Original filing (PDF)20260331162426NAL0000434658001

Roots Management Group, LLC

Name: Roots Management Group, LLC — Roots Management Group, Form 5500 (2025)
Creator: Roots Management Group, LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Roots Management Group 401(k) Plan

401(k) retirement plan · Roots Management Group, LLC's Roots Management Group 401(k) Plan held $1.1M in plan assets for 614 participants in 2025, with Transamerica as recordkeeper.

Signals · 3

Late filing · 28.5 moLate participant contributionsNo ERISA fidelity bond

Active participants

614

Accounts w/ balance

623

Plan assets (EOY)

$1.1M

Net assets (EOY)

$1.1M

How this plan invests

This plan

11 pooled trusts

Schedule D

23 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Below-average — multiple flags

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Filed 28.5 months past the 10.5-month grace window.
Delinquent participant contributions reported (Schedule H 4a) — 62K (9% of contributions).
No ERISA fidelity bond reported.
Total administrative cost in the bottom quartile of peers (12th percentile).
Bottom-decile employer contributions per participant (6th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for ROOTS MANAGEMENT GROUP, LLC.

Plan sponsor

Name

ROOTS MANAGEMENT GROUP, LLC

EIN

all filings

Address

1630 W. GUADALUPE RD · GILBERT, AZ · 85233

Phone

(480) 339-0000

Industry

Manufacturing

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2025

Plan year begin

2022-01-01

Tax period

2022-12-31

Filed

2026-03-31

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA RETIREMENT SOLUTIONS	13-3689044	—	RECORDKEEPER	$7K	—

Investments

23 direct securities · 11 pooled funds· $1.1M(99% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$802K

11 holdings

Mutual Funds

$252K

17 holdings

Common Collective Trusts

$33K

3 holdings

Stable Value

$13K

1 holding

Common Stocks

$12K

1 holding

Agency / Mortgage-Backed

$3K

1 holding

					% of plan
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) 2035 FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$119K	10.6%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) 2025 FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$115K	10.2%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) 2040 FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$107K	9.5%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) 2055 FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$97K	8.7%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) 2030 FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$82K	7.3%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) 2060 FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$79K	7.1%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) RTMNT FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$73K	6.5%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) 2050 FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$67K	6.0%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA LIFEGOAL(SM) 2045 FD · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$59K	5.3%
Fidelity International Index Registered Investment Company	Mutual Funds	—	—	$49K	4.4%
Vanguard Value Index Adm Registered Investment Company	Mutual Funds	—	—	$38K	3.4%
Fidelity Growth Discovery Registered Investment Company	Mutual Funds	—	—	$27K	2.4%
Vanguard Tax-Managed Small Cap Adm Registered Investment Company	Mutual Funds	—	—	$19K	1.7%
Vanguard Total Bond Market Index Adm Registered Investment Company	Mutual Funds	—	—	$17K	1.6%
DFA World ex US Govt Fixed Income I Registered Investment Company 289 Fidelity Contrafund Registered Investment Company 705 Fidelity Emerging Markets Index Registered Investment Company	Mutual Funds	—	—	$17K	1.5%
Vanguard 500 Index Admiral Registered Investment Company	Common Collective Trusts	—	—	$17K	1.5%
Fidelity Large Cap Value Enhanced Index Registered Investment Company	Mutual Funds	—	—	$16K	1.4%
Vanguard Mid-Cap Value Index Admiral Registered Investment Company	Mutual Funds	—	—	$15K	1.4%
Insurance Contract * Transamerica Stable Value Core Option Insurance Contract	Stable Value	—	—	$13K	1.1%
T. Rowe Price Diversified Mid Cap Growth Registered Investment Company	Common Stocks	—	—	$12K	1.1%
Vanguard Total Stock Mkt Idx Adm Registered Investment Company	Common Collective Trusts	—	—	$12K	1.1%
Goldman Sachs Capital Growth Instl Registered Investment Company 126 Goldman Sachs Growth Opportunities Instl Registered Investment Company 134 MFS Mid Cap Value R6 Registered Investment Company	Mutual Funds	—	—	$9K	0.8%
Fidelity Magellan Registered Investment Company ** 314 Fidelity Real Estate Index Registered Investment Company	Mutual Funds	—	—	$9K	0.8%
Vanguard Mid Cap Index Admiral Registered Investment Company	Mutual Funds	—	—	$8K	0.7%
Vanguard Dvlp Mrkts Index Admiral Registered Investment Company	Mutual Funds	—	—	$7K	0.6%
PIMCO Commodity Real Ret Strat Instl Registered Investment Company	Mutual Funds	—	—	$6K	0.5%
Vanguard Small Cap Value Index Admiral Registered Investment Company	Mutual Funds	—	—	$5K	0.5%
American Funds Capital World Bond R6 Registered Investment Company	Mutual Funds	—	—	$4K	0.4%
Vanguard Short-Term Infl-Prot Sec Idx Adm Registered Investment Company	Common Collective Trusts	—	—	$4K	0.4%
TRANSAMERICA COLLECTIVE TRUST FUNDS TRANSAMERICA STABLE VALUE FUND · EIN 04-6784256 / PN 001	Common Collective Trust	—	—	$4K	0.4%
American Funds American Hi Inc Tr R6 Registered Investment Company	Mutual Funds	—	—	$3K	0.3%
Vanguard GNMA Adm Registered Investment Company ** 47 Vanguard Growth Index Admiral Registered Investment Company	Agency / Mortgage-Backed	—	—	$3K	0.2%
Fidelity Small Cap Index Registered Investment Company	Mutual Funds	—	—	$2K	0.2%
WILMINGTON/BLACKROCK EQUITY INDEX R WILMINGTON/BLACKROCK EQUITY INDEX R · EIN 20-3802168 / PN 001	Common Collective Trust	—	—	$227	<0.1%