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Original filing (PDF)20251014144711NAL0001527171001
CLEAR SIGHT PARTNERS, LLC
Form 5500
FILING_RECEIVED
CLEAR SIGHT PARTNERS 401(K) PLAN
401(k) retirement plan
Signals · 2
~114 bps in Sched C feesNo recordkeeper disclosed
Active participants
388
Accounts w/ balance
170
Plan assets (EOY)
$6.3M
Net assets (EOY)
$6.3M
How this plan invests
This plan
4 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 114 bps in Schedule C fees — 120% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- Only 44% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLEAR SIGHT PARTNERS, LLC.
Plan sponsor
Name
CLEAR SIGHT PARTNERS, LLC
EIN
85-3070386
Address
3935 TAMPA ROAD, SUITE 4 · OLDSMAR, FL · 34677
Phone
(727) 541-4469
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
CLARK SCHAEFER HACKETT & CO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HAUSER RETIREMENT SOULTIONS 2 LLC | 34-4906731 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $44K | — |
| JANET A. PANEBIANCO, CPA, PLLC | 71-1039549 | — | CONTRACT ADMINISTRATOR | $6K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLARK SCHAEFER HACKETT | 31-0800053 | — | ACCOUNTANT | $22K | — |
Investments
30 direct securities · 4 pooled funds· $6.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.1M
30 holdings
Common Collective Trust
$133K
1 holding
Pooled Separate Account
$13K
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Am Fds 2035 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $1.2M | 19.7% | |
| Am Fds 2040 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $1.0M | 16.6% | |
| Am Fds 2030 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $576K | 9.2% | |
| Am Fds 2050 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $550K | 8.8% | |
| Am Fds 2025 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $515K | 8.2% | |
| Vanguard 500 Index Admiral Fd Mutual Fund | — | — | — | $481K | 7.7% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $361K | 5.8% | |
| Am Fds 2055 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $343K | 5.5% | |
| Am Fds 2045 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $293K | 4.7% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $133K | 2.1% | |
| Am Fds 2060 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $120K | 1.9% | |
| Notes Receivable from Participants Interest ranging from 4.25% - 10.50% $ - | — | — | — | $82K | 1.3% | |
| Am Fds 2070 Trgt Dte Rtm R6 Fd Mutual Fund ** 276 AB Large Cap Growth Z Fund Mutual Fund | — | — | — | $74K | 1.2% | |
| American Funds NewPrsp R6 Fnd Mutual Fund | — | — | — | $49K | 0.8% | |
| Vanguard Equity-Inc Adm Fund Mutual Fund | — | — | — | $46K | 0.7% | |
| Columbia Global Tech Gr 13 Mutual Fund | — | — | — | $44K | 0.7% | |
| Allspring Spec M Cap Value R6 Mutual Fund | — | — | — | $42K | 0.7% | |
| JanusHenderson Triton N Mutual Fund | — | — | — | $37K | 0.6% | |
| Am Fds 2010 Trgt Dte Rtm R6 Fd Mutual Fund ** 90 Am Fds 2020 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $36K | 0.6% | |
| PGIM High Yield R6 Fund Mutual Fund | — | — | — | $32K | 0.5% | |
| PGIM Total Ret Bond R6 Fd Mutual Fund | — | — | — | $22K | 0.4% | |
| American Funds NewWorld R6 Mutual Fund | — | — | — | $22K | 0.4% | |
| Am Fds 2065 Trgt Dte Rtm R6 Fd Mutual Fund | — | — | — | $21K | 0.3% | |
| American Fds US Govt Sec R6 Fd Mutual Fund | — | — | — | $21K | 0.3% | |
| BlackRock Hlth Sci Ops K Fd Mutual Fund | — | — | — | $17K | 0.3% | |
| DFA Real Estate Secs I Fd Mutual Fund | — | — | — | $14K | 0.2% | |
| DFA lnfl Protected Sec I Fund Mutual Fund | — | — | — | $14K | 0.2% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $11K | 0.2% | |
| MFS New Discovery Value R6 Fd Mutual Fund | — | — | — | $8K | 0.1% | |
| American Funds Amer Bal R6 Fd Mutual Fund | — | — | — | $8K | 0.1% | |
| JanusHenderson Enter N Fund Mutual Fund | — | — | — | $6K | <0.1% | |
| MFS Core Equity R6 Fund Mutual Fund | — | — | — | $6K | <0.1% | |
| PRINCIPAL US PROPERTY SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 027 | Pooled Separate Account | — | — | $2K | <0.1% | |
| PRIN DIVERSIFIED INTL SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $0 | <0.1% |