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Original filing (PDF)20251014211927NAL0007499394001
M3 ENGINEERING & TECHNOLOGY CORPORATION
Form 5500
FILING_RECEIVED
M3 ENGINEERING & TECHNOLOGY 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
302
Accounts w/ balance
496
Plan assets (EOY)
$63.2M
Net assets (EOY)
$63.2M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 29 bps in Schedule C fees — 79% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for M3 ENGINEERING & TECHNOLOGY CORPORATION.
Plan sponsor
Name
M3 ENGINEERING & TECHNOLOGY CORPORATION
EIN
86-0548253
Address
2051 W. SUNSET, SUITE 101 · TUCSON, AZ · 857041722
Phone
(520) 293-1488
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Name
ACH RETIREMENT PLAN CONSULTANTS INC
EIN
45-3763537
City
TUCSON, AZ
Phone
(520) 751-9403
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BEACHFLEISCHMAN PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPITAL RESEARCH AND MANAGEMENT CO | 95-1411037 | — | CUSTODIAN-RECORDKEEPER | $7K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | 26-4310632 | — | INVESTMENT ADVISOR | $124K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ACH RETIREMENT PLAN CONSULTANTS INC | 45-3763537 | — | PLAN ADMINISTRATOR | $32K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BEACHFLEISCHMAN PLLC | 86-0683059 | — | AUDITOR | $18K | — |
Investments
27 direct securities· $62.1M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Participant directed MFS Massachusetts Investors Growth * AB Global | — | — | $9.7M | $10.6M | 16.8% | |
| Participant directed Target Retirement Date 2030 * American Funds | — | — | $8.1M | $9.1M | 14.5% | |
| Participant directed iShares S&P 500 Index A * iShares | — | — | $4.8M | $8.3M | 13.2% | |
| Participant directed American Mutual Fund * American Funds | — | — | $3.2M | $4.2M | 6.6% | |
| Participant directed U.S. Govt. Money Market * American Funds | — | — | $4.0M | $4.0M | 6.3% | |
| Participant directed Target 2010 * American Funds 442 Participant directed Capital World Growth and Income fund * American Funds | — | — | $3.0M | $3.7M | 5.8% | |
| Participant directed Small Cap World Fund * American Funds | — | — | $2.1M | $2.6M | 4.1% | |
| Participant directed Target Retirement Date 2045 * American Funds | — | — | $2.0M | $2.4M | 3.8% | |
| Participant directed 2050 Target Date * American Funds | — | — | $1.7M | $2.1M | 3.4% | |
| Participant directed Target Retirement Date 2040 * American Funds | — | — | $1.6M | $2.1M | 3.3% | |
| Participant directed American Balanced Fund * American Funds | — | — | $1.6M | $2.0M | 3.2% | |
| Participant directed New Perspective Fund * American Funds | — | — | $1.2M | $1.6M | 2.5% | |
| Participant directed Inc Fund of America * American Funds | — | — | $1.0M | $1.1M | 1.7% | |
| Participant directed Black Rock High Yield Bond Inv A * Black Rock | — | — | $1.1M | $1.1M | 1.7% | |
| Participant directed Capital Income Builder * American Funds | — | — | $935K | $1.0M | 1.7% | |
| Participant directed Victory Core Plus Intermediate Bond * Western Asset | — | — | $972K | $980K | 1.6% | |
| Participant directed New World Fund * American Funds | — | — | $793K | $940K | 1.5% | |
| Participant directed EuroPacific Growth Fund * American Funds | — | — | $842K | $844K | 1.3% | |
| Participant directed Target 2060 * Franklin | — | — | $692K | $799K | 1.3% | |
| Participant directed Target Retirement Date 2035 * American Funds | — | — | $545K | $625K | 1.0% | |
| Participant directed International GR & Income * American Funds | — | — | $460K | $501K | 0.8% | |
| Participant directed 2065 Target Date * American Funds | — | — | $450K | $470K | 0.7% | |
| Participant directed 2055 Target Date * Black Rock | — | — | $287K | $363K | 0.6% | |
| Participant directed Target Retirement Date 2025 * American Funds | — | — | $217K | $234K | 0.4% | |
| Participant directed Target Retirement Date 2020 * American Funds | — | — | $208K | $226K | 0.4% | |
| Participant directed Target Retirement Date 2015 * American Funds | — | — | $72K | $74K | 0.1% | |
| Participant directed Global Balanced * American Funds | — | — | $58K | $63K | <0.1% |
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