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Original filing (PDF)20250707185249NAL0003456545001
DAVE OPERATING LLC
Form 5500
FILING_RECEIVED
DAVE OPERATING LLC 401K PLAN
401(k) retirement plan
Active participants
275
Accounts w/ balance
367
Plan assets (EOY)
$29.2M
Net assets (EOY)
$29.2M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (5 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DAVE OPERATING LLC.
Plan sponsor
Name
DAVE OPERATING LLC
EIN
87-1020853
Address
1265 S COCHRAN AVE · LOS ANGELES, CA · 90019
Phone
(323) 648-7282
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-07
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2E · Profit-sharing
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PENSION ASSURANCE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $3K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $11K | — |
Investments
30 direct securities · 1 pooled fund· $29.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$29.1M
30 holdings
Common Collective Trust
$132K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom® 2055 Mutual Fund | — | — | — | $5.7M | 19.6% | |
| Fidelity® 500 Index Mutual Fund | — | — | — | $5.6M | 19.1% | |
| Fidelity Freedom® 2050 Mutual Fund | — | — | — | $4.5M | 15.4% | |
| Fidelity Large Cap Growth Index Mutual Fund | — | — | — | $2.8M | 9.7% | |
| Fidelity Freedom® 2045 Mutual Fund | — | — | — | $1.9M | 6.4% | |
| Fidelity Freedom® 2060 Mutual Fund | — | — | — | $1.6M | 5.5% | |
| Fidelity Freedom® 2040 Mutual Fund | — | — | — | $1.2M | 4.0% | |
| Fidelity® Mid Cap Index Mutual Fund | — | — | — | $1.1M | 3.8% | |
| Fidelity® International Index Mutual Fund | — | — | — | $750K | 2.6% | |
| Fidelity® US Bond Index Mutual Fund | — | — | — | $440K | 1.5% | |
| Fidelity Freedom® 2065 Mutual Fund | — | — | — | $419K | 1.4% | |
| Fidelity® Small Cap Index Mutual Fund | — | — | — | $416K | 1.4% | |
| Fidelity Freedom® 2035 Mutual Fund | — | — | — | $344K | 1.2% | |
| JPMorgan Mid Cap Growth R6 Mutual Fund | — | — | — | $293K | 1.0% | |
| Columbia Dividend Income Inst3 Mutual Fund | — | — | — | $287K | 1.0% | |
| Participant Loans Loan to participants, bearing interest from 8.25% to 10.50% | — | — | — | $262K | 0.9% | |
| Fidelity Freedom® 2030 Mutual Fund | — | — | — | $254K | 0.9% | |
| BlackRock Total Return K Mutual Fund | — | — | — | $254K | 0.9% | |
| American Funds New World R6 Mutual Fund | — | — | — | $234K | 0.8% | |
| American Century Mid Cap Value R6 Mutual Fund | — | — | — | $163K | 0.6% | |
| Fidelity Freedom® 2025 Mutual Fund | — | — | — | $154K | 0.5% | |
| INVESCO STABLE VAL I INVESCO TRUST COMPANY · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $132K | 0.5% | |
| Principal Real Estate Securities Fd R-6 Mutual Fund | — | — | — | $110K | 0.4% | |
| PGIM High Yield R6 Mutual Fund | — | — | — | $101K | 0.3% | |
| American Century Small Cap Value R6 Mutual Fund | — | — | — | $73K | 0.2% | |
| T. Rowe Price Overseas Stock I Mutual Fund | — | — | — | $65K | 0.2% | |
| Vanguard Explorer ADM Mutual Fund | — | — | — | $52K | 0.2% | |
| Fidelity Freedom® 2015 Mutual Fund | — | — | — | $7K | <0.1% | |
| Fidelity Freedom® 2010 Mutual Fund | — | — | — | $6K | <0.1% | |
| Fidelity Freedom® 2020 Mutual Fund | — | — | — | $1K | <0.1% | |
| Fidelity Freedom® Index Income Fund Mutual Fund | — | — | — | $1K | <0.1% |