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Original filing (PDF)20250625154525NAL0011468992001
VITALSMARTS, LC
Form 5500
FILING_RECEIVED
VITALSMARTS 401(K) PLAN
401(k) retirement plan
Active participants
248
Accounts w/ balance
276
Plan assets (EOY)
$22.6M
Net assets (EOY)
$22.6M
How this plan invests
This plan
2 pooled trusts
Schedule D
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (3 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VITALSMARTS, LC.
Plan sponsor
Name
VITALSMARTS, LC
EIN
87-0664848
Address
320 RIVER PARK DRIVE · SUITE SWB · PROVO, UT · 84604
Phone
(801) 724-6359
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-25
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
FRAZIER & DEETER, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$1K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $8K | — |
Investments
39 direct securities · 2 pooled funds· $22.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$22.6M
39 holdings
Common Collective Trust
$95K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom 2045 K Fund Mutual Funds | — | — | — | $4.1M | 18.0% | |
| Fidelity 500 Index Fund Mutual Funds | — | — | — | $3.6M | 16.0% | |
| Fidelity Freedom 2030 K Fund Mutual Funds | — | — | — | $2.4M | 10.6% | |
| Fidelity Freedom 2055 K Fund Mutual Funds | — | — | — | $1.7M | 7.5% | |
| Fidelity Freedom 2035 K Fund Mutual Funds | — | — | — | $1.7M | 7.4% | |
| Fidelity Freedom 2040 K Fund Mutual Funds | — | — | — | $1.1M | 5.0% | |
| Fidelity Freedom 2050 K Fund Mutual Funds | — | — | — | $1.1M | 4.9% | |
| Fidelity Contrafund Mutual Funds | — | — | — | $821K | 3.6% | |
| Fidelity Intl Index Fund Mutual Funds | — | — | — | $677K | 3.0% | |
| Fidelity Freedom 2060 K Fund Mutual Funds | — | — | — | $656K | 2.9% | |
| Fidelity Freedom 2025 K Fund Mutual Funds | — | — | — | $620K | 2.7% | |
| Fidelity Total Bond Fund Mutual Funds | — | — | — | $540K | 2.4% | |
| Self-Directed Brokerage Accounts Mutual Funds | — | — | — | $511K | 2.3% | |
| Calvert U.S. Large Cap Core Rspnb Index R6 Mutual Funds | — | — | — | $351K | 1.6% | |
| Fidelity Balanced Fund Mutual Funds | — | — | — | $349K | 1.5% | |
| Oakmark Fund Inv Mutual Funds | — | — | — | $282K | 1.2% | |
| Fidelity Mid-Cap Stock Fund Mutual Funds | — | — | — | $218K | 1.0% | |
| Fidelity Freedom 2020 K Fund Mutual Funds | — | — | — | $190K | 0.8% | |
| Fidelity Freedom 2065 K Fund Mutual Funds | — | — | — | $167K | 0.7% | |
| Allspring Emerging Markets Equity Fund Mutual Funds | — | — | — | $158K | 0.7% | |
| Loomis Small-Cap Value Fund Mutual Funds | — | — | — | $155K | 0.7% | |
| Fidelity Govt Market Prm Money Market | — | — | — | $152K | 0.7% | |
| Self-Directed Brokerage Accounts Common Stock | — | — | — | $147K | 0.7% | |
| Fidelity Government Income Fund Mutual Funds | — | — | — | $111K | 0.5% | |
| Participant Loans Various maturities with interest rates of 4.25% - 9.50% | — | — | — | $105K | 0.5% | |
| American Funds EuroPacific Growth Fund Class I Mutual Funds | — | — | — | $99K | 0.4% | |
| J H Enterprise I Mutual Funds | — | — | — | $94K | 0.4% | |
| Fidelity Freedom 2070 K Fund Mutual Funds 50 American Fund American Mutual R6 Mutual Funds | — | — | — | $86K | 0.4% | |
| Galliard Stable Value Fund Stable Value | — | — | — | $73K | 0.3% | |
| GALLIARD STBLE RTN M WELLS FARGO BANK, N.A. · EIN 94-6751924 / PN 001 | Common Collective Trust | — | — | $73K | 0.3% | |
| J H Triton Fund Class T Mutual Funds | — | — | — | $72K | 0.3% | |
| Fidelity Freedom 2010 K Fund Mutual Funds | — | — | — | $61K | 0.3% | |
| Fidelity U.S. Bond Index Mutual Funds | — | — | — | $49K | 0.2% | |
| Fidelity Freedom 2015 K Fund Mutual Funds | — | — | — | $38K | 0.2% | |
| Fidelity Low-Priced Stock Fund Mutual Funds | — | — | — | $35K | 0.2% | |
| AB Discovery Value Fund Mutual Funds | — | — | — | $34K | 0.2% | |
| Fidelity Managed Income Portfolio Common/Collective Trust | — | — | — | $22K | <0.1% | |
| MIP CL 1 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $22K | <0.1% | |
| Fidelity International Sm Cap Opp Fund Mutual Funds | — | — | — | $17K | <0.1% | |
| Self-Directed Brokerage Accounts Money Market | — | — | — | $15K | <0.1% | |
| BlackRock Inflation Prted Bd Fund Mutual Funds | — | — | — | $7K | <0.1% |
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