Original filing (PDF)20250923155728NAL0008222675001

1-800 Contacts, Inc.

Name: 1-800 Contacts, Inc. — 1-800 Contacts, Inc., Form 5500 (2024)
Creator: 1-800 Contacts, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

1-800 Contacts, Inc. Retirement and Savings Plan

401(k) retirement plan · 1-800 Contacts, Inc.'s 1-800 Contacts, Inc. Retirement and Savings Plan held $73.0M in plan assets for 1,420 participants in 2024, with Fidelity as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

1,420

Accounts w/ balance

1,678

Plan assets (EOY)

$73.0M

Net assets (EOY)

$73.0M

How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (23rd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for 1-800 CONTACTS, INC..

Plan sponsor

Name

1-800 CONTACTS, INC.

EIN

87-0571643all filings

Address

261 W DATA DRIVE · DRAPER, UT · 84020

Phone

(801) 316-5000

Industry

Retail Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-23

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$155K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS LLC	47-1411118	—	ADVISOR	$63K	—

Accountant / Auditor

Investments

31 direct securities· $73.0M(100% of reported assets)

Common Collective Trusts

$64.0M

19 holdings

Mutual Funds

$7.4M

8 holdings

Other securities

$1.6M

3 holdings

Common Stocks

$77K

1 holding

					% of plan
Fidelity Investments Fid Fdm Idx 2045 IPR	Common Collective Trusts	—	—	$12.1M	16.6%
Fidelity Investments Fid Fdm Idx 2050 IPR	Common Collective Trusts	—	—	$11.2M	15.3%
Fidelity Investments Fid 500 Index	Common Collective Trusts	—	—	$7.7M	10.5%
Fidelity Investments Fid Fdm Idx 2055 IPR	Common Collective Trusts	—	—	$7.3M	10.1%
Fidelity Investments Fid Fdm Idx 2040 IPR	Common Collective Trusts	—	—	$6.5M	9.0%
Fidelity Investments Fid Fdm Idx 2060 IPR	Common Collective Trusts	—	—	$4.6M	6.3%
Fidelity Investments Fid Fdm Idx 2035 IPR	Common Collective Trusts	—	—	$4.4M	6.0%
Fidelity Investments Fid Blue Chip GR K6	Mutual Funds	—	—	$3.3M	4.5%
Fidelity Investments Fid Fdm Idx 2030 IPR	Common Collective Trusts	—	—	$2.1M	2.9%
Fidelity Investments Fid Mid Cap Idx	Common Collective Trusts	—	—	$1.8M	2.4%
Fidelity Investments Fid Intl Cap Appr K6	Mutual Funds	—	—	$1.3M	1.8%
Fidelity Investments Fid Fdm Idx 2065 IPR	Common Collective Trusts	—	—	$1.3M	1.8%
Fidelity Investments Fid Total Mkt IDX	Common Collective Trusts	—	—	$1.2M	1.6%
Fidelity Investments Fid Fdm Idx 2025 IPR	Common Collective Trusts	—	—	$1.1M	1.6%
maturing from 2025 through 2039 -0-	Other securities	—	—	$915K	1.3%
Fidelity Investments Fid Fdm Idx 2020 IPR	Common Collective Trusts	—	—	$777K	1.1%
American Funds AF Wash Mutl Inv R6	Mutual Funds	—	—	$759K	1.0%
Vanguard Vang SMCPVL Idx Adm	Common Collective Trusts	—	—	$652K	0.9%
American Funds AF BOND FD AMER R6	Mutual Funds	—	—	$609K	0.8%
Vanguard Vang Explorer Adm	Mutual Funds	—	—	$586K	0.8%
T. Rowe Price Trp Divers MDCP Gr I	Other securities	—	—	$503K	0.7%
Fidelity Investments Fid Sm Cap IDX	Common Collective Trusts	—	—	$405K	0.6%
Fidelity Investments Fid Fdm Idx 2015 IPR	Common Collective Trusts	—	—	$350K	0.5%
Vanguard Vang MDCPVAL Idx Adm	Common Collective Trusts	—	—	$341K	0.5%
Money Market Fund * Fidelity Investments Fid Govt Mmkt K6	Mutual Funds	—	—	$305K	0.4%
Vanguard VANG WINDSOR ADM	Mutual Funds	—	—	$294K	0.4%
American Funds AF New World R6	Mutual Funds	—	—	$205K	0.3%
Federated Hermes FH IS HIGH YLD BD R6	Other securities	—	—	$137K	0.2%
Lord Abbet LD ABT SH DTN INC R6	Common Stocks	—	—	$77K	0.1%
Fidelity Investments Fid Fdm Idx Inc Ipr	Common Collective Trusts	—	—	$28K	<0.1%
Fidelity Investments FID FDM IDX 2070 IPR	Common Collective Trusts	—	—	$3K	<0.1%