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Original filing (PDF)20251014132120NAL0001410499001
SME STEEL CONTRACTORS, INC.
Form 5500
FILING_RECEIVED
SME 401(K) EMPLOYEE SAVINGS PLAN
401(k) retirement plan
Active participants
956
Accounts w/ balance
1,315
Plan assets (EOY)
$17.5M
Net assets (EOY)
$17.5M
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 43 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SME STEEL CONTRACTORS, INC..
Plan sponsor
Name
SME STEEL CONTRACTORS, INC.
EIN
87-0495960
Address
5801 WEST WELLS PARK ROAD · WEST JORDAN, UT · 84081
Phone
(801) 280-0711
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KEDDINGTON & CHRISTENSEN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $24K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DWC ERISA CONSULTANTS LLC | — | ST PAUL, MN | CONTRACT ADMIN | $38K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $10K | — |
| MORNINGSTAR ASSOCIATES LLC | — | CHICAGO, IL | OTHER | $3K | — |
Investments
32 direct securities · 1 pooled fund· $31.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$17.4M
32 holdings
Pooled Separate Account
$13.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FUTUREFUNDS SERIES ACCOUNT II OF GW EMPOWER ANNUITY INSURANCE COMPANY · EIN 84-0467907 / PN 003 | Pooled Separate Account | — | — | $13.8M | 78.9% | |
| EMPOWER LIFETIME 2055 FUND SVC Pooled Separate Accounts | — | — | — | $2.9M | 16.6% | |
| Guaranteed Portfolio Fund Investment Contract | — | — | — | $2.7M | 15.1% | |
| EMPOWER LIFETIME 2045 FUND SVC Pooled Separate Accounts | — | — | — | $2.2M | 12.5% | |
| EMPOWER LIFETIME 2035 FUND SVC Pooled Separate Accounts | — | — | — | $2.0M | 11.6% | |
| EMPOWER S&P 500 INDEX FUND INV Pooled Separate Accounts | — | — | — | $1.2M | 7.0% | |
| EMPOWER LIFETIME 2025 FUND SVC Pooled Separate Accounts | — | — | — | $1.2M | 6.9% | |
| Participant notes receivable Participant loans secured by participants vested accrued benefit. Interest rates varied from 4.25% to 9.50%. $ - | — | — | — | $1.1M | 6.3% | |
| EMPOWER AGGRESSIVE PROFILE FUND INV Pooled Separate Accounts | — | — | — | $630K | 3.6% | |
| EMPOWER LARGE CAP GROWTH INV Pooled Separate Accounts | — | — | — | $547K | 3.1% | |
| EMPOWER LIFETIME 2015 FUND SVC Pooled Separate Accounts | — | — | — | $368K | 2.1% | |
| COLUMBIA LARGE CAP VALUE A Pooled Separate Accounts | — | — | — | $359K | 2.1% | |
| AMERICAN FUNDS NEW WORLD FUND - R3 Pooled Separate Accounts | — | — | — | $329K | 1.9% | |
| EMPOWER LIFETIME 2040 FUND SVC Pooled Separate Accounts | — | — | — | $264K | 1.5% | |
| EMPOWER INTERNATIONAL VALUE INV Pooled Separate Accounts | — | — | — | $250K | 1.4% | |
| MFS MID CAP VALUE R3 Pooled Separate Accounts | — | — | — | $235K | 1.3% | |
| EMPOWER BOND INDEX FUND INV Pooled Separate Accounts | — | — | — | $225K | 1.3% | |
| EMPOWER T ROWE PRICE MDCP GR FUND INV Pooled Separate Accounts | — | — | — | $185K | 1.1% | |
| EMPOWER MODERATE PROFILE FUND INV Pooled Separate Accounts | — | — | — | $108K | 0.6% | |
| CLEARBRIDGE SMALL CAP GROWTH A Pooled Separate Accounts | — | — | — | $107K | 0.6% | |
| EMPOWER REAL ESTATE INDEX FUND INV Pooled Separate Accounts | — | — | — | $107K | 0.6% | |
| INVESCO GLOBAL A Pooled Separate Accounts | — | — | — | $100K | 0.6% | |
| EMPOWER MULTI-SECTOR BOND INV Pooled Separate Accounts | — | — | — | $58K | 0.3% | |
| EMPOWER INTERNATIONAL GROWTH INV Pooled Separate Accounts | — | — | — | $54K | 0.3% | |
| PIMCO REAL RETURN A Pooled Separate Accounts | — | — | — | $49K | 0.3% | |
| DWS ENHANCED COMMODITY STRATEGY A Pooled Separate Accounts | — | — | — | $39K | 0.2% | |
| LORD ABBETT HIGH YIELD R4 Pooled Separate Accounts | — | — | — | $23K | 0.1% | |
| EMPOWER CONSERVATIVE PROFILE FUND INV Pooled Separate Accounts | — | — | — | $12K | <0.1% | |
| PIMCO INT BOND (USD-HEDGED) A Pooled Separate Accounts | — | — | — | $10K | <0.1% | |
| EMPOWER LIFETIME 2050 FUND SVC Pooled Separate Accounts | — | — | — | $9K | <0.1% | |
| EMPOWER LIFETIME 2020 FUND SVC Pooled Separate Accounts | — | — | — | $9K | <0.1% | |
| EMPOWER LIFETIME 2030 FUND SVC Pooled Separate Accounts | — | — | — | $4K | <0.1% | |
| Forfeitures Suspense Account | — | — | — | $1K | <0.1% |