growth Index Admiral Mutual Fund | — | — | — | $1K | <0.1% | |
| SPDR Portfolio Emerging Markets ETF Exchange Traded Funds | — | — | — | $1K | <0.1% | |
| T. Rowe Price Retirement Blend 2060 I Mutual Fund | — | — | — | $1K | <0.1% | |
| GuideStone International Equity Fund Inv Mutual Fund | — | — | — | $1K | <0.1% | |
| Vanguard Mid Cap Index Admiral Mutual Fund | — | — | — | $1K | <0.1% | |
| Vanguard US Growth Admiral™ Mutual Fund | — | — | — | $1K | <0.1% | |
| DFA International Small Company I Mutual Fund | — | — | — | $1K | <0.1% | |
| Vanguard Real Estate Index Admiral Mutual Fund | — | — | — | $1K | <0.1% |