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Original filing (PDF)20251014194556NAL0007287618001
KYNDRYL, INC.
Form 5500
FILING_RECEIVED
KYNDRYL 401K PLAN
401(k) retirement plan
Active participants
5,741
Accounts w/ balance
7,513
Plan assets (EOY)
$764.4M
Net assets (EOY)
$764.4M
How this plan invests
This plan
20 pooled trusts
Schedule D
75 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (1 bps vs 6 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KYNDRYL, INC..
Plan sponsor
Name
KYNDRYL, INC.
EIN
86-1182761
Address
ONE VANDERBILT AVE. · NEW YORK, NY · 10017
Phone
(800) 796-9876
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3J · U.S. plan covering Puerto Rico residents
Audit & trust (Schedule H)
Auditor
EISNERAMPER LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $101K | — |
Investments
73 direct securities · 20 pooled funds· $1.1B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$571.0M
20 holdings
Uncategorized
$570.1M
73 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| [DFE: FIAM GROUP TRUST FOR EMPLOYEE BENEFIT PLANS FIDELITY FREEDOM INDEX 2035 COMMINGLED POOL (extraction pending)] | — | — | — | $117.4M | 15.4% | |
| FID FRDM INX 2035 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 081 | Common Collective Trust | — | — | $117.4M | 15.4% | |
| FID FRDM INX 2030 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 080 | Common Collective Trust | — | — | $105.6M | 13.8% | |
| [DFE: FIAM GROUP TRUST FOR EMPLOYEE BENEFIT PLANS FIDELITY FREEDOM INDEX 2040 COMMINGLED POOL (extraction pending)] | — | — | — | $85.3M | 11.2% | |
| FID FRDM INX 2040 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 082 | Common Collective Trust | — | — | $85.3M | 11.2% | |
| FID FRDM INX 2025 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 079 | Common Collective Trust | — | — | $77.3M | 10.1% | |
| [DFE: FIAM GROUP TRUST FOR EMPLOYEE BENEFIT PLANS FIDELITY FREEDOM INDEX 2045 COMMINGLED POOL (extraction pending)] | — | — | — | $48.7M | 6.4% | |
| FID FRDM INX 2045 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 083 | Common Collective Trust | — | — | $48.7M | 6.4% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $37.5M | 4.9% | |
| FID FRDM INX 2050 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 084 | Common Collective Trust | — | — | $33.9M | 4.4% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $27.8M | 3.6% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $24.9M | 3.3% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $24.4M | 3.2% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $22.5M | 2.9% | |
| FID FRDM INX 2020 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 078 | Common Collective Trust | — | — | $22.0M | 2.9% | |
| VFTC RET SAVINGS MASTER TRUST | — | — | — | $21.6M | 2.8% | |
| VANG RET SAV TR IV VANGUARD FIDUCIARY TRUST COMPANY · EIN 61-6451184 / PN 025 | Common Collective Trust | — | — | $21.6M | 2.8% | |
| FID FRDM INX 2055 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 112 | Common Collective Trust | — | — | $21.5M | 2.8% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $18.3M | 2.4% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $16.2M | 2.1% | |
| FID FRDM INX 2060 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 146 | Common Collective Trust | — | — | $14.1M | 1.8% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $12.1M | 1.6% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $11.7M | 1.5% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $7.7M | 1.0% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $7.6M | 1.0% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $7.2M | 0.9% | |
| FIAM TARGET DATE 5+ YEAR INFLATION- | — | — | — | $7.2M | 0.9% | |
| SP 500 INDEX PL CL D GEODE CAPITAL MANAGEMENT TRUST · EIN 82-6293122 / PN 001 | Common Collective Trust | — | — | $6.9M | 0.9% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $5.9M | 0.8% | |
| FID FRDM INX 2065 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 169 | Common Collective Trust | — | — | $5.6M | 0.7% | |
| FIAM TARGET DATE 5+ YEAR INFLATION- | — | — | — | $5.5M | 0.7% | |
| FIAM INTL DEVMK BD A | — | — | — | $5.2M | 0.7% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $5.0M | 0.7% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $4.7M | 0.6% | |
| NT COLLECTIVE GOVERNMENT STIF | — | — | — | $4.3M | 0.6% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $3.9M | 0.5% | |
