Original filing (PDF)20250805142115NAL0001276451001

FARMERS INVESTMENT CO.

Name: FARMERS INVESTMENT CO. — FARMERS INVESTMENT CO. 401(K) SAVINGS PLAN AND TRUST, Form 5500 (2024)
Creator: FARMERS INVESTMENT CO.

Form 5500

FILING_RECEIVED

FARMERS INVESTMENT CO. 401(K) SAVINGS PLAN AND TRUST

401(k) retirement plan

Signals · 2

Corrective distributions issued~97 bps in Sched C fees

Active participants

129

Accounts w/ balance

166

Plan assets (EOY)

$5.4M

Net assets (EOY)

$5.4M

How this plan invests

This plan

26 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (20th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FARMERS INVESTMENT CO..

Plan sponsor

Name

FARMERS INVESTMENT CO.

EIN

86-0090323

Address

P.O. BOX 7 · SAHUARITA, AZ · 856290007

Phone

(520) 879-7412

Industry

Agriculture, Forestry, Fishing, Huntingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-05

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE CO	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$36K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CBIZ INVESTMENT ADVISORY SERVICES L	31-1582098	—	INVESTMENT ADVISOR	$16K	—

Investments

26 direct securities· $5.4M(100% of reported assets)

Other securities

$4.0M

24 holdings

Guaranteed Income / GIC

$822K

1 holding

Mutual Funds

$547K

1 holding

					% of plan
* Talcott Resolution Life Insurance Company General Account	Guaranteed Income / GIC	—	—	$822K	15.3%
American Funds American Funds 2025 Trgt Date Retire R6	Other securities	—	—	$674K	12.6%
Alliance Bernstein AB Large Cap Growth Z	Mutual Funds	—	—	$547K	10.2%
Vanguard Wellesly Income ADM	Other securities	—	—	$369K	6.9%
American Funds American Funds 2020 Trgt Date Retire R6	Other securities	—	—	$295K	5.5%
Vanguard Equity-Income ADM	Other securities	—	—	$294K	5.5%
Fidelity Investments Fidelity 500 Index	Other securities	—	—	$279K	5.2%
American Funds American Funds New Perspective R6	Other securities	—	—	$279K	5.2%
American Funds American Funds 2030 Trgt Date Retire R6	Other securities	—	—	$207K	3.9%
American Funds American Funds 2045 Trgt Date Retire R6	Other securities	—	—	$169K	3.2%
Fidelity Investments Fidelity Mid Cap Index	Other securities	—	—	$169K	3.2%
American Funds American Funds 2010 Trgt Date Retire R6	Other securities	—	—	$160K	3.0%
Empower Annuity Insurance Company of America EI Fixed Account - Series Class VI	Other securities	—	—	$155K	2.9%
American Funds American Funds 2040 Trgt Date Retire R6	Other securities	—	—	$137K	2.6%
Fidelity Investments Fidelity Total International Index	Other securities	—	—	$116K	2.2%
Amundi US Pioneer Bond K	Other securities	—	—	$110K	2.1%
balances	Other securities	—	—	$107K	2.0%
Fidelity Investments Fidelity Small Cap Index	Other securities	—	—	$104K	1.9%
Dimensional Fund Advisors DFA US Targeted Value I	Other securities	—	—	$84K	1.6%
American Funds American Funds 2035 Trgt Date Retire R6	Other securities	—	—	$78K	1.5%
American Funds American Funds 2050 Trgt Date Retire R6	Other securities	—	—	$75K	1.4%
American Funds American Funds 2055 Trgt Date Retire R6	Other securities	—	—	$65K	1.2%
Vanguard Explorer ADM	Other securities	—	—	$41K	0.8%
American Funds American Funds 2060 Trgt Date Retire R6	Other securities	—	—	$26K	0.5%
American Funds American Funds 2065 Trgt Date Retire R6	Other securities	—	—	$9K	0.2%
American Funds American Funds 2015 Trgt Date Retire R6	Other securities	—	—	$8K	0.1%