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Original filing (PDF)20251009140012NAL0003630451001
ABLE COMPOSITES LLC
Form 5500
FILING_RECEIVED
ABLE COMPOSITES LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
~171 bps in Sched C fees
Active participants
177
Accounts w/ balance
103
Plan assets (EOY)
$3.4M
Net assets (EOY)
$3.4M
How this plan invests
This plan
6 pooled trusts
Schedule D
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 171 bps in Schedule C fees — 229% above peer band of 52 bps.
- 58% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ABLE COMPOSITES LLC.
Plan sponsor
Name
ABLE COMPOSITES LLC
EIN
87-1763241
Address
1732 CROOKS RD · TROY, MI · 48084
Phone
(248) 983-1745
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KPM CPA & ADVISORS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $9K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | — | DALLAS, TX | INVESTMENT ADVISOR | $9K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KPM CPAS PC | — | SPRINGFIELD, MO | AUDITOR | $28K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $12K | — |
Investments
16 direct securities · 6 pooled funds· $3.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$3.1M
16 holdings
Common Collective Trust
$299K
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS Mid Cap Value R6 Mutual Fund 4 iShares S&P 500 Index K Mutual Fund | — | — | — | $704K | 20.6% | |
| Fidelity US Bond Index Mutual Fund | — | — | — | $676K | 19.8% | |
| Fidelity International Index Mutual Fund | — | — | — | $276K | 8.1% | |
| American Funds New World R6 Mutual Fund | — | — | — | $205K | 6.0% | |
| EI Fixed Account -Series Class I Fixed Annuities | — | — | — | $192K | 5.6% | |
| Fidelity Mid Cap Index Mutual Fund | — | — | — | $157K | 4.6% | |
| Plan Participants Participant loans; interest rates | — | — | — | $149K | 4.4% | |
| PGIM Jennision Growth R6 Mutual Fund | — | — | — | $130K | 3.8% | |
| American Funds EuroPacific Gr R6 Mutual Fund | — | — | — | $125K | 3.7% | |
| AMERICAN CENTURY RD HYBRID 2050 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 086 | Common Collective Trust | — | — | $118K | 3.5% | |
| AMERICAN CENTURY RD HYBRID IN RET C BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 079 | Common Collective Trust | — | — | $113K | 3.3% | |
| Fidelity Small Cap Index Mutual Fund | — | — | — | $111K | 3.3% | |
| JPMorgan Mid Cap Growth R6 Mutual Fund | — | — | — | $99K | 2.9% | |
| Fidelity Real Estate Index Mutual Fund | — | — | — | $84K | 2.5% | |
| Janus Henderson Venture N Mutual Fund | — | — | — | $67K | 1.9% | |
| American Century Small Cap Value R6 Mutual Fund | — | — | — | $65K | 1.9% | |
| JPMorgan Equity Income R6 Mutual Fund | — | — | — | $54K | 1.6% | |
| AMERICAN CENTURY RD HYBRID 2055 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 087 | Common Collective Trust | — | — | $36K | 1.1% | |
| PIMCO Int Bond (USD-Hedged) Instl Mutual Fund | — | — | — | $23K | 0.7% | |
| AMERICAN CENTURY RD HYBRID 2045 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 085 | Common Collective Trust | — | — | $16K | 0.5% | |
| AMERICAN CENTURY RD HYBRID 2060 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 088 | Common Collective Trust | — | — | $10K | 0.3% | |
| AMERICAN CENTURY RD HYBRID 2065 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 089 | Common Collective Trust | — | — | $6K | 0.2% |