Original filing (PDF)20250707162833NAL0003988881001

SUN MECHANICAL CONTRACTING, INC.

Name: SUN MECHANICAL CONTRACTING, INC. — SUN MECHANICAL CONTRACTING, INC. 401(K) RETIREMENT PLAN, Form 5500 (2024)
Creator: SUN MECHANICAL CONTRACTING, INC.

Form 5500

FILING_RECEIVED

SUN MECHANICAL CONTRACTING, INC. 401(K) RETIREMENT PLAN

401(k) retirement plan

Active participants

409

Accounts w/ balance

185

Plan assets (EOY)

$9.8M

Net assets (EOY)

$9.8M

How this plan invests

This plan

27 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

Knocking points off

Only 45% as many balances as active participants — suggests many active employees aren't deferring.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SUN MECHANICAL CONTRACTING, INC..

Plan sponsor

Name

SUN MECHANICAL CONTRACTING, INC.

EIN

86-0362106

Address

3951 E COLUMBIA ST · TUCSON, AZ · 857142155

Phone

(520) 790-3100

Industry

Plumbing, Heating, AC Contractors· Constructionsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-07

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CLIFTONLARSONALLEN LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$20K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WELLSPRING FINANCIAL PARTNERS	45-2984270	—	ADVISOR	$35K	—

Investments

27 direct securities· $9.8M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Investments Fidelity Freedom Index 2030	—	—	—	$2.2M	22.0%
Fidelity Investments Fidelity Freedom Index 2040	—	—	—	$1.9M	18.9%
Fidelity Investments Fidelity Freedom Index 2050	—	—	—	$1.2M	12.4%
Fidelity Investments Fidelity 500 Index	—	—	—	$509K	5.2%
Fidelity Investments Fidelity Large Cap Growth Index	—	—	—	$476K	4.8%
Fidelity Investments Fidelity Government Money Market K6	—	—	—	$441K	4.5%
Fidelity Investments Fidelity Large Cap Value Index	—	—	—	$366K	3.7%
Notes Receivable from Participants Participant Loans Ranging from 1-10 Years Maturity, Rates 4.25% - 9.50% -	—	—	—	$313K	3.2%
Vanguard Investments Vanguard FTSE All-World ex-US Small Capital Index	—	—	—	$310K	3.2%
Fidelity Investments Fidelity Mid Cap Index	—	—	—	$299K	3.0%
Fidelity Investments Fidelity Freedom Index Income	—	—	—	$275K	2.8%
Fidelity Investments Fidelity Freedom Index 2045	—	—	—	$273K	2.8%
Fidelity Investments Fidelity Freedom Index 2065 ** 352 * Fidelity Investments Fidelity US Bond Index	—	—	—	$261K	2.7%
Fidelity Investments Fidelity Freedom Index 2055	—	—	—	$234K	2.4%
Fidelity Investments Fidelity Freedom Index 2020	—	—	—	$174K	1.8%
Fidelity Investments Fidelity Freedom Index 2060	—	—	—	$161K	1.6%
Vanguard Investments Vanguard Small-Cap Value Index	—	—	—	$153K	1.6%
Fidelity Investments Fidelity Freedom Index 2065	—	—	—	$125K	1.3%
Dimensional Fund Advisors DFA International Core Equity	—	—	—	$37K	0.4%
Dimensional Fund Advisors DFA Emerging Markets Core Equity	—	—	—	$36K	0.4%
Vanguard Investments Vanguard Small-Cap Growth Index	—	—	—	$31K	0.3%
Fidelity Investments Fidelity Freedom Index 2025	—	—	—	$28K	0.3%
Fidelity Investments Fidelity Inflation-Protected Bond Index	—	—	—	$23K	0.2%
Fidelity Investments Fidelity Freedom Index 2035	—	—	—	$16K	0.2%
Fidelity Investments Fidelity Real Estate Index	—	—	—	$14K	0.1%
Dimensional Fund Advisors DFA US Core Equity II	—	—	—	$12K	0.1%
Dimensional Fund Advisors DFA 5-Year Global Fixed Income I	—	—	—	$12K	0.1%