| FID FRDM INX 2015 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 077 | Common Collective Trust | — | — | $3.8M | 0.5% | |
| FIAM INTL DEVMK BD A | — | — | — | $3.8M | 0.5% | |
| FID FRDM INX INC T FIAM TRUST COMPANY · EIN 20-4659714 / PN 074 | Common Collective Trust | — | — | $3.2M | 0.4% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $3.2M | 0.4% | |
| FID FRDM INX 2010 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 076 | Common Collective Trust | — | — | $3.1M | 0.4% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $3.0M | 0.4% | |
| INVESVO GOVERNMENT LIQUIDITY FUND | — | — | — | $2.6M | 0.3% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $2.0M | 0.3% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $1.7M | 0.2% | |
| FIAM TARGET DATE 5+ YEAR INFLATION- | — | — | — | $1.6M | 0.2% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $1.4M | 0.2% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $1.4M | 0.2% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $1.3M | 0.2% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $1.3M | 0.2% | |
| FIAM INTL DEVMK BD A | — | — | — | $1.1M | 0.1% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $1.1M | 0.1% | |
| FIAM TARGET DATE 0-5 YEAR INFLATION | — | — | — | $933K | 0.1% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $855K | 0.1% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $808K | 0.1% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $808K | 0.1% | |
| SP SMALL CP IND CL D GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 009 | Common Collective Trust | — | — | $787K | 0.1% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $700K | <0.1% | |
| FIAM TARGET DATE 0-5 YEAR INFLATION | — | — | — | $637K | <0.1% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $559K | <0.1% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $535K | <0.1% | |
| FIAM TARGET DATE TREASURY BILL INDE | — | — | — | $508K | <0.1% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $491K | <0.1% | |
| FIAM TARGET DATE 0-5 YEAR INFLATION | — | — | — | $483K | <0.1% | |
| FIAM TARGET DATE 0-5 YEAR INFLATION | — | — | — | $375K | <0.1% | |
| SPARTAN TOTAL MARKET INDEX POOL A | — | — | — | $368K | <0.1% | |
| FIAM INTL DEVMK BD A | — | — | — | $333K | <0.1% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $325K | <0.1% | |
| FIAM TARGET DATE TREASURY BILL INDE | — | — | — | $319K | <0.1% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $278K | <0.1% | |
| FIAM TARGET DATE TREASURY BILL INDE | — | — | — | $251K | <0.1% | |
| SPARTAN GLOBAL EX US INDEX POOL A | — | — | — | $244K | <0.1% | |
| FIAM U.S. BOND INDEX COMMINGLED POO | — | — | — | $222K | <0.1% | |
| FIAM INTL DEVMK BD A | — | — | — | $211K | <0.1% | |
| FIAM TARGET DATE TREASURY BILL INDE | — | — | — | $197K | <0.1% | |
| FIAM INTL DEVMK BD A | — | — | — | $188K | <0.1% | |
| SP REAL ESTATE IDX D GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 012 | Common Collective Trust | — | — | $187K | <0.1% | |
| FIAM TARGET DATE 5+ YEAR INFLATION- | — | — | — | $181K | <0.1% | |
| FIAM INTL DEVMK BD A | — | — | — | $159K | <0.1% | |
| FIAM INTL DEVMK BD A | — | — | — | $155K | <0.1% | |
| FIAM INTL DEVMK BD A | — | — | — | $138K | <0.1% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $131K | <0.1% | |
| [DFE: SPARTAN GROUP TRUST FOR EMPLOYEE BENEFIT PLANS SPARTAN EMERGING MARKETS INDEX POOL (extraction pending)] | — | — | — | $130K | <0.1% | |
| SP EM MKT IDX CL D GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 007 | Common Collective Trust | — | — | $130K | <0.1% | |
| SP INTL INDEX D GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 011 | Common Collective Trust | — | — | $105K | <0.1% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $100K | <0.1% | |
| FIAM TARGET DATE LONG TERM TREASURY | — | — | — | $97K | <0.1% | |
| FIAM TARGET DATE 5+ YEAR INFLATION- | — | — | — | $67K | <0.1% | |
| INVESVO GOVERNMENT LIQUIDITY FUND | — | — | — | $57K | <0.1% | |
| FIAM INTL DEVMK BD A | — | — | — | $55K | <0.1% | |
| NT COLLECTIVE GOVERNMENT STIF | — | — | — | $48K | <0.1% | |
| FIAM TARGET DATE 5+ YEAR INFLATION | — | — | — | $109 | <0.1% | |
| FID FRDM INX 2005 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 075 | Common Collective Trust | — | — | $0 | <0.1% |
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