Back to filter
Original filing (PDF)20251008161517NAL0003422115001
RED COW GROUP LLC
Form 5500
FILING_RECEIVED
RED COW 401K RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
526
Accounts w/ balance
106
Plan assets (EOY)
$4.3M
Net assets (EOY)
$4.3M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 20% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (26 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RED COW GROUP LLC.
Plan sponsor
Name
RED COW GROUP LLC
EIN
87-1439148
Address
9455 RIDGEHAVEN COURT SUITE 200 · SAN DIEGO, CA · 92123
Phone
(858) 357-9430
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
EIDE BAILY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL LLC | 04-3046611 | — | NONE | $10K | — |
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $1K | — |
Investments
27 direct securities · 1 pooled fund· $8.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$4.3M
27 holdings
Pooled Separate Account
$4.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $4.3M | 99.3% | |
| Nuveen Lifecycle Idx 2025 R Pooled separate account N/A | — | — | — | $646K | 14.9% | |
| Nuveen Lifecycle Idx 2045 R Pooled separate account N/A | — | — | — | $448K | 10.4% | |
| Nuveen Lifecycle Idx 2030 R Pooled separate account N/A | — | — | — | $425K | 9.8% | |
| Nuveen Lifecycle Idx 2035 R Pooled separate account N/A | — | — | — | $410K | 9.5% | |
| Nuveen Lifecycle Idx 2055 R Pooled separate account N/A | — | — | — | $304K | 7.0% | |
| Vanguard 500 Index Adm Pooled separate account N/A | — | — | — | $266K | 6.1% | |
| Nuveen Lifecycle Idx 2040 R Pooled separate account N/A | — | — | — | $248K | 5.7% | |
| Nuveen Lifecycle Idx 2060 R Pooled separate account N/A | — | — | — | $231K | 5.3% | |
| Nuveen Lifecycle Idx 2050 R Pooled separate account N/A | — | — | — | $163K | 3.8% | |
| Vanguard Growth Index Adm Pooled separate account N/A | — | — | — | $134K | 3.1% | |
| Dfa US Small Cap I Pooled separate account N/A | — | — | — | $126K | 2.9% | |
| Templeton Foreign R6 Pooled separate account N/A | — | — | — | $118K | 2.7% | |
| Jan Hen Balanced N Pooled separate account N/A | — | — | — | $114K | 2.6% | |
| Vanguard Mid Cap Index Adm Pooled separate account N/A | — | — | — | $83K | 1.9% | |
| Dodge & Cox Stock X Pooled separate account N/A | — | — | — | $82K | 1.9% | |
| MFS Mid Cap Growth R6 Pooled separate account N/A | — | — | — | $79K | 1.8% | |
| Fidelity Adv Int Cap App Z Pooled separate account N/A | — | — | — | $79K | 1.8% | |
| Goldmansachs Int EQ Insi R6 Pooled separate account N/A | — | — | — | $78K | 1.8% | |
| Blackrock Total Return K Pooled separate account N/A | — | — | — | $59K | 1.4% | |
| Invesco Smcap growth R6 Pooled separate account N/A | — | — | — | $50K | 1.2% | |
| Dws Rreef Real Estate Sec R6 Pooled separate account N/A | — | — | — | $41K | 1.0% | |
| Invesco Intl Smmid CO R6 Pooled separate account N/A | — | — | — | $39K | 0.9% | |
| Nuveen Lifecycle Idx 2065 R Pooled separate account N/A | — | — | — | $39K | 0.9% | |
| AUL Stable Value Account Guaranteed investment contract N/A | — | — | — | $31K | 0.7% | |
| Nuveen Lifecycle Idx 2015 R Pooled separate account N/A | — | — | — | $21K | 0.5% | |
| PIMCO Income Instl Pooled separate account N/A | — | — | — | $14K | 0.3% | |
| Thornburg Ltd Term Inc R6 Pooled separate account N/A | — | — | — | $2K | <0.1% |
Related plans
Other plans using LPL FINANCIAL LLC
UNITED AIRLINES, INC.
UNITED AIRLINES PILOT RETIREMENT ACCOUNT PLAN
$16.8B · 17,444 participants
SOUTHWEST AIRLINES COMPANY
SOUTHWEST AIRLINES PILOTS RETIREMENT SAVINGS PLAN
$11.6B · 11,679 participants
SOUTHERN CALIFORNIA PERMANENTE MEDICAL GROUP
SCPMG KEOGH PLAN
$7.9B · 11,088 participants
BVH, INC.
BLACK & VEATCH RETIREMENT PROGRAM
$3.0B · 7,022 participants
SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC
THE SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC DEFINED CONTRIBUTION PLAN
$2.8B · 9,871 participants
BLACK & VEATCH HOLDING COMPANY
BLACK & VEATCH RETIREMENT PROGRAM
$2.7B · 7,191 participants
Similar-size Construction plans
KENWOOD FENCE CO., INC.
KENWOOD FENCE CO., INC DEFINED BENEFIT PENSION PLAN
$4.3M · 21 participants
BYROM-DAVEY, INC.
BYROM-DAVEY, INC. 401(K) PLAN I
$4.3M · 73 participants
STATEWIDE STRIPING CORPORATION
STATEWIDE STRIPING CORPORATION 401(K) PROFIT SHARING PLAN
$4.3M · 52 participants
AMERICAN AWNING CO INC
AMERICAN AWNING CO INC 401(K) PROFIT SHARING PLAN & TRUST
$4.3M · 18 participants
GRELA WELL DRILLING, INC.
GRELA WELL DRILLING, INC. 401(K) PROFIT SHARING PLAN
$4.3M · 10 participants
CORE SERVICES, INC.
CORE SERVICES, INC. 401(K) PLAN
$4.3M · 13 participants
Large plans in California
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND
$215.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND E
$190.9B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND F
$188.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
RUSSELL 1000 INDEX FUND
$187.7B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
CASH EQUIVALENT FUND II
$125.0B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
BLACKROCK MSCI ACWI EX-US IMI INDEX FUND E
$88.3B