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Original filing (PDF)20251015130521NAL0009727170002
GP&C OPERATIONS LLC.
Form 5500
FILING_RECEIVED
GP&C OPERATIONS LLC. 401K RETIREMENT PLAN
401(k) retirement plan
Signals · 1
50% in single holding
Active participants
248
Accounts w/ balance
296
Plan assets (EOY)
$10.8M
Net assets (EOY)
$10.8M
How this plan invests
This plan
1 pooled trust
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "b b" is 50% of plan.
- 45 bps in Schedule C fees — 56% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GP&C OPERATIONS LLC..
Plan sponsor
Name
GP&C OPERATIONS LLC.
EIN
85-3723475
Address
164 FREDETTE ST · GARDNER, MA · 01440
Phone
(978) 630-1028
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CITRON COOPERMAN & COMPANY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $20K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | — | SAN RAFAEL, CA | INVESTMENT ADVISOR | $29K | — |
Investments
37 direct securities · 1 pooled fund· $21.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$21.3M
37 holdings
Common Collective Trust
$144K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| b | — | — | — | $10.7M | 99.8% | |
| American Funds 2035 Target Date Retirement Fund | — | — | — | $2.2M | 20.4% | |
| American Funds 2045 Target Date Retirement Fund | — | — | — | $1.5M | 13.6% | |
| American Funds 2025 Target Date Retirement Fund | — | — | — | $1.1M | 9.9% | |
| Fidelity 500 Index | — | — | — | $948K | 8.8% | |
| American Funds 2055 Target Date Retirement Fund | — | — | — | $796K | 7.4% | |
| American Funds 2040 Target Date Retirement Fund | — | — | — | $549K | 5.1% | |
| American Funds 2030 Target Date Retirement Fund | — | — | — | $548K | 5.1% | |
| American Funds 2050 Target Date Retirement Fund | — | — | — | $407K | 3.8% | |
| American Funds 2060 Target Date Retirement Fund | — | — | — | $338K | 3.1% | |
| American Funds New Perspective Fund | — | — | — | $281K | 2.6% | |
| Janus Henderson Forty Fund | — | — | — | $266K | 2.5% | |
| Putnam Large Cap Value | — | — | — | $228K | 2.1% | |
| Lord Abbett High Yield Fund ** 11 * MassMutual Select Mid Cap Growth Fund | — | — | — | $208K | 1.9% | |
| American Funds Growth Fund of America | — | — | — | $205K | 1.9% | |
| Fidelity Small Cap Index | — | — | — | $179K | 1.7% | |
| Fidelity Mid Cap Index | — | — | — | $153K | 1.4% | |
| THE STANDARD GUARANTEED FIXED INT THE STANDARD · EIN 93-0240990 / PN 001 | Common Collective Trust | — | — | $144K | 1.3% | |
| Participant Loans Interest rates of 4.25% to 9.50% $- | — | — | — | $131K | 1.2% | |
| Fidelity Contrafund | — | — | — | $128K | 1.2% | |
| T. Rowe Price Blue Chip Growth Fund | — | — | — | $106K | 1.0% | |
| PIMCO Real Return Fund | — | — | — | $69K | 0.6% | |
| American Funds 2015 Target Date Retirement Fund ** 525 American Funds 2020 Target Date Retirement Fund | — | — | — | $55K | 0.5% | |
| American Funds EuroPacific Growth Fund | — | — | — | $47K | 0.4% | |
| Wells Fargo Allspring Special Mid Cap Value Fund | — | — | — | $40K | 0.4% | |
| American Funds 2065 Target Date Retirement Fund | — | — | — | $38K | 0.4% | |
| Janus Henderson Triton Fund | — | — | — | $25K | 0.2% | |
| Fidelity Total International Index | — | — | — | $22K | 0.2% | |
| MFS International Diversification Fund | — | — | — | $22K | 0.2% | |
| Invesco Developing Markets Fund | — | — | — | $18K | 0.2% | |
| Cohen & Steers Real Estate Securities Fund, Inc. | — | — | — | $15K | 0.1% | |
| PIMCO Income Fund | — | — | — | $12K | 0.1% | |
| Legg Mason Brandywine Global Opportunities Bond Fund | — | — | — | $10K | <0.1% | |
| American Funds 2010 Target Date Retirement Fund | — | — | — | $8K | <0.1% | |
| J.P. Morgan Undiscovered Managers Behavioral Value Fund | — | — | — | $8K | <0.1% | |
| Legg Mason Western Asset Core Plus Bond Fund | — | — | — | $4K | <0.1% | |
| Fidelity GNMA Fund | — | — | — | $3K | <0.1% | |
| Pioneer Equity Income Fund | — | — | — | $2K | <0.1% |
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