How big is Spencer's Air Conditioning & Appliance, Inc.'s plan?

Spencer's Air Conditioning & Appliance, Inc.'s plan reported $414.8M in assets and 242 participants for 2024.

Original filing (PDF)20250915114029NAL0001063745001

Spencer's Air Conditioning & Appliance, Inc.

Name: Spencer's Air Conditioning & Appliance, Inc. — Form 5500 Plan 003 (2024)
Creator: Spencer's Air Conditioning & Appliance, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Spencer's Air Conditioning & Appliance, Inc. Employee Stock Ownership Plan

Defined-contribution retirement plan · Spencer's Air Conditioning & Appliance, Inc.'s Spencer's Air Conditioning & Appliance, Inc. Employee Stock Ownership Plan held $414.8M in plan assets for 242 participants in 2024.

Signals · 2

High average account balanceNo recordkeeper disclosed

Active participants

242

Accounts w/ balance

299

Plan assets (EOY)

$414.8M

Net assets (EOY)

$374.9M

People on this filing

Robert Janes signed Spencer's Air Conditioning & Appliance, Inc.'s 2024 Form 5500 as plan administrator.

Robert Janes — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Spencer's Air Conditioning & Appliance, Inc.'s EIN is 86-0292380.

EIN 86-0292380

Plan number 003

Plan year 2024

ACK ID 20250915114029NAL0001063745001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Spencer's Air Conditioning & Appliance, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Spencer's Air Conditioning & Appliance, Inc.'s plan includes a leveraged ESOP, an S-corporation ESOP.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SPENCER'S AIR CONDITIONING & APPLIANCE, INC..

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How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

98% of assets in employer securities (concentration risk).

Helping the score

Below-peer total plan cost (94th percentile).
High average account balance (100th percentile).

Plan sponsor

Name

SPENCER'S AIR CONDITIONING & APPLIANCE, INC.

EIN

all filings

Address

17500 S 40TH ST, BLDG E · CHANDLER, AZ · 85226

Phone

(480) 505-2355

Industry

Retail Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-15

Pension benefit codes

2I · Stock bonus

2P · Leveraged ESOP

2Q · S-corporation ESOP

3I · Requires investment in employer securities

Audit & trust (Schedule H)

Auditor

EVERS ROBINSON LTD.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

No Schedule C providers reported

Investments

34 direct securities· $21.3M(5% of reported assets)

Mutual Funds

$14.2M

25 holdings

Common Collective Trusts

$3.8M

1 holding

Other securities

$2.4M

6 holdings

Bonds / Notes

$831K

1 holding

Stable Value

$113K

1 holding

					% of plan
Fidelity 500 Index Mutual Fund	Common Collective Trusts	—	—	$3.8M	0.9%
Fidelity Freedom 2070 Mutual Fund 18 * Fidelity Contrafund K Mutual Fund	Mutual Funds	—	—	$3.1M	0.7%
Fidelity Government Money Market Cash Equivalent	Mutual Funds	—	—	$2.1M	0.5%
Fidelity Freedom 2035 Mutual Fund	Mutual Funds	—	—	$1.1M	0.3%
Columbia Dividend Income Fund Mutual Fund	Other securities	—	—	$1.1M	0.3%
Fidelity Freedom 2025 Mutual Fund	Mutual Funds	—	—	$911K	0.2%
Participant Loans 10.50%	Bonds / Notes	—	—	$831K	0.2%
Fidelity Freedom 2040 Mutual Fund	Mutual Funds	—	—	$806K	0.2%
Fidelity International Index Mutual Fund	Mutual Funds	—	—	$754K	0.2%
Fidelity Freedom 2030 Mutual Fund	Mutual Funds	—	—	$739K	0.2%
Fidelity US Bond Index Mutual Fund	Mutual Funds	—	—	$656K	0.2%
Fidelity Freedom 2045 Mutual Fund	Mutual Funds	—	—	$623K	0.2%
Fidelity Freedom 2050 Mutual Fund	Mutual Funds	—	—	$621K	0.1%
JPM US Equity Fund Mutual Fund	Other securities	—	—	$440K	0.1%
J H Enterprise Mutual Fund	Other securities	—	—	$427K	0.1%
Fidelity Freedom 2010 Mutual Fund 44 * Fidelity Freedom 2020 Mutual Fund	Mutual Funds	—	—	$421K	0.1%
Fidelity Freedom 2055 Mutual Fund	Mutual Funds	—	—	$369K	<0.1%
Fidelity Freedom 2060 Mutual Fund	Mutual Funds	—	—	$334K	<0.1%
Fidelity Select Natural Resources Mutual Fund	Mutual Funds	—	—	$288K	<0.1%
Fidelity Emerging Markets K Mutual Fund	Mutual Funds	—	—	$221K	<0.1%
Fidelity Freedom Income K Mutual Fund	Mutual Funds	—	—	$220K	<0.1%
Fidelity Mid Cap Index Mutual Fund	Mutual Funds	—	—	$206K	<0.1%
Hartfield International Stock Mutual Fund	Other securities	—	—	$203K	<0.1%
VRS Partners A Mutual Fund	Other securities	—	—	$164K	<0.1%
Fidelity Small Cap Index Mutual Fund	Mutual Funds	—	—	$149K	<0.1%
Fidelity Real Estate Mutual Fund	Mutual Funds	—	—	$137K	<0.1%
Galliard Retirement Income Fund Stable Value Fund	Stable Value	—	—	$113K	<0.1%
Fidelity Freedom 2065 Mutual Fund	Mutual Funds	—	—	$108K	<0.1%
Fidelity Stock Select Small Cap Mutual Fund	Mutual Funds	—	—	$96K	<0.1%
Fidelity Low Priced Stock K Mutual Fund	Mutual Funds	—	—	$95K	<0.1%
Fidelity Pacific Basin Mutual Fund	Mutual Funds	—	—	$91K	<0.1%
Fidelity Inflation Protected Bond Mutual Fund	Mutual Funds	—	—	$74K	<0.1%
Fidelity Freedom 2015 Mutual Fund	Mutual Funds	—	—	$61K	<0.1%
PGIM Global Total Return Mutual Fund	Other securities	—	—	$61K	<0.1%