Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $9K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard LongTerm Government Bond 8 Vanguard FTSE Developed Markets | — | — | — | $582K | 22.6% | |
| Vanguard Total Stock Market ETF | — | — | — | $566K | 22.0% | |
| SPDR Portfolio S&P 500 ETF | — | — | — | $532K | 20.6% | |
| iShares Core Total US Bond Market ETF | — | — | — | $222K | 8.6% |
| Vanguard FTSE Emerging Markets | — | — | — | $212K | 8.2% |
| SPDR Portfolio S&P 400 Mid Cap | — | — | — | $155K | 6.0% |
| SPDR S&P 600 Small Cap Value ETF | — | — | — | $109K | 4.2% |
| Vanguard Total International Bond ETF | — | — | — | $59K | 2.3% |
| iShares Emerging Markets USD Bond ETF | — | — | — | $44K | 1.7% |
| Vanguard Value ETF | — | — | — | $9K | 0.4% |
| Xtrackers USD High Yield Corporate Bond 532 iShares 0-5 Year TIPS Bond ETF | — | — | — | $8K | 0.3% |
| Vanguard Mid-Cap Value ETF | — | — | — | $8K | 0.3% |
| Goldman Sachs ActiveBeta International Equity 72 Goldman Sachs ActiveBeta US Large Cap Equity 314 Goldman Sachs ActiveBeta US Small Cap Equity ETF 16 Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $7K | 0.3% |
| Vanguard Short-term Inflation-Protected Securities 803 Vanguard Small-Cap Value ETF | — | — | — | $7K | 0.3% |
| TCW Transform 500 ETF 311 JP Morgan Ultra-Short Income | — | — | — | $3K | 0.1% |
| iShares ESG Aware MSCI EM ETF 578 iShares ESG Aware MSCI USA ETF | — | — | — | $3K | 0.1% |
| February 2025 | — | — | — | $2K | <0.1% |
| Goldman Sachs ActiveBeta Europe Equity ETF 45 Goldman Sachs ActiveBeta Japan Equity ETF 18 GraniteShares Bloomberg Commodity Broad Strategy N | — | — | — | $2K | <0.1% |
| iShares ESG Aware MSCI EAFE ETF | — | — | — | $1K | <0.1% |
