How big is Cadence Education LLC's plan?

Cadence Education LLC's plan reported $20.9M in assets and 8,416 participants for 2024.

Original filing (PDF)20260320200400NAL0012605890001

Cadence Education LLC

Name: Cadence Education LLC — Cadence Education LLC 401(k), Form 5500 (2024)
Creator: Cadence Education LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Cadence Education LLC 401(k) Savings Plan

401(k) retirement plan · Cadence Education LLC's Cadence Education LLC 401(k) Savings Plan held $20.9M in plan assets for 8,416 participants in 2024, with Empower as recordkeeper.

Signals · 2

Late filing · 4.1 moLate participant contributions

Active participants

8,416

Accounts w/ balance

1,227

Plan assets (EOY)

$20.9M

Net assets (EOY)

$20.9M

People on this filing

Nicola Tognara signed Cadence Education LLC's 2024 Form 5500 as plan administrator.

Nicola Tognara — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Cadence Education LLC's EIN is 86-0793666.

EIN 86-0793666

Plan number 001

Plan year 2024

ACK ID 20260320200400NAL0012605890001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Cadence Education LLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Cadence Education LLC's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for CADENCE EDUCATION LLC.

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How this plan invests

This plan

1 pooled trust

Schedule D

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Below-average — multiple flags

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Filed 4.1 months past the 10.5-month grace window.
Delinquent participant contributions reported (Schedule H 4a) — 689K (14% of contributions).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (1st percentile).
Bottom-decile employer contributions per participant (4th percentile).

Plan sponsor

Name

CADENCE EDUCATION LLC

EIN

all filings

Address

8800 N GAINEY CENTER DR. STE. 300 · SCOTTSDALE, AZ · 852582165

Phone

(480) 455-3184

Industry

Health Care & Social Assistance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2026-03-20

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$81K	—
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$6K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CREATIVE PLANNING HOLDCO LLC DBA CR

Investments

28 direct securities · 1 pooled fund· $41.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Pooled Separate Account

$20.2M

1 holding

Pooled Separate Accounts

$20.2M

26 holdings

Bonds / Notes

$461K

1 holding

Participant loans

$302K

1 holding

					% of plan
SEPARATE ACCOUNT SCAI MASSMUTUAL LIFE INSURANCE CO. · EIN 04-1590850 / PN 000	Pooled Separate Account	—	—	$20.2M	96.4%
Great Gray Trust American Funds 2040 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$2.3M	10.8%
Great Gray Trust American Funds 2045 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$2.1M	10.0%
Great Gray Trust American Funds 2035 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$1.8M	8.8%
Great Gray Trust American Funds 2030 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$1.7M	8.1%
MassMutual Blue Chip Growth I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$1.6M	7.5%
Great Gray Trust American Funds 2050 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$1.4M	6.6%
iShares S&P 500 Index K Pooled Separate Accounts	Pooled Separate Accounts	—	—	$1.2M	5.7%
Great Gray Trust American Funds 2055 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$1.2M	5.6%
Great Gray Trust American Funds 2025 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$983K	4.7%
BlackRock Total Return K Pooled Separate Accounts	Pooled Separate Accounts	—	—	$850K	4.1%
iShares Russell 2000 Small-Cap Idx K Pooled Separate Accounts	Pooled Separate Accounts	—	—	$797K	3.8%
American Funds Europacific Growth R6 Pooled Separate Accounts	Pooled Separate Accounts	—	—	$706K	3.4%
Great Gray Trust American Funds 2060 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$519K	2.5%
iShares US Aggregate Bond Index K Pooled Separate Accounts	Pooled Separate Accounts	—	—	$481K	2.3%
iShares Russell Mid-Cap Index K Pooled Separate Accounts	Pooled Separate Accounts	—	—	$475K	2.3%
Massachussetts Mutual Life Insurance Company GIA, 1% interest as of December 31, 2024	Bonds / Notes	—	—	$461K	2.2%
MassMutual Strat Emerg Mkts I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$387K	1.9%
iShares MSCI EAFE Intl Idx K Pooled Separate Accounts	Pooled Separate Accounts	—	—	$371K	1.8%
Invesco Small Cap Growth R6 Pooled Separate Accounts	Pooled Separate Accounts	—	—	$348K	1.7%
Great Gray Trust American Funds 2020 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$305K	1.5%
Participant loans maturing through November 2029 -	Participant loans	—	—	$302K	1.4%
MassMutual Mid Cap Value I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$268K	1.3%
Great Gray Trust American Funds 2010 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$150K	0.7%
PIMCO Income Instl Pooled Separate Accounts	Pooled Separate Accounts	—	—	$113K	0.5%
MassMutual Mid Cap Growth I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$68K	0.3%
Great Gray Trust American Funds 2015 I Pooled Separate Accounts	Pooled Separate Accounts	—	—	$36K	0.2%
MFS Value R6 Pooled Separate Accounts	Pooled Separate Accounts	—	—	$35K	0.2%
Allspring Special Small Cap Value R6 Pooled Separate Accounts	Pooled Separate Accounts	—	—	$33K	0.2%