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Original filing (PDF)20260127113231NAL0002333393001
PACIFIC RIDGE SCHOOL
Form 5500
FILING_RECEIVED
PACIFIC RIDGE SCHOOL 403(B) DC PLAN
403(b) retirement plan
Signals · 1
25% in single holding
Active participants
133
Accounts w/ balance
244
Plan assets (EOY)
$25.8M
Net assets (EOY)
$25.8M
How this plan invests
This plan
1 pooled trust
Schedule D
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "State Street Institutional Investment Trust State Street Equity 500 Index Fund K" is 25% of plan.
Helping the score
- Below-peer total fees (20 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PACIFIC RIDGE SCHOOL.
Plan sponsor
Name
PACIFIC RIDGE SCHOOL
EIN
86-1061606
Address
6269 EL FUERTE ST · CARLSBAD, CA · 92009
Phone
(760) 448-9820
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-01-27
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PENSION ASSURANCE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA - TEACHERS INS & ANNUITY ASSOC | 13-1624203 | — | RECORDKEEPER | $28K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY, LLC | 36-2668272 | — | ADVISOR | $17K | — |
| MARSH & MCLENNAN AGENCY | — | SAN DIEGO, CA | ADVISOR | $5K | — |
Investments
42 direct securities · 1 pooled fund· $25.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$25.8M
42 holdings
Pooled Separate Account
$16K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| State Street Institutional Investment Trust State Street Equity 500 Index Fund K | — | — | — | $6.4M | 25.0% | |
| Nuveen International Equity Index R6 | — | — | — | $5.1M | 20.0% | |
| Teachers Insurance and Annuity Association of America TIAA Traditional Benefit-Responsive | — | — | — | $4.7M | 18.3% | |
| Vanguard Small-Cap Index Fund Admiral | — | — | — | $2.7M | 10.6% | |
| AllianceBernstein AB Large Cap Growth Fund Z | — | — | — | $1.0M | 4.0% | |
| Cohen & Steers Cohen & Steers Real Estate Securities Z | — | — | — | $1.0M | 4.0% | |
| Vanguard Total Bond Market Index Fund Admiral | — | — | — | $773K | 3.0% | |
| Schwab Asset Management Schwab Treasury Inflation Protected Sec Index Fund | — | — | — | $715K | 2.8% | |
| State Street Institutional Investment Trust State Street Small/Mid Cap Equity Index K | — | — | — | $631K | 2.4% | |
| Teachers Insurance and Annuity Association of America TIAA Traditional Non-Benefit-Responsive | — | — | — | $578K | 2.2% | |
| Teachers Insurance and Annuity Association of America TIAA Stable Value Fund | — | — | — | $294K | 1.1% | |
| Vanguard Equity Income Fund Admiral | — | — | — | $268K | 1.0% | |
| JPMorgan Core Bond Fund R6 | — | — | — | $205K | 0.8% | |
| Participant Loans to participants, bearing interest rates | — | — | — | $164K | 0.6% | |
| Vanguard Explorer Fund Admiral | — | — | — | $163K | 0.6% | |
| Nuveen Money Market R6 | — | — | — | $143K | 0.6% | |
| College Retirement Equities Fund CREF Money Market R1 | — | — | — | $118K | 0.5% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Lifecycle 2045 T4 | — | — | — | $97K | 0.4% | |
| College Retirement Equities Fund CREF Social Choice R1 | — | — | — | $90K | 0.3% | |
| American Century American Century Small Cap Value Fund R6 | — | — | — | $84K | 0.3% | |
| College Retirement Equities Fund CREF Equity Index R1 | — | — | — | $43K | 0.2% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Lifecycle 2040 T4 | — | — | — | $42K | 0.2% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Lifecycle 2010 T4 | — | — | — | $41K | 0.2% | |
| College Retirement Equities Fund CREF Growth R1 | — | — | — | $28K | 0.1% | |
| College Retirement Equities Fund CREF Global Equities R1 | — | — | — | $25K | <0.1% | |
| Hartford Mutual Funds Hartford International Stock SDR | — | — | — | $19K | <0.1% | |
| PIMCO Income Fund Institutional | — | — | — | $18K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Lifecycle 2035 T4 | — | — | — | $17K | <0.1% | |
| JPMorgan Mid Cap Growth Fund R6 | — | — | — | $16K | <0.1% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $16K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Lifecycle 2030 T4 | — | — | — | $16K | <0.1% | |
| College Retirement Equities Fund CREF Stock R1 | — | — | — | $14K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Mid-Cap Value T4 | — | — | — | $13K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Quant Small-Cap Equity T4 | — | — | — | $13K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Large-Cap Value T4 | — | — | — | $10K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Large-Cap Growth T4 | — | — | — | $10K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv International Equity T4 | — | — | — | $9K | <0.1% | |
| College Retirement Equities Fund CREF Core Bond R1 | — | — | — | $7K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Core Plus Bond T4 | — | — | — | $5K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Quant Mid-Cap Growth T4 | — | — | — | $5K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Small-Cap Blend Index T4 | — | — | — | $5K | <0.1% | |
| College Retirement Equities Fund CREF Inflation-Linked Bond R1 | — | — | — | $2K | <0.1% | |
| Teachers Insurance and Annuity Association of America TIAA Access Nuv Real Estate Securities T4 | — | — | — | $2K | <0.1% |
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