Back to filter
Original filing (PDF)20251008184407NAL0003208947001
FINDEC BENEFIT SERVICES, INC. AS THE POOLED PLAN PROVIDER
Form 5500
FILING_RECEIVED
FINDEC BASIC PEP 401(K) PLAN II
401(k) retirement plan
Signals · 2
No auditor on fileNo recordkeeper disclosed
Active participants
123
Accounts w/ balance
41
Plan assets (EOY)
—
Net assets (EOY)
—
How this plan invests
This plan
9 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score
70
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
60
Concentration risk
75
Total plan cost
75
Vendor stack
80
Participation health
65
Knocking points off
- No independent qualified public accountant (IQPA) named.
- No recordkeeper disclosed on Schedule C.
- Only 33% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FINDEC BENEFIT SERVICES, INC. AS THE POOLED PLAN PROVIDER.
Plan sponsor
Name
FINDEC BENEFIT SERVICES, INC. AS THE POOLED PLAN PROVIDER
EIN
85-3986400
Address
1776 W. MARCH LANE · SUITE 190 · STOCKTON, CA · 95207
Phone
(209) 951-8956
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
102
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2W · Pooled employer plan (PEP)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
9 pooled funds· $559K
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| T. ROWE PRICE RETIREMENT 2035TR T. ROWE PRICE TRUST CO · EIN 36-7595013 / PN 001 | Common Collective Trust | $161K | 28.8% |
| T. ROWE PRICE RETIREMENT 2055 TR T. ROWE PRICE TRUST CO · EIN 35-6941728 / PN 001 | Common Collective Trust | $130K | 23.3% |
| T. ROWE PRICE RETIREMENT 2050 TR T. ROWE PRICE TRUST CO · EIN 30-6303214 / PN 001 | Common Collective Trust | $109K | 19.5% |
| T. ROWE PRICE RETIREMENT 2045 TR T. ROWE PRICE TRUST CO · EIN 32-6199848 / PN 001 | Common Collective Trust | $41K | 7.3% |
| T. ROWE PRICE RETIREMENT 2040TR T. ROWE PRICE TRUST CO · EIN 35-6941729 / PN 001 | Common Collective Trust | $32K | 5.8% |
| T. ROWE PRICE RETIREMENT 2030 TR T. ROWE PRICE TRUST COMPANY · EIN 38-7010946 / PN 001 | Common Collective Trust | $30K | 5.5% |
| T. ROWE PRICE RETIREMENT 2060 TR T. ROWE PRICE TRUST CO · EIN 47-1088316 / PN 001 | Common Collective Trust | $28K | 5.0% |
| T. ROWE PRICE RETIREMENT 2065 TR T. ROWE PRICE TRUST CO · EIN 85-1763138 / PN 001 | Common Collective Trust | $22K | 3.9% |
| T. ROWE PRICE RETIREMENT 2025 TR T. ROWE PRICE TRUST CO · EIN 37-6495447 / PN 001 | Common Collective Trust | $6K | 1.1% |