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Original filing (PDF)20251015222952NAL0011387394001
PLAN PROFESSIONALS, LLC
Form 5500
FILING_RECEIVED
OPEN PEP
401(k) retirement plan
Signals · 3
~79 bps in Sched C feesNo recordkeeper disclosed24 service providers
Active participants
18,762
Accounts w/ balance
8,929
Plan assets (EOY)
$355.0M
Net assets (EOY)
$354.3M
How this plan invests
This plan
2 pooled trusts
Schedule D
71 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 79 bps in Schedule C fees — 686% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- Only 48% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PLAN PROFESSIONALS, LLC.
Plan sponsor
Name
PLAN PROFESSIONALS, LLC
EIN
85-3213245
Address
494 SYCAMORE AVE. · SHREWSBURY, NJ · 07702
Phone
(732) 758-1577
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
301
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2W · Pooled employer plan (PEP)
Audit & trust (Schedule H)
Auditor
TEMPLETON & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
24 rowsOther
24| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | 35-1140070 | — | SERVICE PROVIDER | $1.9M | — |
| NPPG PLAN PROFESSIONALS | — | SHREWSBURY, NJ | SERVICE PROVIDER | $476K | — |
| STADION MONEY MANAGEMENT | 58-2099805 | — | SERVICE PROVIDER | $66K | — |
| CARSON WALTH-DEDUCT/RYAN WITTMAN | — | OMANA, NE | SERVICE PROVIDER | $33K | — |
| IHT WEALTH MANAGEMENT/PAUL ETRA/RAN | — | CHICAGO, IL | SERVICE PROVIDER | $29K | — |
| HAYS FINANCIAL GROUP (ACH)/BRIAN WH | — | MINNEAPOLIS, MN | SERVICE PROVIDER | $28K | — |
| NPPG PLAN PROFESSIONALS | — | SHREWSBURY, NJ | SERVICE PROVIDER | $27K | — |
| HILLS, RENAUT, HOMEN & HUGHES | — | FRESNO, CA | SERVICE PROVIDER | $21K | — |
| LPL FINANCIAL RP-RPCP | — | SAN DIEGO, CA | SERVICE PROVIDER | $20K | — |
| ELEMENT WEALTH LLC | — | RIDGELAND, MS | SERVICE PROVIDER | $17K | — |
| CETERA INVESTMENT ADVISORS, LLC | — | SAN DIEGO, CA | SERVICE PROVIDER | $16K | — |
| PACETPA | — | CLOVIS, CA | SERVICE PROVIDER | $14K | — |
| EQUITABLE ADVISORS LLC | — | SYRACUSE, NY | SERVICE PROVIDER | $14K | — |
| COMMONWEALTH FINANCIAL NETWORK | 04-3267557 | — | SERVICE PROVIDER | $13K | — |
| MML INVESTORS SERVICES, LLC | — | SPRINGFIELD, MA | SERVICE PROVIDER | $13K | — |
| GALLAGHER FIDUCUIARY ADVISORS | — | CHICAGO, IL | SERVICE PROVIDER | $12K | — |
| PFG ADVISORS | — | PEORIA, AZ | SERVICE PROVIDER | $11K | — |
| COMMONWEALTH FINANCIAL NETWORK | 04-3267557 | — | SERVICE PROVIDER | $11K | — |
| OLD PORT ADVISORS/TRACY ROGERS | — | PORTLAND, ME | SERVICE PROVIDER | $10K | — |
| VANCE GRAY WEALTH MANAGEMENT INC | — | BANGOR, ME | SERVICE PROVIDER | $10K | — |
| COMMONWEALTH-BILLED/NATHAN ROGERO | — | WALTHAM, MA | SERVICE PROVIDER | $9K | — |
| WELLS FARGO ADVISORS | 34-1542819 | — | SERVICE PROVIDER | $8K | — |
| MMA SECURITIES LLC (CHECK)/RYAN ROE | — | NEW YORK, NY | SERVICE PROVIDER | $8K | — |
| STIFEL ADVISORY /RUSSELL DIBENEDETT | — | ST LOUIS, MO | SERVICE PROVIDER | $7K | — |
Investments
71 direct securities · 2 pooled funds· $682.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$351.7M
