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Original filing (PDF)20251010114923NAL0007650049001
TPUSA, INC.
Form 5500
FILING_RECEIVED
TPUSA 401(K) PLAN
401(k) retirement plan
Active participants
14,666
Accounts w/ balance
4,517
Plan assets (EOY)
$87.8M
Net assets (EOY)
$87.1M
How this plan invests
This plan
17 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 59 bps in Schedule C fees — 266% above peer band of 16 bps.
- Only 31% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TPUSA, INC..
Plan sponsor
Name
TPUSA, INC.
EIN
87-0512021
Address
1991 S. 4650 W. · SALT LAKE CITY, UT · 84104
Phone
(972) 868-0274
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $376K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING HOLDCO LLC DBA CR | — | OVERLAND PARK, KS | INVESTMENT ADVISOR | $75K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $63K | — |
Investments
14 direct securities · 17 pooled funds· $86.4M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$52.3M
14 holdings
Common Collective Trust
$34.0M
17 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Mutual Funds N/A | — | — | — | $21.0M | 23.9% | |
| Fidelity Us Bond Index Mutual Funds N/A | — | — | — | $10.9M | 12.5% | |
| PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $7.7M | 8.7% | |
| NUVEEN LIFECYCLE INDEX 2045 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $6.9M | 7.9% | |
| Fidelity International Index Mutual Funds N/A | — | — | — | $5.6M | 6.4% | |
| NUVEEN LIFECYCLE INDEX 2050 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $4.7M | 5.3% | |
| Fidelity Mid Cap Index Mutual Funds N/A | — | — | — | $4.5M | 5.1% | |
| Fidelity Small Cap Index Mutual Funds N/A | — | — | — | $3.9M | 4.5% | |
| NUVEEN LIFECYCLE INDEX 2040 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $3.7M | 4.2% | |
| NUVEEN LIFECYCLE INDEX 2035 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $3.0M | 3.4% | |
| Invesco Developing Markets R6 Mutual Funds N/A | — | — | — | $3.0M | 3.4% | |
| NUVEEN LIFECYCLE INDEX 2055 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $2.7M | 3.1% | |
| NUVEEN LIFECYCLE INDEX 2060 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $2.3M | 2.6% | |
| Notes receivable from participants Maturing 2025-2039 at interest rates of 3.25% - 9.50% - | — | — | — | $1.7M | 1.9% | |
| AB US LARGE CAP GROWTH CIT W SERS L GREAT GRAY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | — | $1.0M | 1.2% | |
| PUTNAM LARGE CAP VALUE TRUST IA PUTNAM INVESTMENTS CIT · EIN 82-3639536 / PN 275 | Common Collective Trust | — | — | $729K | 0.8% | |
| NUVEEN LIFECYCLE INDEX 2030 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $665K | 0.8% | |
| Party Par, or Maturity Value Cost Value American Funds Europacific Gr R6 Mutual Funds N/A | — | — | — | $363K | 0.4% | |
| Empower T. Rowe Price Mid Cap Gr Inst Mutual Funds N/A | — | — | — | $353K | 0.4% | |
| NUVEEN LIFECYCLE INDEX 2025 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $296K | 0.3% | |
| Victory Sycamore Established Value R6 Mutual Funds N/A | — | — | — | $288K | 0.3% | |
| Dodge & Cox Global Stock X Mutual Funds N/A | — | — | — | $251K | 0.3% | |
| T. Rowe Price Integrated Us Sm Gr Eq I Mutual Funds N/A | — | — | — | $239K | 0.3% | |
| Mfs International Intrinsic Value R6 Mutual Funds N/A | — | — | — | $159K | 0.2% | |
| JHANCOCK CORE PLUS FIXED INCOME TRU JOHN HANCOCK FUNDS · EIN 45-2395022 / PN 001 | Common Collective Trust | — | — | $158K | 0.2% | |
| Fidelity Real Estate Index Mutual Funds N/A | — | — | — | $94K | 0.1% | |
| NUVEEN LIFECYCLE INDEX 2015 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $85K | <0.1% | |
| FRANKLIN SMALL CAP VALUE GG TRUST C GREAT GRAY · EIN 38-4126289 / PN 594 | Common Collective Trust | — | — | $63K | <0.1% | |
| FIDELITY MIP CLASS II FIDELITY COMMINGLED POOL · EIN 04-3022712 / PN 025 | Common Collective Trust | — | — | $16K | <0.1% | |
| NUVEEN LIFECYCLE INDEX 2020 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $11K | <0.1% | |
| NUVEEN LIFECYCLE INDEX 2010 R SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $9K | <0.1% |