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Original filing (PDF)20251013071436NAL0000370995001
ACCESS PLANS, LLC
Form 5500
FILING_RECEIVED
RMS EASYPLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
3,738
Accounts w/ balance
3,578
Plan assets (EOY)
$125.9M
Net assets (EOY)
$122.4M
How this plan invests
This plan
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 18 bps in Schedule C fees — 83% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ACCESS PLANS, LLC.
Plan sponsor
Name
ACCESS PLANS, LLC
EIN
85-3473108
Address
940 W FM 544 · UNIT 1749 · WYLIE, TX · 75098
Phone
(214) 552-5064
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Name
ALERUS FINANCIAL NA
EIN
45-0140105
City
GRAND FORKS, ND
Phone
(800) 433-1685
Plan characteristics
Plan number
006
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LEE CPA GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERUS FINANCIAL NA | 45-6062081 | — | NONE | $217K | — |
| LEE CPA GROUP | 81-4637885 | — | NONE | $13K | — |
Investments
39 direct securities· $120.4M(96% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX FUND Registered Investment Company | — | — | — | $14.5M | 11.5% | |
| AMERICAN FUNDS TARGET RETIREMENT 2030 Registered Investment Company | — | — | — | $13.1M | 10.4% | |
| AMERICAN FUNDS TARGET RETIREMENT 2040 Registered Investment Company | — | — | — | $13.0M | 10.3% | |
| AMERICAN FUNDS TARGET DATE RETIRMENT 2045 Registered Investment Company | — | — | — | $11.1M | 8.8% | |
| AMERICAN FUNDS TARGET RETIREMENT 2035 Registered Investment Company | — | — | — | $9.5M | 7.5% | |
| AMERICAN FUNDS TARGET RETIREMENT 2025 Registered Investment Company | — | — | — | $8.4M | 6.6% | |
| AMERICAN FUNDS TARGET DATE RETIREMENT 2050 Registered Investment Company | — | — | — | $8.0M | 6.4% | |
| JO MORGAN GROWTH ADVANTAGE R6 Registered Investment Company | — | — | — | $5.4M | 4.3% | |
| Registered Investment Companies AMERICAN FUNDS TARGET DATE RET 2055 R6 Registered Investment Company | — | — | — | $4.2M | 3.4% | |
| VANGUARD INDEX TRUST MID-CAP INDEX FUND ADMIRAL SHS Registered Investment Company | — | — | — | $3.9M | 3.1% | |
| AMERICAN FUNDS TARGET RETIREMENT 2020 Registered Investment Company | — | — | — | $2.5M | 2.0% | |
| AMERICAN FUNDS 2065 TARGET DATE RETIREMENT FUND Registered Investment Company | — | — | — | $2.5M | 2.0% | |
| AMERICAN FUNDS TARGET RETIREMENT 2015 Registered Investment Company | — | — | — | $2.4M | 1.9% | |
| AMERICAN 2060 TARGET DATE RET R6 Registered Investment Company | — | — | — | $2.3M | 1.8% | |
| T ROWE PRICE U.S. EQUITY RESEARCH Registered Investment Company | — | — | — | $2.2M | 1.8% | |
| HARTFORD DIVIDEND AND GROWTH R6 Registered Investment Company | — | — | — | $1.8M | 1.4% | |
| FIDELITY SMALL CAP INDEX Registered Investment Company | — | — | — | $1.7M | 1.4% | |
| FIDELITY INTERNATIONAL INDEX FUND Registered Investment Company | — | — | — | $1.2M | 1.0% | |
| VICTORY Short Term Bond R6 Registered Investment Company | — | — | — | $1.2M | 0.9% | |
| Interest-Bearing Cash * ALERUS MMKT ALERUS MMKT Interest-Bearing Cash ** $ | — | — | — | $1.1M | 0.9% | |
| THRIVENT MID CAP STOCK S Registered Investment Company | — | — | — | $935K | 0.7% | |
| BLACKROCK ADVANTAGE SMALL CAP CORE K Registered Investment Company | — | — | — | $811K | 0.6% | |
| VICTORY CAPITAL SYCAMORE EST VALUE R6 Registered Investment Company | — | — | — | $793K | 0.6% | |
| BAIRD AGGREGATE BOND INST Registered Investment Company | — | — | — | $771K | 0.6% | |
| DODGE & COX INCOME FUND Registered Investment Company | — | — | — | $768K | 0.6% | |
| FIDELITY INTERMEDIATE TREASURY BOND INDEX Registered Investment Company | — | — | — | $759K | 0.6% | |
| JANUS HENDERSON ENTERPRISE FUND CL I Registered Investment Company | — | — | — | $754K | 0.6% | |
| Participant Loans Interest Rates (4.25% ~ 10.50%) $0 | — | — | — | $708K | 0.6% | |
| AMERICAN FUNDS NEW WORLD R6 Registered Investment Company | — | — | — | $620K | 0.5% | |
| FEDERATED HERMES INSTL HIGH YIELD BOND FD CL R6 Registered Investment Company | — | — | — | $576K | 0.5% | |
| VANGUARD LONG-TERM INVESTMENT GRADE ADMIRAL CL Registered Investment Company | — | — | — | $510K | 0.4% | |
| FIDELITY Intl Cptl Apprec K6 Registered Investment Company | — | — | — | $483K | 0.4% | |
| GOLMAN SACHS International Equity Inc R6 Registered Investment Company | — | — | — | $431K | 0.3% | |
| FIDELITY EMERGING MARKETS INDEX Registered Investment Company | — | — | — | $389K | 0.3% | |
| AMERICAN FUNDS TARGET RETIREMENT 2010 Registered Investment Company | — | — | — | $374K | 0.3% | |
| MFS INTERNATIONAL EQUITY FUND CL R6 Registered Investment Company | — | — | — | $328K | 0.3% | |
| FRANKLIN Real Estate Securities R6 Registered Investment Company | — | — | — | $280K | 0.2% | |
| DIMENSIONAL INFLATION-PROTECTED SECURITIES I Registered Investment Company | — | — | — | $100K | <0.1% | |
| PIMCO GLOBAL BOND OPPORTUNITES (USD HEDGED) INST Registered Investment Company | — | — | — | $35K | <0.1% |
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