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Original filing (PDF)20251013071328NAL0000370499001
ACCESS PLANS LLC
Form 5500
FILING_RECEIVED
ACCESS POOLED EMPLOYER PLAN- SERIES II
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
7,415
Accounts w/ balance
1,867
Plan assets (EOY)
$74.9M
Net assets (EOY)
$72.6M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
65
Knocking points off
- 21 bps in Schedule C fees — modestly above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- Only 25% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ACCESS PLANS LLC.
Plan sponsor
Name
ACCESS PLANS LLC
EIN
85-3473108
Address
940 W. FM 544 · UNIT 1749 · WYLIE, TX · 75098
Phone
(214) 552-5064
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Name
ALERUS FINANCIAL NA
EIN
45-0140105
City
GRAND FORKS, ND
Phone
(800) 433-1685
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LEE CPA GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERUS FINANCIAL NA | 45-6062081 | — | NONE | $138K | — |
| LEE CPA GROUP | 81-4637885 | — | NONE | $19K | — |
Investments
30 direct securities· $72.5M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX FUND Registered Investment Company | — | — | — | $12.9M | 17.3% | |
| AMERICAN FUNDS TARGET DATE RETIRMENT 2045 Registered Investment Company | — | — | — | $7.9M | 10.6% | |
| AMERICAN FUNDS TARGET DATE RETIREMENT 2050 Registered Investment Company | — | — | — | $6.9M | 9.2% | |
| AMERICAN FUNDS TARGET RETIREMENT 2030 Registered Investment Company | — | — | — | $6.2M | 8.2% | |
| Registered Investment Companies AMERICAN FUNDS TARGET DATE RET 2055 R6 Registered Investment Company | — | — | — | $6.1M | 8.1% | |
| AMERICAN FUNDS TARGET RETIREMENT 2040 Registered Investment Company | — | — | — | $5.6M | 7.4% | |
| AMERICAN FUNDS TARGET RETIREMENT 2025 Registered Investment Company | — | — | — | $5.0M | 6.6% | |
| AMERICAN FUNDS TARGET RETIREMENT 2035 Registered Investment Company | — | — | — | $4.5M | 6.0% | |
| AMERICAN 2060 TARGET DATE RET R6 Registered Investment Company | — | — | — | $4.1M | 5.5% | |
| AMERICAN FUNDS TARGET RETIREMENT 2020 Registered Investment Company | — | — | — | $2.0M | 2.7% | |
| JO MORGAN GROWTH ADVANTAGE R6 Registered Investment Company | — | — | — | $1.8M | 2.3% | |
| FIDELITY MID CAP INDEX INSTL Registered Investment Company | — | — | — | $1.6M | 2.1% | |
| FIDELITY SMALL CAP INDEX Registered Investment Company | — | — | — | $1.4M | 1.8% | |
| VANGUARD WINDSOR ADMIRAL #5022 Registered Investment Company | — | — | — | $962K | 1.3% | |
| Interest-Bearing Cash * ALERUS MMKT Interest-Bearing Cash ** $ | — | — | — | $802K | 1.1% | |
| FIDELITY INTERNATIONAL INDEX FUND Registered Investment Company | — | — | — | $758K | 1.0% | |
| FIDELITY US BOND INDEX FUND Registered Investment Company | — | — | — | $621K | 0.8% | |
| Participant Loans Interest Rates at (4.25% ~ 10.50%) $0 | — | — | — | $564K | 0.8% | |
| AMERICAN FUNDS 2070 TRGT DATE RETRMNT R6 Registered Investment Company ** 454 AMERICAN FUNDS 2065 TARGET DATE RETIREMENT FUND Registered Investment Company | — | — | — | $561K | 0.7% | |
| PARNASSUS CORE EQUITY INSTL Registered Investment Company | — | — | — | $413K | 0.6% | |
| PGIM HIGH YIELD R6 Registered Investment Company | — | — | — | $330K | 0.4% | |
| AMERICAN FUNDS TARGET RETIREMENT 2015 Registered Investment Company | — | — | — | $306K | 0.4% | |
| VANGUARD INFLATION PROTECTED SECS ADMIRAL CLASS FUND #5119 Registered Investment Company | — | — | — | $285K | 0.4% | |
| FIRST EAGLE GLOBAL FUND Registered Investment Company ** 189 MFS INTERNATIONAL EQUITY FUND CL R6 Registered Investment Company | — | — | — | $273K | 0.4% | |
| AMERICAN FUNDS NEW WORLD R6 Registered Investment Company | — | — | — | $261K | 0.3% | |
| COHEN & STEERS REALTY SHARES INSTL Registered Investment Company | — | — | — | $203K | 0.3% | |
| DODGE & COX INCOME FUND Registered Investment Company | — | — | — | $154K | 0.2% | |
| BAIRD SHORT TERM BOND INSTL Registered Investment Company | — | — | — | $132K | 0.2% | |
| PIMCO GLOBAL BOND OPPORTUNITES (USD HEDGED) INST Registered Investment Company | — | — | — | $86K | 0.1% | |
| AMERICAN FUNDS TARGET RETIREMENT 2010 Registered Investment Company | — | — | — | $59K | <0.1% |