71 holdings
Pooled Separate Account
$330.8M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LINCOLN LIFE SEPARATE ACCOUNT 4K LINCOLN NATIONAL LIFE INSURANCE CO. · EIN 35-0472300 / PN 402 | Pooled Separate Account | — | — | $330.8M | 93.2% | |
| Lincoln YourPath Passive 2030 Moderate | — | — | — | $43.4M | 12.2% | |
| Lincoln YourPath Passive 2025 Moderate | — | — | — | $32.1M | 9.0% | |
| Lincoln YourPath Passive 2035 Moderate | — | — | — | $32.0M | 9.0% | |
| Lincoln State Street S&P 500 Index Fund - Class N | — | — | — | $31.6M | 8.9% | |
| Lincoln YourPath Passive 2040 Moderate | — | — | — | $31.1M | 8.7% | |
| Lincoln YourPath Passive 2045 Moderate | — | — | — | $24.3M | 6.9% | |
| Lincoln YourPath Passive 2050 Moderate | — | — | — | $21.0M | 5.9% | |
| Lincoln YourPath Passive 2020 Moderate | — | — | — | $16.6M | 4.7% | |
| Lincoln National Life Insurance Company Guaranteed Stable Value | — | — | — | $16.2M | 4.6% | |
| Lincoln YourPath Passive 2055 Moderate | — | — | — | $13.8M | 3.9% | |
| Lincoln YourPath Passive 2015 Moderate | — | — | — | $8.9M | 2.5% | |
| Lincoln YourPath Passive 2060 Moderate | — | — | — | $8.5M | 2.4% | |
| Lincoln Vanguard Developed Markets Index Fund Admiral | — | — | — | $8.4M | 2.4% | |
| Lincoln Fidelity Sustainability Bond Index Fund | — | — | — | $6.1M | 1.7% | |
| Lincoln State Street Rsl Large Cap Growth Fund | — | — | — | $6.1M | 1.7% | |
| Lincoln Vanguard Mid-Cap Index Fund | — | — | — | $6.0M | 1.7% | |
| Lincoln Vanguard Small-Cap Index Fund Admiral | — | — | — | $5.6M | 1.6% | |
| Notes receivable from participants - 10.50%, various maturities. | — | — | — | $4.3M | 1.2% | |
| Lincoln YourPath Passive 2065 Moderate | — | — | — | $3.0M | 0.8% | |
| Lincoln Vanguard Emerging Markets Stock Index Admiral Fund | — | — | — | $2.9M | 0.8% | |
| Lincoln State Street Rsl Large Cap Value Fund | — | — | — | $2.4M | 0.7% | |
| Lincoln YourPath Passive 2045 Aggressive Class 1 | — | — | — | $2.3M | 0.7% | |
| Lincoln YourPath Passive 2030 Aggressive Class 1 | — | — | — | $2.0M | 0.6% | |
| Lincoln Vanguard LifeStrategy Moderate Growth Fund | — | — | — | $1.9M | 0.5% | |
| Lincoln YourPath Passive 2010 Moderate | — | — | — | $1.6M | 0.4% | |
| Lincoln Vanguard High-Yield Corporate Admiral Fund | — | — | — | $1.4M | 0.4% | |
| Lincoln YourPath Passive 2045 Pathbuilder Income | — | — | — | $1.3M | 0.4% | |
| Lincoln YourPath Passive Retirement Income Moderate | — | — | — | $1.2M | 0.3% | |
| Lincoln Vanguard Real Estate Index Admiral Fund | — | — | — | $1.2M | 0.3% | |
| Lincoln Vanguard LifeStartegy Growth Fund | — | — | — | $1.2M | 0.3% | |
| Lincoln YourPath Passive 2030 Conservative Class 1 | — | — | — | $973K | 0.3% | |
| Lincoln YourPath Passive 2025 Aggressive Class 1 | — | — | — | $968K | 0.3% | |
| Lincoln DFA Inflation-Protected Securities | — | — | — | $812K | 0.2% | |
| Lincoln YourPath Passive 2060 Aggressive Class 1 | — | — | — | $798K | 0.2% | |
| Lincoln YourPath Passive 2035 Aggressive Class 1 | — | — | — | $737K | 0.2% | |
| Lincoln YourPath Passive 2050 Aggressive Class 1 | — | — | — | $725K | 0.2% | |
