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Original filing (PDF)20251013142913NAL0003193938001
MIDWEST FLOOR COVERINGS, INC.
Form 5500
FILING_RECEIVED
RETIREMENT INCOME SECURITY PLAN-MIDWEST FLOOR COVERINGS, INC.
401(k) retirement plan
Signals · 1
~100 bps in Sched C fees
Active participants
97
Accounts w/ balance
119
Plan assets (EOY)
$6.1M
Net assets (EOY)
$6.1M
How this plan invests
This plan
1 pooled trust
Schedule D
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 100 bps in Schedule C fees — 92% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MIDWEST FLOOR COVERINGS, INC..
Plan sponsor
Name
MIDWEST FLOOR COVERINGS, INC.
EIN
87-0153288
Address
810 WEST 2500 SOUTH · SALT LAKE CITY, UT · 84119
Phone
(801) 972-1125
Industry
Wholesale Tradesee all
Plan administrator
Name
HEALTHEQUITY RETIREMENT SERVICES
EIN
82-1222973
City
DRAPER, UT
Phone
(877) 860-2664
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAS PARTNERS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HEALTHEQUITY RETIREMENT SERVICES, L | 82-1222973 | — | NONE | $27K | — |
| EP WEALTH ADVISORS, INC. | 33-0152539 | — | NONE | $24K | — |
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | NONE | $9K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $1K | — |
Investments
16 direct securities · 1 pooled fund· $12.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.1M
16 holdings
103-12 Investment Entity
$6.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RETIREMENT INCOME SECURITY PLAN HEALTHEQUITY RETIREMENT SERVICES LLC · EIN 82-1222973 / PN 333 | 103-12 Investment Entity | — | — | $6.1M | 99.6% | |
| Vanguard LifeStrategy Growth Fund (Inv) | — | — | — | $1.2M | 19.8% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $925K | 15.2% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $804K | 13.2% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $654K | 10.7% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $586K | 9.6% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $554K | 9.1% | |
| Vanguard LifeStrategy Moderate Gr Inv | — | — | — | $414K | 6.8% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $407K | 6.7% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $197K | 3.2% | |
| Vanguard Target Retirement Income Fund | — | — | — | $141K | 2.3% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $107K | 1.8% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $34K | 0.6% | |
| Matrix Trust Cash | — | — | — | $27K | 0.4% | |
| Vanguard Large Cap Index Fund (Adm) | — | — | — | $21K | 0.3% | |
| 103-12 Investments Eaton Vance High Income Opp (I) | — | — | — | $14K | 0.2% | |
| Vanguard LifeStrat Consrv Growth (Inv) | — | — | — | $7K | 0.1% |
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