How big is Spectrum Engineers, Inc.'s plan?

Spectrum Engineers, Inc.'s plan reported $41.8M in assets and 136 participants for 2024.

Original filing (PDF)20250903152733NAL0026144304001

Spectrum Engineers, Inc.

Name: Spectrum Engineers, Inc. — Spectrum Engineers, Inc., Form 5500 (2024)
Creator: Spectrum Engineers, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Spectrum Engineers, Inc. 401(k) Plan

401(k) retirement plan · Spectrum Engineers, Inc.'s Spectrum Engineers, Inc. 401(k) Plan held $41.8M in plan assets for 136 participants in 2024, with Fidelity as recordkeeper.

Signals · 3

Late participant contributionsHigh average account balanceSelf-directed brokerage offered

Active participants

136

Accounts w/ balance

151

Plan assets (EOY)

$41.8M

Net assets (EOY)

$41.8M

People on this filing

Lynn Langford signed Spectrum Engineers, Inc.'s 2024 Form 5500 as plan administrator.

Lynn Langford — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Spectrum Engineers, Inc.'s EIN is 87-0387182.

EIN 87-0387182

Plan number 001

Plan year 2024

ACK ID 20250903152733NAL0026144304001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Spectrum Engineers, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Spectrum Engineers, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA), a self-directed brokerage window.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SPECTRUM ENGINEERS, INC..

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How this plan invests

This plan

42 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 85K (2% of contributions).

Helping the score

Below-peer total plan cost (92nd percentile).
High average account balance (99th percentile).

Plan sponsor

Name

SPECTRUM ENGINEERS, INC.

EIN

all filings

Address

324 SOUTH STATE STREET · SUITE 400 · SALT LAKE CITY, UT · 84111

Phone

(801) 328-5151

Industry

Engineering Services· Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-03

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2U · Association Retirement Plan

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	-$63K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS LLC	47-1411118	—	ADVISOR	$62K	—
STRATEGIC ADVISORS, INC.

Investments

42 direct securities· $40.6M(97% of reported assets)

Mutual Funds

$32.1M

36 holdings

Common Collective Trusts

$7.8M

2 holdings

Self-Directed Brokerage

$348K

1 holding

Bonds / Notes

$280K

1 holding

Other securities

$28K

2 holdings

					% of plan
FID 500 INDEX Mutual Fund N/A	Common Collective Trusts	—	—	$7.7M	18.4%
FID GROWTH COMPANY Mutual Fund N/A	Mutual Funds	—	—	$5.3M	12.7%
FID BLUE CHIP GR Mutual Fund N/A	Mutual Funds	—	—	$3.4M	8.2%
FID OTC PORTFOLIO Mutual Fund N/A	Mutual Funds	—	—	$3.3M	8.0%
FID FREEDOM 2030 K6 Mutual Fund N/A	Mutual Funds	—	—	$3.2M	7.6%
FID CONTRAFUND K6 Mutual Fund N/A	Mutual Funds	—	—	$1.9M	4.5%
FID FREEDOM 2050 K6 Mutual Fund N/A	Mutual Funds	—	—	$1.5M	3.5%
FID FREEDOM 2040 K6 Mutual Fund N/A	Mutual Funds	—	—	$1.4M	3.3%
FID LOW PRICED STK Mutual Fund N/A	Mutual Funds	—	—	$1.2M	3.0%
FID FREEDOM 2045 K6 Mutual Fund N/A	Mutual Funds	—	—	$1.1M	2.5%
FID VALUE Mutual Fund N/A	Mutual Funds	—	—	$930K	2.2%
FID GROWTH STRAT Mutual Fund N/A	Mutual Funds	—	—	$859K	2.1%
FID DIVIDEND GR Mutual Fund N/A	Mutual Funds	—	—	$781K	1.9%
FID FREEDOM 2035 K6 Mutual Fund N/A	Mutual Funds	—	—	$730K	1.7%
FID LARGE CAP STOCK Mutual Fund N/A	Mutual Funds	—	—	$638K	1.5%
FID INTERMED BOND Mutual Fund N/A	Mutual Funds	—	—	$630K	1.5%
FID SMALL CAP VALUE Mutual Fund N/A	Mutual Funds	—	—	$496K	1.2%
FID FREEDOM 2060 K6 Mutual Fund N/A	Mutual Funds	—	—	$432K	1.0%
FID FREEDOM 2055 K6 Mutual Fund N/A	Mutual Funds	—	—	$427K	1.0%
FID FREEDOM 2025 K6 Mutual Fund N/A	Mutual Funds	—	—	$416K	1.0%
FID VALUE STRAT Mutual Fund N/A	Mutual Funds	—	—	$411K	1.0%
FID GOVT MMKT Money Market Mutual Fund N/A	Mutual Funds	—	—	$381K	0.9%
BROKERAGELINK Self Directed Brokerage N/A	Self-Directed Brokerage	—	—	$348K	0.8%
FID DIVERSFD INTL K6 Mutual Fund N/A	Mutual Funds	—	—	$342K	0.8%
FID EQUITY INC Mutual Fund N/A	Mutual Funds	—	—	$334K	0.8%
FID OVERSEAS Mutual Fund N/A	Mutual Funds	—	—	$314K	0.8%
FID INVST GR BD Mutual Fund N/A	Mutual Funds	—	—	$300K	0.7%
Notes receivable from participants Maturing 2026-2034 at interest rates of 4.25% - 9.50% -	Bonds / Notes	—	—	$280K	0.7%
FID INTL INDEX Mutual Fund N/A	Mutual Funds	—	—	$261K	0.6%
DFA EMRG MKT CORE EQ Mutual Fund N/A	Mutual Funds	—	—	$227K	0.5%
FID MID CAP STOCK Mutual Fund N/A	Mutual Funds	—	—	$181K	0.4%
FID FREEDOM 2020 K6 Mutual Fund N/A	Mutual Funds	—	—	$163K	0.4%
FID CAPITAL & INCOME Mutual Fund N/A	Mutual Funds	—	—	$152K	0.4%
FID REAL ESTATE INVS Mutual Fund N/A	Mutual Funds	—	—	$147K	0.4%
FID TOTAL BOND Mutual Fund N/A	Mutual Funds	—	—	$124K	0.3%
FID TOTAL MKT IDX Mutual Fund N/A	Common Collective Trusts	—	—	$116K	0.3%
FID FREEDOM 2065 K6 Mutual Fund N/A	Mutual Funds	—	—	$109K	0.3%
FID SM CAP DISCOVERY Mutual Fund N/A	Mutual Funds	—	—	$39K	<0.1%
BLACKROCK INCOME K Mutual Fund N/A	Other securities	—	—	$19K	<0.1%
FID EQ DIV INCOME Mutual Fund N/A	Mutual Funds	—	—	$12K	<0.1%
VICT SHORT-TM BND IS Mutual Fund N/A	Other securities	—	—	$9K	<0.1%
FID PURITAN Mutual Fund N/A	Mutual Funds	—	—	$7K	<0.1%