| Lincoln YourPath Passive 2030 Pathbuilder Income | — | — | — | $623K | 0.2% | |
| Lincoln YourPath Passive 2050 Pathbuilder Income | — | — | — | $623K | 0.2% | |
| Lincoln YourPath Passive 2040 Aggressive Class 1 | — | — | — | $612K | 0.2% | |
| Lincoln YourPath Passive 2065 Aggressive Class 1 | — | — | — | $610K | 0.2% | |
| Lincoln YourPath Passive 2040 Pathbuilder Income | — | — | — | $519K | 0.1% | |
| Lincoln AmerFunds EuroPac Growth Fund | — | — | — | $475K | 0.1% | |
| Massachusetts Mutual Life Insurance Brokerage Accounts | — | — | — | $415K | 0.1% | |
| Lincoln Vanguard LifeStartegy Income Fund | — | — | — | $401K | 0.1% | |
| Lincoln YourPath Passive 2055 Pathbuilder Income | — | — | — | $384K | 0.1% | |
| Lincoln YourPath Passive 2055 Aggressive Class 1 | — | — | — | $383K | 0.1% | |
| Lincoln YourPath Passive 2025 Conservative Class 1 | — | — | — | $358K | 0.1% | |
| Lincoln YourPath Passive 2020 Conservative Class 1 | — | — | — | $332K | <0.1% | |
| Lincoln YourPath Passive 2035 Conservative Class 1 | — | — | — | $283K | <0.1% | |
| Lincoln YourPath Passive 2060 Pathbuilder Income | — | — | — | $239K | <0.1% | |
| Lincoln YourPath Passive 2035 Pathbuilder Income | — | — | — | $233K | <0.1% | |
| Lincoln Vanguard International Value Investment Fund | — | — | — | $223K | <0.1% | |
| Lincoln Vanguard LifeStrategy Conservative Growth Fund | — | — | — | $219K | <0.1% | |
| Lincoln YourPath Passive 2015 Aggressive Class 1 | — | — | — | $203K | <0.1% | |
| Lincoln YourPath Passive 2040 Conservative Class 1 | — | — | — | $159K | <0.1% | |
| Lincoln YourPath Passive 2025 Pathbuilder Income | — | — | — | $159K | <0.1% | |
| Lincoln YourPath Passive 2020 Pathbuilder Income | — | — | — | $137K | <0.1% | |
| Lincoln YourPath Passive 2065 Pathbuilder Income | — | — | — | $88K | <0.1% | |
| Lincoln YourPath Passive 2020 Aggressive Class 1 | — | — | — | $83K | <0.1% | |
| Lincoln YourPath Passive 2050 Conservative Class 1 | — | — | — | $69K | <0.1% | |
| Lincoln YourPath Passive 2045 Conservative Class 1 | — | — | — | $66K | <0.1% | |
| Lincoln YourPath Passive 2060 Conservative Class 1 | — | — | — | $62K | <0.1% | |
| Lincoln YourPath Passive 2015 Pathbuilder Income | — | — | — | $32K | <0.1% | |
| Lincoln YourPath Passive 2055 Conservative Class 1 | — | — | — | $28K | <0.1% | |
| Lincoln YourPath Passive 2010 Conservative Class 1 | — | — | — | $22K | <0.1% | |
| Lincoln YourPath Passive 2015 Conservative Class 1 | — | — | — | $17K | <0.1% | |
| Lincoln YourPath Passive 2065 Conservative Class 1 | — | — | — | $12K | <0.1% | |
| SEI Trust Company (Galliard) Brokerage Accounts | — | — | — | $9K | <0.1% | |
| Lincoln YourPath Passive Retirement Income Conservative Class 1 | — | — | — | $9K | <0.1% | |
| Lincoln YourPath Passive Retirement Income Aggressive | — | — | — | $9K | <0.1% | |
| Lincoln YourPath Passive 2010 Aggressive Class 1 | — | — | — | $3K | <0.1% | |
| LINCOLN LIFE SEPARATE ACCOUNT 4K LINCOLN NATIONAL LIFE INSURANCE CO. · EIN 35-0472300 / PN 401 | Pooled Separate Account | — | — | $0 | <0.1% |
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