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Original filing (PDF)20260108101753NAL0003452995001
HERITAGE COMPANIES, LLC
Form 5500
FILING_RECEIVED
HERITAGE 401(K) PLAN
401(k) retirement plan
Active participants
772
Accounts w/ balance
336
Plan assets (EOY)
$34.2M
Net assets (EOY)
$34.2M
How this plan invests
This plan
2 pooled trusts
Schedule D
47 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 44% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (13 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HERITAGE COMPANIES, LLC.
Plan sponsor
Name
HERITAGE COMPANIES, LLC
EIN
85-4294289
Address
PO BOX 668 · DOWNEY, CA · 90241
Phone
(562) 927-5511
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2026-01-08
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
FRAZER, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $24K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDUCIARY EXPERTS LLC | 26-1851437 | — | ADVISOR | $15K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FRAZER, LLP | 95-4108809 | — | ACCOUNTANT/AUDITOR | $5K | — |
Investments
45 direct securities · 2 pooled funds· $127.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$127.3M
45 holdings
Common Collective Trust
$373K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| 2024 Net assets available for benefits per the | — | — | $34.2M | $30.6M | 89.4% | |
| Registered investment companies 28,793,862 - | — | — | — | $28.8M | 84.2% | |
| Registered investment companies 26,413,618 - | — | — | — | $26.4M | 77.2% | |
| Fidelity Puritan Fund Class K Registered investment companies | — | — | — | $11.4M | 33.3% | |
| Investments Level 1 Level 2 Level 3 Total Self-directed brokerage accounts 4,435,053 - | — | — | — | $4.4M | 13.0% | |
| Fidelity 500 Index Fund Registered investment companies | — | — | — | $3.8M | 11.1% | |
| 2025 Net increase in net assets available for benefits | — | — | — | $3.6M | 10.6% | |
| T. Rowe Price Blue Chip Growth Fund Registered investment companies | — | — | — | $3.6M | 10.4% | |
| Investments Level 1 Level 2 Level 3 Total Self-directed brokerage accounts 3,154,733 - | — | — | — | $3.2M | 9.2% | |
| Fidelity Mid Cap Index Fund Registered investment companies | — | — | — | $1.9M | 5.6% | |
| Fidelity International Index Fund Registered investment companies | — | — | — | $1.7M | 4.8% | |
| Vanguard Treasury Money Market Fund Investor Shares Registered investment companies | — | — | — | $817K | 2.4% | |
| Vanguard Small Cap Index Fund Admiral Shares Registered investment companies | — | — | — | $749K | 2.2% | |
| Dodge & Cox Stock Fund Class X Registered investment companies | — | — | — | $736K | 2.2% | |
| maturity through February 15, 2035 | — | — | — | $617K | 1.8% | |
| Cohen & Steers Real Estate Securities Fund, Inc. Class Z Registered investment companies | — | — | — | $507K | 1.5% | |
| Common collective trust, at NAV | — | — | — | $444K | 1.3% | |
| Dodge & Cox Global Bond Fund X Registered investment companies | — | — | — | $388K | 1.1% | |
| Common collective trust, at NAV | — | — | — | $373K | 1.1% | |
| BlackRock High Yield Portfolio Fund Class K Registered investment companies | — | — | — | $344K | 1.0% | |
| Fidelity US Bond Index Registered investment companies | — | — | — | $327K | 1.0% | |
| Fidelity Select Utilities Registered investment companies | — | — | — | $291K | 0.9% | |
| American Funds Target Date 2045 Registered investment companies | — | — | — | $271K | 0.8% | |
| American Funds Target Date 2035 Registered investment companies | — | — | — | $269K | 0.8% | |
| American Funds Target Date 2030 Registered investment companies | — | — | — | $248K | 0.7% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $237K | 0.7% | |
| Vanguard Explorer Fund Admiral Shares Registered investment companies | — | — | — | $231K | 0.7% | |
| Vanguard Growth Index Fund Admiral Shares Registered investment companies | — | — | — | $206K | 0.6% | |
| Vanguard Real Estate Index Admiral Registered investment companies | — | — | — | $178K | 0.5% | |
| American Funds Target Date 2055 Registered investment companies | — | — | — | $167K | 0.5% | |
| TCW MW TOT RTN BD I Registered investment companies | — | — | — | $164K | 0.5% | |
| RT NY LIFE AA CL 25 RELIANCE TRUST COMPANY · EIN 45-6350416 / PN 001 | Common Collective Trust | — | — | $136K | 0.4% | |
| Vanguard Information Technology Index Fund Admiral Shares Registered investment companies | — | — | — | $122K | 0.4% | |
| American Funds Target Date 2025 Registered investment companies | — | — | — | $78K | 0.2% | |
| JPMorgan Large Cap Growth Fund Class R6 Registered investment companies | — | — | — | $76K | 0.2% | |
| American Funds U.S. Government Securities Fund Class R-6 Registered investment companies | — | — | — | $73K | 0.2% | |
| Vanguard Inflation-Protected Securities Fund Admiral Shares Registered investment companies | — | — | — | $62K | 0.2% | |
| American Funds Target Date 2020 Registered investment companies ** $ | — | — | — | $59K | 0.2% | |
| PIMCO Income Fund Institutional Class Registered investment companies | — | — | — | $57K | 0.2% | |
| Plan participants to Fidelity Management Trust Company for investment management services amounted to $43,625 for the year ended March 31, 2025. | — | — | — | $44K | 0.1% | |
| Add: 2024 deemed distribution | — | — | — | $18K | <0.1% | |
| American Funds Target Date 2050 Registered investment companies | — | — | — | $16K | <0.1% | |
| Fidelity Emerging Markets Index Fund Registered investment companies | — | — | — | $14K | <0.1% | |
| Add: 2024 participants contributions receivable | — | — | — | $8K | <0.1% | |
| American Funds Target Date 2060 R6 Registered investment companies ** 860 American Funds Target Date 2065 R6 Registered investment companies | — | — | — | $8K | <0.1% | |
| per financial statements Add: 2024 employer contributions receivable | — | — | — | $4K | <0.1% | |
| American Funds Target Date 2040 Registered investment companies | — | — | — | $1K | <0.1% |
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